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In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 4th decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience. |
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What People are Saying
THE ADVENTURER'S GUIDE TO
EARLY RETIREMENT
A NEW
PERSPECTIVE
5TH EDITION
Order Here
The Kaderlis' "The Adventurer's Guide to
Early Retirement, 5th Edition" is a compelling and inspirational manual for
those yearning to reclaim their dreams of adventure and financial independence.
This updated edition, enriched with new spending spreadsheets, calculators, and
13 fresh chapters, continues to build on its solid foundation, providing readers
with practical tools and insights to achieve early retirement.
The Kaderlis’ narrative is both engaging and
relatable, blending personal anecdotes with actionable advice. Their authentic
voice and conversational style make complex financial concepts accessible to a
broad audience. The book is not just about numbers and investments; it’s about a
lifestyle transformation, encouraging readers to dream big and live life on
their terms.
The new chapters add substantial value,
reflecting the evolving landscape of retirement planning. Billy and Akaisha
Kaderlis' hard-won lessons and common-sense wisdom are evident throughout,
offering readers a roadmap to financial freedom. The updated calculators and
spreadsheets are particularly useful, enabling readers to tailor their
retirement plans to their unique circumstances.
One of the book’s strengths is its ability to
inspire. Billy and Akaisha remind us that our childhood dreams of adventure do
not have to be sacrificed on the altar of societal expectations. Their message
is clear: we can march to the beat of our own unique drummer and achieve a
fulfilling, adventurous life through smart financial planning.
"The Adventurer’s Guide to Early Retirement"
is more than a financial guide; it’s a call to action. The Kaderlis' passion for
helping others is palpable, and his advice is grounded in real-life experience.
This book is a must-read for anyone feeling stuck in the monotony of daily life
and looking for a push towards a more exciting and liberated future.
Pratibha Malav
*****
Billy and Akaisha's inspirational message to
their readers is to live life on their own terms and pursue their passions and
desires, rather than being held back by societal norms and expectations. They
encourage people to take control of their financial future, so that they can
live a life of freedom and fulfillment. They also emphasize the importance of
living a balanced life, with a focus on health, relationships, and personal
growth. Overall, their message is one of living life intentionally and embracing
adventure, while striving to find joy, purpose, and happiness.
*****
The
Adventurer's Guide to Early Retirement, A New Perspective, 5th Edition is the
ultimate guide for those seeking to break free from the traditional 9-to-5
lifestyle and embark on a journey of financial independence and personal
fulfillment. This updated edition includes new strategies and case studies, as
well as a focus on sustainable living and alternative income streams. Whether
you're a young professional looking to retire early or a retiree seeking to make
the most of your newfound freedom, this book is a must-read for anyone looking
to live a life of adventure and purpose.
Alan
Compton
*****
You guys are an absolute inspiration and I love your book. I’m
going to recommend your book to anyone who is interested in this field to go out
and get it.
It’s the best.
Your Newsletter is just great too. I would recommend it.
Dr. Kevin Cuccaro
*****
The Kaderlis have brought so much knowledge of retirement densely
packed into their 5th edition of the Adventurer's Guide to Early Retirement, A
New Perspective. It is worth taking a look at their book. If you purchase from
their website, you will have a personal connection with them, be able to ask
them questions and they will sign you up for their FREE Newsletter.
Dr. Melissa Cady, The Changed Physician
*****
"The Adventurer's Guide to Early Retirement" is one of the best financial
resources I have come across. Be it preparing for early retirement, 'regular'
retirement, or just learning how to take control of your finances in general. I
am a licensed and registered investment advisor who has access to and read a lot
of investment resources and this guide is a spectacular one.
For the cost of 'The Adventurer's Guide to Early Retirement' there is not a
better or more accessible option available that covers the breadth of knowledge
and provides the resources Billy and Akaisha do. This guide combines 'Your Money
or Your Life' and any number of the books oriented along the Boglehead investing
method to provide practical, implementable and
customizable steps to transition from a standard salary-based lifestyle to
financial independence. It certainly leans towards adventure and travel, but
anyone who wants to take control of their finances and gain some independence
will benefit from this book.
Regardless of if you are just starting out, have a nest egg prepared, or may
already be retired or semi-retired, this guide will be not only informative, but
provide you tools to improve where you are right now. This
guide covers planning and preparations as you take control of your finances and
work towards financial independence. It covers maintaining financial
independence once you have quit the 'rat race'. And, perhaps most importantly,
it goes further and delves into some of the
psychological aspects of financial independence that very few, if any,
other books do.
Billy and Akaisha help you transition your
thinking from the common dry, static 'retirement as a goal' to becoming
financially independent, a much more dynamic lifestyle where you take control
and have the ability to engage in fulfilling and meaningful activities. I work
with many people whose main goal is retirement. I am consistently amazed when
they do retire how stressful many people find it because they spent no time
planning what they were going to do with all this 'free' time. Billy and Akaisha
convey how critical planning for this is, both as encouragement in planning and
working towards FIRE, as a potentially unique way to develop a financially
sustainable lifestyle once you achieve FIRE, and most importantly, so you
develop a meaningful and fulfilling life during your financial independence.
This is not a book about retiring to play shuffle board. This is about gaining
freedom, controlling your destiny and finding fulfillment.
Billy and Akaisha bring up very practical retirement questions standard
retirement books focused solely on finance do not. Questions like how will FIRE
effect your family: your children, parents, etc.? Should you maintain a home? A
car? How can you get around without a car? How to find like-minded people and
work with them to help progress your journey to FIRE. Even medical tourism. They
also encourage you to carefully consider if FIRE is even right for you, it's not
for everyone.
This guide provides practical, implementable and customizable steps to
transition from a standard salary based lifestyle, to financial independence. I
especially enjoy that it contains customizable links to pre-made spreadsheets to
help you manage your FIRE journey. They teach the importance of time and
compounding, how to pay yourself first and resist 'Groupthink' to consume and to
work hard, but also work smarter, make that money work for you!
Whether you want to retire early, just want to retire at 65, or need a solid
place to begin your journey of becoming financially literate, this book will
help you achieve that AND enjoy it more. There is simply not another resource
like it around.
Andy F - licensed and registered investment advisor
*****
I was really glad to see that the Kaderlis came out with their 5th Edition.
Incredibly, they have put even more information and insight into this book, The
Adventurer’s Guide to Early Retirement, A New Perspective. This book causes me
to frame my retirement differently, and I’m excited that it has given me that
extra push to retire sooner rather than later.
In their conversational, authentic style, they have made the complicated matter
of retirement easy to understand.
