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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.


The FIRE movement may be making headlines today, but your story proves you were living it long before it had a name. Retiring in your 30s then turning that choice into three decades of adventure across the globe isn’t just inspiring, it’s living proof that financial independence isn’t a fantasy, but an achievable reality. Your Adventurer’s Guide to Early Retirement doesn’t just crunch numbers, it shows readers how to design a life of freedom, adventure, and purpose. It’s both practical and deeply motivating, a true roadmap for anyone who dares to ask, “What if I could step off the treadmill and start living on my own terms?” - GG

Our Latest Adventure
Market Cap Concentration.

Real Investment Report

The market crack on Friday resulted from a defensive move as geopolitical stress, trade rhetoric, and political dysfunction triggered a sharp reversal in sentiment. After trading relatively flat most of the week, the S&P 500 fell 2.7% on Friday, wiping out earlier gains and ending the week in the red.

 


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Billy and Akaisha on the beach, Naples, Florida Solving Some Problems of Retirement
Billy and Akaisha Kaderli

According to the Census Bureau’s Supplemental Poverty Measure, roughly 15% of people over age 65 live in poverty. Also, nearly half are considered ‘near Poor,’ meaning that they live with incomes that are less than twice the poverty threshold. ($31,460).

 
 

 

 

 
Peaceful agave field Jesus Maria, Jalisco, Mexico Tequila Nirvana: Exploring the Best Distillery in Mexico's Golden Triangle (Jesus Maria) Jalisco, Mexico
Billy and Akaisha Kaderli

Whatever it is, tequila probably can't fix it, but it's worth a shot! - Jimmy Buffett

 
Church of St. Francis of Assisi in Chapala, Mexico The Church of St. Francis of Assisi Chapala, Mexico
Billy and Akaisha Kaderli

Located on the water's edge of Lake Chapala and in the heart of Chapala town itself, is the Church of St. Francis of Assisi. This is how it looks today.

 
A look out over the ruins Roman Emperor Nero, Anzio, Italy The Villa of Roman Emperor Nero Anzio, Italy
Billy and Akaisha Kaderli

The town of Anzio is built on the site of the ancient Roman port city of Antium which was a prominent city during the Roman Empire. It also happens to be the birthplace of the Roman emperors Nero and his maternal cousin, Caligula.

 

How to Fail at Early Retirement
Billy and Akaisha Kaderli

We believe every situation offers learning opportunities, and calling that experience a failure just doesn’t jibe with who we are. In our lives, we want to move forward with the knowledge and wisdom we’ve gained - not benchmark it emotionally by calling it a failure.

 

Is It Work or Is It Passion?
Billy and Akaisha Kaderli

‘Howdy, Beautiful!’ my friend of four decades shouted from snow country, thousands of miles away. "Been watchin’ your website for years and I read all your stories. Love ‘em. But I thought you were retired!"

 
Magnificient lunch on balcony, Hotel Riviera, Anzio, Italy

Hotel Riviera Anzio, Italy
Billy and Akaisha Kaderli

We were able to set aside the stress of travel and snuggle into a smaller, very friendly city, with rooftop bars, salumerias, beaches, and Roman ruins. Perfect!

 
Billy and Akaisha decades of financial freedom What If You could Retire Early?
Billy and Akaisha Kaderli

What if you could wake up and have nothing pressing on your schedule for the entire day? And you could spend that day doing anything you wanted?

 
Akaisha and Billy in front of a Panoramic view of Lake Atitlan, Guatemala How do YOU want to Spend Your Money?
Billy and Akaisha Kaderli

You retire and life is better than you ever expected. As the years pass your net worth continues to grow and you are feeling confident and have relaxed into your lifestyle. Then you get sick.

 
the Constitutional Convention of 1787 in Philadelphia, Nevis Museum, West Indies

The Alexander Hamilton Museum - Nevis, West Indies
Billy and Akaisha Kaderli

You might know that Alexander Hamilton was the first US Secretary of Treasury, and that he was one of the Founding Fathers of the new nation called The United States.

 
A lone palm, a single beach chair, Placencia, Belize

Placencia, Belize
Billy and Akaisha Kaderli

We found ourselves needing to hunker down over a long holiday and finding a room was a bit tricky. It's a town where you can relax, but don't let your guard down completely.