Thank you, Billy and Akaisha!
Marjorie L.
*****
Amazing practical easy to read book. For
anyone looking to retire early and be financially independent this is the best
guide out there from the people that have lived it for over 30 Years!
Ian
Thank-you for the braves, Billy and Akaisha,
who gave all of us a better view of the future financial crystal ball…thank-you,
thank-you and thank-you! FIRE walkers
T.E.
Very exciting story.
George
Hola! I have been a long time subscriber and
love your work and influence. I retired from the corporate world a few months
ago at 47 and we moved into our condo in Puerto Aventuras (mostly) full time as
a permanent resident of Mexico. THANK YOU for all of your posts, videos, books,
etc… these things validated the “retire early” option for my wife and me and
made our new life possible together! I wish you all the best, and am grateful
for our connection in this world.
John
One thing I like about your common-sense
approach is that you acknowledge the risk and address it however makes sense!
Basil
An amazing experience, one that many dream
of, yet few ever have the courage to do. Your life’s journey is the most
enlightening read and I thank you for sharing. Wishing you the Best for your
future retirement endeavors.
Bernd
*****
Great profile of what retirement can look
like. Certainly you’ve had a “watch this” life and your story makes a difference
from where I sit this morning. Thanks for that.
M-124
*****
So, YOU are the True Pioneers! Thank you so
much for sharing your inspiring, thought-provoking and brave story.
Lalani
*****
Absolutely fantastic story and this is
undoubtedly the most audacious, ballsy, inspiring retirement story interview
I’ve read anywhere. I especially appreciate your comment about you retiring
right into the start of the gulf war & how there is no such thing as a perfect
time.
OL70
*****
Billy & Akaisha, With your help, I made the
leap into FIRE in March at age 59. Your website was one of the first I started
following several years ago and you helped me build confidence to turn in my
corporate cell phone and stop spending my life on conference calls. I figured if
you guys could really live happily on $35k/yr, my wife and I could certainly do
it on $50k or $60k/yr.
Followed your advice and sold our 4 bedroom
house in May to minimize expenses and we’ll be able to live comfortably on a mix
of equity and 401k withdrawals until social security kicks in. Looking forward
to rediscovering the leisurely international “slow travel” adventures we had
when we were in our 20s. Sure am enjoying not waking to an alarm clock every
day!
Thanks!
Steve
Order Here
I just finished reading The
Adventurer's Guide to Early Retirement. It
was a great read and touched on many of the topics that keep me up at night!
This quote from your book really resonates 'after
all we had achieved, we no longer had to prove to ourselves or to anyone else
that we could accomplish goals, make money, entertain well, have great artistic
appreciation or pick a notable bottle of wine. At this point we were looking for
more personal fulfillment, a different kind of life. We needed one with an
unconventional focus: travel, adventure, challenge and new opportunities,
calling the shots of when and where to go, doing what we wanted to do, and
choosing how long we wanted to stay. The notion of filling our days with
alternative priorities like heading projects, learning, challenging our personal
limitations of food, language, lodging and cultures thrilled us. These were
different goals to what others had, and most of our friends and family could not
relate'.
When I read it to my husband he said 'I really couldn't have said it better
myself', this is exactly why we are selling our house in the fall and plan to
retire in Jan 2018. We have started telling friends of our plan and the
reactions are mixed as you have experienced with your own friends.....we know
we'll maintain the strong friendships and make many more as we travel.
My fear, of course is the market tanking and running out of money....we are
Canadian and have wonderful health insurance which we have to spend 5 months of
the year in our home province to maintain....we have a lake house that is
mortgage free and will be keeping that as a home base (very similar to you
guys). So this will keep the living expenses down for the 5 months that we are
here. Like you said, we just have to take the leap and have faith! I can't wait
to get this new adventure started!!!!
Thanks again for all of the wonderful information and valuable insights!!
All the best, Cary
Noble
*****
My husband and I bought your
first book, The
Adventurer’s Guide to Early Retirement, years ago which sparked a huge
interest in early retirement. We will retire (in our 50's) in 2016 and put our
house up for sale. We just bought our RV which will become our new house on
wheels. We'd like to explore the US then go international. I want to thank you
for planting the seed which we've been watering since. Looking forward to
reading your new book,
The Possible
Dream.
Here’s to new experiences and
to new friends. - Sonia
*****
I bought your book one year ago, Your
ebook is very motivational and inspirational for the people who want to take
early retirement and travel. Your
travel photos are awesome and great inspiration. Your
passion to travel is highly appreciable. You and your lifestyle are role models
to me.
Naidu Sanapala
*****
I have just finished reading your book, and
it is fantastic! Thanks so much for taking the time to write it and share your
experiences and knowledge.
I now
have the most important and interesting book that I've ever owned (next to The
Millionaire Next Door). I have a five year plan to retire to Thailand, and I
can hardly wait to go.
You and Billy have helped me realize that
I DO have enough money NOW to live my dream, and after making some changes, I
can continue to enjoy my life! I haven't had the time yet to check out the
links listed in the afterword, but I have never enjoyed reading a book so
much!!!
Thanks again and thanks
for sharing your life with all of us!
Sherry Johnson *****
Your last e-mail was
so thoughtful and helpful that you have given us plenty of work yet to make
good decisions about future directions for our life as a couple. We
appreciate your responses as the generous gift that it was from both of you
and want you to know that we did not receive it as just another e-mail.
My son, age 23 gave us your book as a gift over the holidays and we are both
enjoying it and doing the introspective thinking that your writings prompt
in us. My first impression was that the book also has value for our son to
read.
When Andrea and I were
in school we were really kind of brainwashed into thinking that our lives
would consist of many years of hard work, slow progressive advancement in
some type of organization and if we were lucky--retirement after many years.
Between studying your website and reading your book it dawned on me that
maybe our son could thoughtfully select his course of study and plan his
finances with a different perspective.
At an earlier life
stage he could also short circuit the conventional model that traps people
working too long with too little fun along the way. Too many (Americans
especially) work, have 2 weeks vacation a year or less, then spend years in
poor health during retirement. My parents exemplify that model. In the end
they had money, time and no health. By the time they stopped working, old
age stepped in.
Anyway, we are
enjoying that your ideas open up new possibilities. Certainly, one size does
not fit all and there are many ways to solve the issues of working, living
and retirement.
Thanks for leading the
way and blazing the trail.
Yours truly,
Dave and Andrea Caufield Sarasota, FL USA
*****
We recently took an
early retirement "test drive" to Thailand. We've read your
guide
from cover to cover (figuratively speaking), and have spent many
hours on your web site doing our research.
We spent 4 days in Chiang Mai and 4 days in Phuket. Chiang Mai is a great
alternative to the chaos of Bangkok. It has a great laid-back feeling that
is more representative of "true" Thailand. We stayed at the Thapae Gate
Guest House, across the soi from Top North. The price was only $10 per
night, and the staff was great.
In Phuket, we stayed at Kata Sun Beach Hotel as you've recommended. It was
everything you said it would be - clean rooms, friendly staff, excellent
location, inexpensive. It is truly a superior value.
Being based in Hong Kong, we are really fortunate to have such great places
almost at our doorstep. We're definitely now sold on early retirement, and
will be making our preparations to early retire in less than a year.
Thanks again for all your inspiration and helpful information.
God Bless.
Mike Dwyer and Precy Manzano
Early Retirees in Training
*****
You two have been
quite the inspiration - and when work clearly became a choice to keep my
blood pressure up - purely for money - I realized that I did NOT have to do
that job anymore. So I've given my 2-weeks notice and my wife is worried
about my sanity, but we're jumping off the cliff with a nice parachute and
hoping for the best. Of course, the fact that the stock market has crashed
pretty-much every day since I decided to jump - hasn't helped, but I am
realizing that, just like having children, VERY few people ever reach that
point where they consciously think "I'm ready for this" - yet people become
parents all the time and they deal with it. I think that retirement may be
much the same: if you aren't careful, you can talk yourself *out* of
retirement - day by day - until you've wasted YEARS... DECADES... and it's
too late. It's scary - but I'm now more afraid of wasting my life in a
high-pressure job - than I am about running out of money when I'm 75.
Thanks again for the
inspiration.
Pete LaMaster
*****
The two of you have
become an incredible inspiration and a wealth of information for a lifestyle
that I am planning to attain in the short/mid-range future. I am 46 years
old and have instinctively followed many of the financial philosophies that
you have discussed in your awesome cd/book, The
Adventurer‘s Guide to Early Retirement. Additionally, I have
learned how to fine-tune my budget through much of the insight you have
provided.
Today, I reached a
"fork-in-the-road" on my future. I have completed 15 years of government
service for a local municipality. I cannot see myself "doing" another 15
years in this environment for the traditional stainless-steel 30-year watch,
a certificate of appreciation, and a piece of Publix cake as a final reward.
I have managed my
assets extremely well over the past 25 years and am able to consider a
lifestyle similar to the one which you live. I admit it is very scary, but
again, you discussed that part in your Guide.
I have traveled vastly
throughout the world for the past decade and on an extreme budget which has
allowed me to do it so often. And in my personal life, I have seldom cared
what those around me think when I make financial decisions. I drive a
ten-year old Jeep that has been paid off for many years, I don't buy any of
the latest electronic gadgets or HD TV's, etc. I purchase my clothes at
extreme discount outlets which still allows me to dress fashionably for
pennies on the dollar. In other words, I have always lived well below my
means which I consider one of the greatest rewards that life can bring.
In closing, let me say
again how much of an inspiration your book has been. I use it as a guideline
to prepare my entry strategy into a new stage of living. And although it
will be difficult to remove the "golden handcuffs" that my current
employment provides, the thought of continuing with this mundane routine for
another decade and a half is not really living.
Thank you for all you
do,
*****
I bought your fantastic
book, The Adventurer's Guide to Early Retirement,
not too long ago and have been enjoying it. The suggestions, the stories,
it's really all amazing. Your home in the States in a resort community sounded like a great idea to me, and is something I plan on doing as
well. A small base of operations here in the States would be perfect while I
spend summers sailing and winters abroad. Your site and your book bring me the
stories that inspire me. Thank you for that. I really appreciate it!
Guy E.
*****
Bought, downloaded, and studied your
book, and I just had to say "thank you!" for your courage and for sharing
your insights. You've given us courage, too.
JoAnne Keeney
*****
Thank you for the
opportunity of letting me in your lives. I am now on chapter 4 of your book,
The Adventurer's Guide to Early Retirement,
and the experience is EXTRAORDINARY! My husband and I are planning our life
change this spring. Thank you again for your kindness to let us see the
world through your eyes.
Cheers.
Rety and Bruce
*****
My job had become less and less enjoyable
over the last year, but my wife and I weren’t sure we could retire at 49 years
old. We had a good portfolio and had paid off our home, but couldn’t get any
real details on the spend side of retirement. Seems all of the financial
planners focus in great detail on the saving side, and typically offer up
oversimplified percentages for a traditional spend-down without really looking
at our wants and needs. We bought your book The
Adventurer’s Guide to Early Retirement online last summer. You’ve
got lots of great stuff packed into the book! We were able to analyze our
spending habits, identify that our real goals are more focused around being
together, traveling, and spending more time with family and friends, than buying
more things and working. Sounds familiar, doesn’t it!
We finished up our financial plan/life style
change with insight provided by your book, and ran the numbers past two separate
financial planners. They both agreed that even with very conservative numbers,
we already had everything we needed. I gave notice at work right after my 50th
birthday, and we’re happily 3 months into retirement now. Going through the
process of evaluating and changing our lifestyle to better suit our needs has
made us very comfortable with our new course and freedom. Thanks!
R.H., Colorado
*****
I just finished reading
The Adventurer's Guide to Early Retirement. You guys did a
great job. I've already worked on redoing my budget and started keeping track of
my daily expenditures. I know that's going to help a lot. I've been bringing
lunch to work every day. I also quit my gym membership and bought a treadmill
for $100 on craigslist to walk at home when it's cold. That alone saves me $500
a year! In addition to contributing 10% of my pay to 401k, I plan on opening a
Vanguard account with my tax return and contributing another 10% to that. My car
is on it's way to 100k miles and I'm hoping it will keep up for at least another
3 years. I'm only 24 so here's to hoping that a lot of saving and sacrifice now
leads to a lot of great adventures tomorrow. Thanks for all the advice and
positive thinking offered in your book.
Lauren
*****
We really enjoyed your book,
The Adventurer‘s Guide to Early Retirement.
It was very informative and confirmed a lot of what we had been doing all our
lives such as staying out of debt. The information on insurance was very helpful
as well. Our next step is investing. Thanks for your help.
The Bergs
*****
Love the website and the
download book, The Adventurer's Guide to Early
Retirement, and have been following your adventures for a few
years now. I am retiring early in 7 years. I am 36 right now, and can't
wait. It is fantastic to have that goal, and reading your information makes it
seem not only desirable, but also very possible. I've met a wonderful woman and
life partner who has the same goal as I, and we are on this wonderful new
journey together, using your Guide to
help us along.