 
Retire Early Lifestyle hat on the beach There are Two Paths to FIRE Financially Independent Retire Early
Billy and Akaisha Kaderli

What has emerged as a theme, is that there are two paths to FIRE: the monetary, measurable path -- and the emotional, immeasurable path.

 
Inside of Brindisi Ferry, Brindisi, Italy Taking the Water Taxi across the Harbor in Brindisi, Italy
Billy and Akaisha Kaderli

Today we were taking the ferry across the inner port to have a look at the monument dedicated to the sailors who have lost their lives in various wars in this city.

 

 

You can’t connect the dots looking forward; you can only connect them looking backwards. So you have to trust that the dots will somehow connect in your future. You have to trust in something – your gut, destiny, life, karma, whatever. Because believing that the dots will connect down the road will give you the confidence to follow your heart even when it leads you off the well worn path; and that will make all the difference. - Steve Jobs

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Who Really Started the FIRE Movement?

 
 
 

Why We Took Social Security at Age 62

 

 The Adventurer's Guide to Early Retirement 5th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

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A conversation between friends Are We Being Misleading about FIRE? Q & A with a Reader
Billy and Akaisha Kaderli

Saw the article on MSN about both of you - Congrats on your success. ….. I am sure you are getting tons of emails….

 
 

 

 

 
Caleta de Campos, Michoacan, Mexico Why Are Millionaires Flocking to Mexico? (and Non-Millionaire Retirees, too!)
Billy and Akaisha Kaderli

According to the Mexican Government, around 1.1 million expatriates lived in Mexico as of 2020. Of those, about 700,000 were from the United States, making Mexico the #1 country worldwide for American Expats.

 
Rattan heart on China Beach, DaNang, Vietnam

My Intimate Journey with Cancer Part 7 - DaNang, Vietnam A different country, new possibilities
Billy and Akaisha Kaderli

It was early morning when we left our hotel inside the ancient walled city of Chiang Mai in Thailand. We were saying “goodbye” to the nightmare of Dr. Death and the unexpected experience of being placed on the “Cancer fast track.”

 
Black woman behind bakery counter, Nevis, West Indies

Johnny Cakes Nevis, West Indies A humble yet flavorful tribute to the island's history
Billy and Akaisha Kaderli

Johnny cakes are a beloved traditional food on Nevis Island, reflecting the culinary heritage that blends African, British, and Caribbean influences.

 
Billy at his favorite place - Beaching it around the world!

Money Never Sleeps
Billy and Akaisha Kaderli

Many people are shocked to learn that since we left the conventional work force over thirty years ago our net worth has actually increased, significantly out-pacing inflation and spending.

 
Tropically painted, Cafe de Olla on the right, and Hotel Yasmin on the left Cafe de Olla Puerto Vallarta, Mexico
Billy and Akaisha Kaderli

Years ago, we ate at Cafe de Olla and the food was out of this world. Always packed, this favorite Mexican restaurant serves traditional fare but has that "za-zoom" in its flavors. We had to return for a meal.

 
Billy and Akaisha decades of financial freedom What If You could Retire Early?
Billy and Akaisha Kaderli

What if you could wake up and have nothing pressing on your schedule for the entire day? And you could spend that day doing anything you wanted?

 
The Adventurer's Guide to Early Retirement, 5th Edition A New Perspective
Billy & Akaisha Kaderli

Are you seeing windows or walls? Financial Independence Retire Early

 
Rio Dulce means Sweet River. On our way to Livingston by boat Livingston, Guatemala - Where the Jungle meets the Sea
Billy and Akaisha Kaderli

An unanticipated joyous blend of Caribbean colors, Garifuna flavor and Maya culture, Livingston is the other side of Guatemala! With no overland access, this tiny outpost stays beyond the ordinary.

 

 

One of the most beautiful places on the planet

 We recommend advanced placement courses online at EHS

The Pacific Coast of Mexico Guide details our travels along the coast.

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The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

Write a college essay for me step by step. 

 

Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website RetireEarlyLifestyle.com, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on Amazon.com.

Contact info = TheGuide@RetireEarlyLifestyle.com

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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