Glen
*****
I very much enjoyed the
CD, The Adventurer’s Guide to Early Retirement,
and still visit your Website regularly. I think you are the best example of
retiring early, and I’m sure you’ve inspired so many people.
Judy Martel
Associate editor
Bankrate.com
*****
I found your website in a
news article on Yahoo.com. I am really enjoying your
book, The Adventurer's Guide to Early Retirement. I'm learning that my
own snobbery has been keeping me poor and stressed out. I wish I had figured
this out years ago! I am making the lofty plan of retiring in the next 6 years
at 45.
Rodney and Dimphina Ayers
*****
You folks are my idol... I am 35 married,
with three beautiful children. We have traveled to Australia, Hawaii,
Thailand and extensively throughout Mexico. We own a painting contracting
business, and it drains us. You are living my dream. I look forward to
reading your book, and meeting you someday.
Thanks for the inspiration.
Dan Delahunty
*****
I found your site on Money.com. I had
developed a plan on my own but am looking for more information ways to fine
tune. I currently plan to retire in about 4 years my son will be a sophomore in
high school and I will be 34. I am so excited to get this link to your book,
The Adventurer's Guide to Early Retirement. So
many people think I'm crazy or just don’t know what I'm doing. I'm doing my best
to prove them freedom can be had. YEA!!!!! Take care.
Tiffani Alexander
*****
The Adventurer's Guide to Early
Retirement, 3rd Edition is nothing short of inspirational. While many people dream of an
early retirement, Billy and Akaisha Kaderli did it--when they were in their late
30s! Their secret: save, simplify, look beyond the U.S. border for low-cost
living and focus on collecting experiences rather than things. This latest
edition offers nuts and bolts details on how to live better on less and retire
when you want. With nearly 20 years of experience as extremely early retirees,
the Kaderlis know what they're talking about.
Mary Beth Franklin
Senior Editor
Kiplinger's Personal Finance
*****
Akaisha, thanks for getting back to me so
quickly. I never expected such a fast response. I will check out those links.
Knowledge is key. I'm so glad I stumbled across your website. Everyone thinks
I'm crazy by trying to retire in my 30's. I just have too many things to do in
this life to sit in a cube for most of it. Your story has definitely been an
inspiration and confirms the notion the I am not crazy.
I hope you have great day!!!
Lauren :)
*****
Order Here
I always read with pleasure your postings. You two are the only people that I
envy. Huge houses, expensive cars, latest fashions do not excite me, but travels
do. We will do it!!!
Hope 2008 brings you health, happiness and
new horizons.
Katia
*****
I’m so looking forward to your book! I came
home that night to tell my husband that early retirement can really take place!
I found your website while looking for articles on early retirement. Your web
address was within Kiplinger.com and I felt like this was a
perfect sign to order the CD and start planning! Paying too much in taxes and
finding our lives quickly slipping away, has us looking for other alternatives
to our retirement ideas.
All the best to you and your husband. We will keep in touch.
Sincerely,
Bridgett
*****
Billy and Akaisha,
Just wanted you both to know that I am always pleased to see one of your emails
come through. Your influence is BIG and GOOD!! Thanks very much!!
Win Callender
Virginia Beach, VA
*****
Dear Billy and Akaisha,
We just wanted to say thank you for your inspirational web site and your E-book,
The Adventurer's Guide to Early Retirement!
My wife Sonia and I discovered them about two months ago and it really spoke to
us. After analyzing our finances and some considerable discussion on what was
really important to us, we knew this lifestyle was for us.
I am in the military and we should be able to
start our adventure in a little over 5 years. It seems like a common occurrence,
but not everyone around us understands what we are planning. In the military it
is the unwritten rule that you get a second job after military retirement. They
usually just look puzzled when I tell them I'm not going to get a job after the
military, but I have been told, "You can't do that!" I just smiled and bet the
guy a beer I could and would. I'm really looking forward to that beer :)
Thank you so much for the eye opener and
sharing your inspirational story and pointers. We hope to get the opportunity to
meet you one day...just to say thanks in person!
Sincerely,
Charlie and Sonia Monk
*****
Order Here
Thank you for taking the time and effort to write
The Adventurer's Guide to Early
Retirement. I really
enjoyed the pictures, and it truly was medicine for my very soul. I really think
that is the best financial book and just how to live life book that I have ever
read, and I have read thousands of books.
I am not very good
at expressing my words in writing, but I hope when I say that your
book made my soul Smile, and set my dreams on fire again, it can somehow convey
how much it meant to me.
Daniel
*****
Your book, The Adventurer's Guide to Early Retirement, was a great help. Especially since it talked about your experiences in Thailand where I expect to end up. I think the major thing your book did for me was to wipe away some of the irrational fears that were bothering me. i.e.: Quality of medical care. FEAR stands for False Evidence Appearing Real. Once I had some facts and the falsity of what I had heard from others was shown to be not real...the fear went away.
Yours truly,
Kurt & Voraluk Hammerschmidt
*****
I have read your book,
The Adventurer's Guide to Early Retirement,
on CD a number of times now...It sure serves as an inspiration to think outside
the box. Thanks. It is about time I started living that degree I got in
Geography 27 years ago.
Regards,
Dave McDermott
Liberty Lake, Wa.
*****
When I was "downsized" at
the ripe old age of 55, I realized that I had a special chance to reappraise my
life goals, and make adjustments as needed. The
Adventurers Guide to Early Retirement showed me what wonderful
choices are available, and how to make them happen. The book and the web-site
continue to be a resource, and inspiration, that I refer back to often.
Spencer
*****
Your book,
The Adventurer's Guide to Early Retirement,
was quite an inspiration! We especially liked the ideas for traveling
internationally on a budget, such as establishing a home base in Asia for a year
or so and making trips from there. Your details on how to do that were very
helpful. Also, your thoughts on not being afraid to take some risks in order to
get more out of life really hit home, too. In addition, your tips on RV
traveling in the US were quite helpful. All in all, the book helped us get even
more serious about building our nest egg and helped us believe that yes, we can
retire before 50 if we set our mind to it and think creatively. Thank you!!!
Lorraine and Dwayne
*****
I found your book, The Adventurer's Guide to Early Retirement, to be very inspirational reading. The concept of an inexpensive back-up home or home base made a lot of sense. The idea of travel and overseas living draws my wife and I on all kinds of levels. But I always worried about wanting to return to the US in my 70’s or 80’s for Medicare, etc and being priced out of the market. Your plan took away that fear and we are looking at cheap and easy to maintain houses in the Ozarks now. Also, making medical vacations part of an over health plan with a high deductible major medical plan is great.
Thanks to both of you and enjoy your adventures! Perhaps our paths will cross some day.
Bruce Houghton
President
Skyline Music, LLC
*****
Order Here
IMHO, Billy and Akaisha are two incredible people that really and truly love each other. (You really can't put a price on true love, can you? ) I visit their website frequently and am constantly inspired by their (ongoing) story. Sure, the value of their portfolio fluctuates, but the 'value' of their lives is constant; as in - constantly increasing and improving! If you ask me, they are very 'wealthy' people, regardless of the $$$ in their portfolio or their investment strategy. I owe them a debt of gratitude for what they freely share on their website. They are a real inspiration.
Thanks Billy and Akaisha!
Alex
*****
I have perused various chapters in
The Adventurer's Guide to Early Retirement,
and get excited each time. I’d like to be able to retire early, along with my
husband by the time we are 55 (5 years) so I am trying to make all the right
“financial decisions” so that we will be in a better place to do so. Your book
has been most helpful. Thanks much.
Natalie Ahlstrom
*****
I have read your book,
The Adventurer's Guide to Early Retirement,
several times and now I and my wife are in the process of getting into full
retirement. Your experiences as described in the book have been giving us the
much needed confidence to make the jump.
Thanks again
Yajamanb
*****
In reading
The Adventurer's Guide to Early Retirement,
several
things
struck me beyond general inspiration. I like the
concept of an inexpensive back-up home
or home base.
The idea of travel and overseas living
draws my wife and me on all kinds of levels. But I always worried about wanting
to return to the US in my 70’s or 80’s for Medicare, etc., and being priced out
of the market. Your plan took away that fear and we are looking at cheap and
easy to maintain houses in the Ozarks now. Also, I found making
medical vacations part of an over health plan with a high deductible major
medical plan to be very useful.
Bruce,
H., New Hampshire
*****
I had
to write and let you know, I got around to using
your track spending method from your book,
The Adventurer's Guide to Early Retirement
for our personal spending & WOO HOO! I'm very
encouraged!! Our cost per day number is higher
than yours -- but certainly very "do-able" once
the house is paid off. I took our spending from
'05 & '06 (includes our "big" vacation of the
cruise too) and took out the mortgage payments
(since we aren't going to retire until it is
paid off) and our daily for the two years was
very manageable. I found that number
encouraging, especially considering we can find
other areas to cut.
I have
a second spreadsheet showing our actual spending
(including the mortgage) because that gives me
an idea of what we need to bring in until the
house is paid off.
Thanks for helping me put the program into use
and giving me my financial life back!
K.C.,
California
*****
I learned about your book
from my corporate alumni website and out of
my keen interest in understanding more about
how people approach retirement, I ordered
The Adventurer's Guide to Early
Retirement.
I had just retired at that time at age 49
and was entering the process of thinking
about what my husband (already retired at
51) and I would want to do in our future
together. I thoroughly enjoyed your personal
story and it along with the other stories,
opened my eyes to the range of ideas on
possible retirement lifestyles. I
appreciated the best practices on how to
work through some of the issues involved in
transitioning from relying on a paycheck to
smartly living from investments. I would
heartily recommend
The Guide
to anyone who wants to be inspired and
encouraged to live their dreams.
Mary T. in Washington
State *****
Just wanted to let you know how much we
enjoyed
The Adventurer's Guide to Early
Retirement!!!
We are looking forward to retiring early,
and it is wonderful to know "this can be
done!!!" Your insights into the different
ways to live within your means were
enlightening. Anyone who wants to retire
early can benefit by reading your
Guide.
The pictures are GREAT also........
Sincerely, Van & Kelly Morris
*****
Laura
and I have successfully downloaded
The Adventurer's Guide to Early Retirement.
We've also already read the entire thing!
The Guide
is very instructive and we're working now to
figure out how to integrate your experiences and
recommendations into our life. You've given us
many good ideas and certainly much inspiration.
Thanks and we'll keep you posted on our success!
Randy
and Laura
*****
Order Here
I saw
you and your husband profiled on AOL
under their ever popular heading, "Retire
Young & Rich." I must have read
everything on your website. You guys are living
my dream. Thanks so much for putting together a
roadmap for the rest of us!
Best wishes,
Judy Lanskey
*****
I learned about the two of
you from an article in Kiplinger's
magazine. I bought your book,
The Adventurer's Guide to Early Retirement
while visiting your website. Your story is
truly inspirational and helped me to consider
and decide my own goals. I am 35 and have lived
in my RV in beautiful campgrounds on and off for
almost 4 years. I like to keep my life simple
and your philosophy on living life resonates
with me. I still work full time with a clear
goal of Early Retirement with a pension in a few
years.
The Guide
and your website convinced me that I'm on the
right track. Thank you.
Monica, previously Texas,
currently California.
*****
I first found your site via
an AOL article about you and your
husband. You guys have inspired my wife and me
to pursue the life of our dreams by retiring
early and enjoying time with each other instead
of accumulating material stuff. I am 33 and she
is 26 - our goal is to hang it up by the time
I'm 40. Thanks so much for your website - it is
such a great resource for young couples like us
who need some guidance. We look forward to
reading
The Guide!!
Take care!
Sheldon
*****
Paula and I enjoyed reading
The Adventurer's Guide to Early Retirement.
We are retiring in a few months at age 58, and
wish it could have been earlier. We believe we
are well prepared for out next adventure and
The Guide
reinforced many of our beliefs. Your book is a
confidence booster. We share your approach to
living. I found your site via the
Kiplinger's article.
Best regards,
Luke Guttmann
*****
I found your site on the
web under retire early search. It was one of
the few that really had anything to say
other than the usual investment planners.
I'm looking forward to reading your book.
Thanks.
Paul W.
*****
When I was "downsized" at the
ripe old age of 55, I realized that I had a
special chance to reappraise my life goals, and
make adjustments as needed. The
Adventurers Guide to Early Retirement
showed me what wonderful choices are available,
and how to make them happen. The book and the
web-site continue to be a resource, and
inspiration, that I refer back to often.
S.K., New York
*****
A few months back,
we ordered your book
The Adventurer’s Guide to Early Retirement.
Since that time, both of us have read and
re-read every chapter over and over again.
Having begun our “life after early retirement”
two years ago, we were impressed at how you
managed to sum up the essential issues and
considerations people must address in order to
prepare for and thrive in an adventurous early
retirement lifestyle. You are right on target
with your common sense approach!
As you well know,
ER involves common sense, attention to detail,
and a willingness to examine your true life
goals and values. Nothing comes without a
price. There are no guarantees except that our
time on earth is finite. Your book speaks to
the Spirit that values adventure over the
routine, values needs over wants, acts
independently and seeks its own path. You
remind us all how important it is to define our
dreams, examine the barriers to achieving them,
and formulate a plan to live them.
Thank you for
providing us with, not only a roadmap, but a
source of true inspiration.
Dan and Colleen,
Wisconsin
*****
More than anything your book,
The Adventurer's Guide to Early Retirement,
is consciousness-expanding. It raises the awareness
within the reader of new possibilities that they
might not have considered. The concept of a
Perpetual Traveler and living a lifestyle with
simplicity (Voluntary Simplicity) touches at
something we don't come by easily in the US. Reading
your book has changed me and altered my outlook both
on travel and retirement. Thanks for a great read!!!
*****
Billy and Akaisha help you to think
outside the box. The photography is superb. Although
their lifestyle may not be for everyone, it certainly
can be used as food for thought in changing our own
perceptions and values for our own retirement. The best
part of
The Guide
is the periodic updates and the personal encouragement
and help that they provide.
Janice Warren
*****
We read
The Adventurer's Guide to Early Retirement
and loved it. We are planning our getaway in
approximately 5 years. We are 37 years old now. You are
definitely inspiring...thanks!
Stephanie and Juliette Lacy
*****
Order Here
I enjoyed
The Adventurer's Guide to Early Retirement
immensely! We were sent the link from a neat friend of ours
from Nepal who is blind, on a Fulbright scholarship at
Colorado State University in Fort Collins, CO. How's that
for a mouthful.
My wife Lynn and I are both 50 and we've
already taken two sabbaticals, one on our own for 18 months
and one with our two kids for a year. Primarily third world
and mixed in service work/volunteering. That's a long way of
saying we have a good handle on the Why, Where, etc.. and
knew someday....
The Guide
just helped get the wheels turning again. Our two kids will
both be in college next year so we're enjoying the dreaming
and planning especially now that I got a kick in the butt.
Steve and Lynn Hetterich in Denver,
Colorado *****
I was able to browse through
The Adventurer's Guide to Early Retirement
and think a bit. The chapter on Health Care Options (Taking
Charge) is great, and helped provide a lot of clarity. Your
investment style is quite interesting as well. Thanks for
the help. The more I focus on preparing for ER, the more
clear everything gets. I love it.
Cheers,
Jeremy
***** I am loving
The Guide!!
Your website and guide is helping me sort out many old worries
and questions, and I feel quite relieved that yes, I'm on the
right track. I am retiring with my partner at age 55 -my last
day at work is December 29, 2006 - and I am so geeked about an
active retirement! Especially like knowing that I'm on the right
track for renting an apartment for a long-term stay. Booked a 4
bedroom 4 bath drop-dead-gorgeous apartment in Florence, Italy,
for a month next fall with 3 other ER friends - for CHEAP CHEAP
CHEAP!!
Thanks again - I'm sharing the link to your
website with friends and colleagues, and recommending
The Guide
to them.
*****
Billy and Akaisha,
What an amazing couple you are! My wife is from Japan
and I am from India. We met in a Bus in Kashmir 35 years ago. Got
married, settled down and have always talked about picking up our
backpacks again. Reading your Adventurer's
Guide to Early Retirement has inspired us to
seriously think of doing it again. We live in Hawaii and will downsize
our life to start on this discovery. Today we set the date of my
retirement. We hope to meet you in person one day and say "Thanks".
Ashok and Kiyoko
*****
The Adventurer's Guide to Early Retirement
was wonderful !!!
I retired five years ago at the age of 55 because I could no longer
handle the stress of the workplace. I have never been happier!! I had
already applied some of the concepts in your book (buy only what I need,
for one). I hope the younger generation will read
The Guide
and realize that working and accumulating things is not what makes one
happy. Being free to do what you want will generate happiness.
Mary Ann Morris, OH
*****
Reading
The Adventurer's Guide to Early Retirement
has been a real motivator to re-examine my life and my priorities. You
both are contributing so much more being retired than perhaps you could
have been even in your successful restaurant business and Billy as a
financial advisor. Your book emphasizes the fact that we are a global
community, and when you retire, you certainly don’t need to confine
yourself to a small neighborhood in the US. There are so many places to
retire to outside the US, as you have already done, and for many
retirees, that is an eye-opener. Your book reinforced this.
Rob Blankinship, Singapore
*****
Thank you so much Billy and Akaisha! Really
appreciate you sharing your early retirement experiences, very helpful
information, tips, and hints in your new book
The Adventurers Guide to Early Retirement.
It’s the best $14.95 investment into my retirement plan I’ve ever made!
I First learned about you when hearing your interview on the Clark
Howard nationally syndicated radio talk show. Clark Howard, besides
being a nationally syndicated talk radio and TV show host, is also a consumer advocate and retirement investment advisor. I
respect his advice.
Looking forward to book number 3!
Scott R.
Lawrence, Kansas USA
*****
Order Here
I am a 33 year YMCA vet and we serve in over 130
countries world-wide. I love to travel and would enjoy traveling the way
you and Billy have for the rest of my while I am still healthy.
Thanks,
Roger Hawkins
*****
Thank you so much for sharing with us your truly inspiring story. I
have enjoyed your book greatly and certainly hope that in time to
come I can have as fulfilling a retirement as yours.
Lilian, Sydney, Australia ***** At age 58 I was transitioning to retirement. Just
started a new life with a new wife after my first wife died 4 years
ago.
The Adventurer's Guide
showed me that life is not all about career and an illusion of
security. It is about experiencing what this life has to offer and
growing through learning. It also is an excellent antidote for the
anxiety that the financial world sows constantly about outliving your
money. I've discussed with many friends just what they think they need
to retire on and when they can do it.
Stephen Toth; Ipswich, MA -Retired Process Engineer (Chemical/Cryogenic)
*****
We got your amazing, thoughtful, personalized, extensive reply to my plea for
help. Thanks so much for being a guide and inspiration: you jumped off the cliff
with nobody ahead of you to prove that someone "could" fly. We at least know
that it "can" be done.
Pete & Kathy, Melbourne, FL
*****
Received, and really enjoyed reading through your
The Adventurer's Guide to Early Retirement the 1st time, and
starting on the 2nd now. Working on assimilating all the useful information. I'm
truly inspired!
Scott R., Kansas
*****
Order Here
I found you through the
latest article about you in Kiplinger's magazine. We're
planning on retiring in a year and are finalizing our
plans. We, like you, are retiring on less than the
"experts" tell you is possible. I love the way you guys
describe it (and live it) as an adventure. Thanks for
sharing your story.
*****
I read about you in Kiplinger's magazine and
couldn't wait to explore your website. I retired in June, 2006
at the age of 47 from teaching after 25 years. I just couldn't
take the stress and loss of family time any longer. I now feel
free! After reading your website I see that you have many of
the same ideas I have about being tied to "stuff" and cost of
working. I exercise, eat better, dress simply and volunteer and
am the happiest I have ever been. Thank you for your insightful
website which I will be sharing with my friends.
Jan Heidemann
*****
I read your wonderful book
The Adventurer's Guide to Early
Retirement which taught me many things that I had
not previously considered, e.g., tools for controlling spending.
Your practical concept of PT is [also] something that I had not
considered...
Prior to reading your
book, I was stuck in the idea of having to pick a single
country. Your book provides a model for how to live in a more
fluid way. I have lots of admiration and respect for what you
and Billy have done. You have been living my dream, which I soon
hope to realize.
Best regards,
Brian S.
*****
I’m very happy to
have received The Adventurer's Guide
to Early Retirement. Thank you very much for such
a powerful message. I’ve become a little sloppy in tracking my
expenses the last two years, so your book is motivating me to
get back on track with super reasons to stay focused.
Thanks again.
Claude B., Canada
*****
What a
great book! The Adventurer's Guide To
Early Retirement helps point the way to life beyond
the world of work. Billy and Akaisha have shown us that we can
achieve some of our retirement dreams and activities. Their story
provides evidence that you really can get off the treadmill, and
experience life in a more fulfilling way. The photos are
particularly beautiful, and I thoroughly endorse this book!
***** Order
Here
Just wanted you to know
how much I enjoyed reading your book,
The Adventurer's Guide to Early Retirement.
Lots of great ideas I can implement NOW. Many thanks, and good luck to
you both.
-- Anne C., Carlisle, PA,
Kiplinger's subscriber
*****
I
finished your book,
The Adventurer's Guide to Early Retirement
last night -- WOW! Thanks for sharing your story with a practical
step-by-step guide to follow. Great life lessons as well. So much to digest
and ponder at 2 years your senior before life becomes wooda, cooda, shoodas.
All your travels sound great. I think I am leaning toward Ecuador first.
Thanks again.
Roger Hawkins, Deltona, Florida
*****
I've read your book,
The Adventurer's Guide to Early Retirement, and found
it extremely helpful, both in specifics, GREAT pictures, and wonderful
insight, to help us to begin thinking about our own priorities, dreams, and
finances. Thanks so much!
Colleen C.
*****
We purchased
The Adventurer's Guide to Early Retirement
with an interest in not only how a couple might retire so young, but also
because we had an interest in exactly how they have used this additional
time to enjoy life. We were not disappointed.
The Guide
answers all of the questions that one would have such as: how to do it, health
insurance, the new mindset that is necessary and much more. In addition,
there are so many pictures from their various travels that just would not
have been the same if they were in black and white in a paperback book. I
highly recommend The Guide
to anyone who would like to spend a couple of enjoyable hours in front of
the computer while drifting off into a daydream about the possibilities of
their own early retirement.
Joe B.
*****
Order Here
Loved your book,
The Adventurer's Guide to Early Retirement. The sections on the
economics of traveling at different times, for longer stays, and varied lodging
made a lot of sense. Your analysis of Fear, in all the ways it impacts
retirement and travel decisions, was perhaps the most beneficial for someone
planning to take the plunge. Maybe we will cross paths in the future. I hope so.
Drake Bozarth, Des Moines, WA
*****
I am 28 years old, and have ten years to
go before reaching the Kaderlis' retirement age of 38. Their book,
The Adventurer’s Guide to Early Retirement,
has inspired me to go for it!
Joel Stanton
Editor's note: Joel, with the purchase of our book you’re well on your way. Good
luck to you, and we are looking forward to keeping up with your success.
*****
The
Adventurer's Guide to Early Retirement is inventive,
informative, and an inspiration. A highly effective tool for those who seek
to seize control of their futures.
Samira Dhanji, BA. Real Estate Developer
and Entrepeneur.
*****
The Adventure's
Guide to Early Retirement is an easy, simple and enjoyable read.
It is a wonderful testimony of how to take control of your life to pursue one's
dreams. Your story is inspiring, motivating and a great example of "Just Doing
it." The pictures are vivid and full of energy. They make me feel as though
I am actually watching the people in all those great
countries. Thanks for bringing the world to us in words and pictures.
Dr. Cynthia Barnett
Retirement Lifestyle Specialist
*****
"The Adventurer's Guide to Early
Retirement
is an excellent book and details one couples' success in building a
fulfilling retirement. It's well worth reading." John Greaney of The Retire Early Home Page.
Read the entire review
Our Book Review
*****
David Hardy of Good Morning Chiangmai
News and Good Morning Laos wrote a review of our book
for his international news, travel and in-flight magazine. Read what he has to say:
Our Book
Review
*****
For anyone who has wanted to chuck it all and
go experience the world: if The Adventurer's Guide
to Early Retirement doesn't motivate you to do that, you may as
well buy a striped shirt, plaid Bermuda shorts, knee high socks and sandals and
go hang out at a Wal*Mart in Florida.
Jackson Wood
*****
Order Here
Just finished reading your book
The
Adventurer's Guide to Early Retirement - timely info for us. Thanks for sharing
your courage and enthusiasm!
Loren and Claire Wright
*****
Just wanted to tell you that I just
finished reading your CD and I enjoyed it very much. It is obviously part
motivational and part practical and I felt you did an excellent job of
mixing the two. I especially liked the areas that related to "things to
think about before....." As you mention in the health sections, prevention
is the best way and I think that applies to many other areas as well.
For 20 years now I have dreamed of becoming
a PT'er, and now I am just a couple of years away. Although at my age (58)
I probably don't qualify for EARLY retirement, I like to paraphrase
Meatloaf's song: I'll never be as young as I am right now. So for me, this
is early. At any rate I have concentrated on making my financial goals and
looking toward perpetual traveling. Obviously there is a lot more to think
about than that and I do think your book does an excellent job of addressing
those issues. I think this will be most valuable in pointing out areas and
issues that my wife and I will need to discuss in the few years before we
take the leap. So I would like to thank you both for sharing your
adventures and ideas and hopefully helping those of us who follow to be more
fully prepared.
Hope to see you out there somewhere and
soon.
*****
Your book had an impact on me that I would not
have believed possible. I have been thinking about retiring for a year but
wasn't quite sure that's what I wanted to do. I saw an article on
The Adventurer's Guide to Early Retirement
online and the minute I saw what you were doing, I knew it would be possible to
get away from the high-pressure world I've been living in and do something else
before it's too late. I'm really very grateful to have seen that article - and
my retirement date is set for this fall.
Nancy, Colorado
*****
Order Here
My wife and I read
The Adventurer's Guide to Early Retirement when it first came
out and it was outstanding. Your book and the Terhorst's book are the top 2 in
our opinion. We wanted to say thanks for the inspiration and sharing how you
made FIRE (Financially Independent Retire Early), work for you. Your book has
helped us think through all aspects of FIRE and gave us the confidence to stay
the course.
Thank you
Allen & Wendy, Redmond, Washington
*****
It has been years since we had been out of the country, except for a few day
trips down the Baja.
The Adventurer's Guide
is very informative if you are going to visit or live overseas. Some
cultures are very close to ours but many (like Asia, et al) are very
different. But even in similar cultures you need a street sense or you court
trouble.
The Guide
is well worth the price for that reason alone. I have not yet retired, so I
am closely evaluating the other things they present in their book from the
point of view that if they are right on the money with issues I know, then
their veracity of the rest must be true.
John and Okyon Miller, CEO of Aria Bridal, Formal
*****
One of the things I think we
Westerners miss is the simplicity that a lot of other nations have in their
lifestyles - bringing them happiness and contentment [instead of the]
western acquisition based contentment. I really enjoyed your e-book,
The Adventurer's Guide to Early Retirement.
Very good reading - and you both covered all the major topics and
concerns that I - for one - was curious or concerned about.
Lynne S., California
*****
Thank you for sending your
GUIDE so quickly. I have just read a
few pages and just had to stop and write a reply to you to let you know how I
much I enjoy it. The questions that you asked are right on. When I found your
website, I was a little skeptical at first, because you were selling product and
I thought: "Ah ha... this is how you can continue to retire, selling your story
on line, and I would be part of funding your retirement." Then, I read a little
more and started to realize that you guys are for real and your story is worth
telling. So, I decided to take a chance on ordering
The Adventurer's Guide. Using PayPal is good thing also. Your
story is just amazing. A lot of people think about doing what you have done, but
very very few actually do it and pull it off. Thank you for sharing it with me.
Tom
*****
Hello My Friends Billy and Akaisha! Thanks for
your encouragement... Sunday I will be off to my plans -- and my freedom. It is
time to resume the trekking and adventures. Taking your advice and keeping a
journal, plus more. Love you two. If it were not for you, I probably would not
have the courage to do this, so I thank you much.
Gin (Traveling the US in an RV)
*****
I read The
Adventurer's Guide to Early Retirement and I enjoyed it very
much. I can especially relate to the Chapters on Peer Pressure and
The Fear Chapter, as I am experiencing that right now. You have a
clarity in life (Chapter 12 Advantages of Simplicity) whereas most
of us working people perceive life as a big blur going through day by day doing
routine mundane tasks. I am still in the rat race and I hope that soon I will
get that clarity in life. Thanks.
Li Yu, Canada
*****
I must tell you what a pleasure it was to
enjoy your much-awaited book, The Adventurer's Guide
to Early Retirement. I admire you both for your many talents,
your nerve, and your financial management skills. Without your useful
information, practical tips--especially about health care options, and positive
attitude, I would never have seriously considered doing this, and now we're both
looking forward to it. Thank you from the bottom of my heart!
Best wishes,
Marian
*****
The Adventurer’s
Guide to Early Retirement is a lot of fun to read. The writing is
straight-forward and inspiring. The math is simple and the financial plan easy
to follow. The pictures are WOW. This book is just the catalyst we need to
seriously think about retiring. The biggest thing for us, since we live in
California, is dealing with the high cost of housing. But once we realize that there are
beautiful places to live that cost much less (those pictures are really
awesome), everything changes.
It will take us three years to get our “nest egg” together. My husband, Glenn,
will be 54 years old, not young, but 12 years earlier than the 66 yrs people our
age accept as “retirement age”.
We are so grateful that Billy and Akaisha decided to share their expertise on
this subject. We’ve always had the idea of early retirement in the back of our
minds. We just didn’t know how to go about it. This book is the blue print on
how it’s done, and may just trigger an early retirement revolution.
Leanne and Glenn, California
*****
Order Here
We have followed your adventures for years,
and enjoyed The Adventurer's Guide to Early
Retirement very much. You are a lot more adventuresome than we
are as far as travel is concerned, but the points you make about investing for
retirement, and controlling expenses is extremely valuable for everyone, whether
they are close to retiring or not. We escaped the rat race when I was 51, and
have been living the "good life" in Mexico since 1995.
Burt & Lucille Kennedy, Ajijic, Mexico
*****
I received The
Adventurer's Guide to Early Retirement, and it is absolutely
wonderful and completely inspiring! Our youngest will be 18 in 4 years so I am
just counting down and looking at the example of your life adventure as the
ultimate dream! You both inspire me so much and I thank you so much for sharing
your experience and convincing me that it can be done.
Cathie
*****
I wanted to thank you for your great book,
The Adventurer's Guide to Early Retirement.
It was definitely worth the very reasonable price that you charged for it. I
wish you all the best as you continue on your amazing journey through life.
Mark Carr
*****
Order Here
Even for those of us who do not long for early
retirement, Akaisha and Billy's book provides a wealth of philosophical insight
on the importance of simplicity in daily life, the priority of relationships
over money and the joys of discovery just around the bend. The photos are
breathtaking and a reminder that there is a world beyond the suburbs whispering
to the reader, "come and learn from us". I recommend Billy and Akaisha's book
without reservation - a must read for 2006. Simplify.
Greg
*****
Thanks for sharing your experiences with us.
The fear you mentioned in your book is there for us but we're very focused on
our goal so I'm sure we'll achieve it. We will take your suggestions and start
tracking our expenses closer and hopefully that will give us more confidence. We
hope to meet both of you somewhere, someday when we finally leave the working
world behind us!
Rick, Ontario, Canada
*****
I really enjoyed your book. It made me realize
that we complicate our lives instead of keeping it simple. I continue to watch
your web site for more adventures, and I thank you for enlightening my life. You
both make life enjoyable.
Dee, Mesa, AZ
*****
I wanted to compliment your excellent book. I
am so impressed with the two of you and only wish your book had been available
before we made our own early retirement decision 7 years ago. Your
GUIDE was useful, insightful, thought provoking, and a pleasure
to read. Thank you for sharing and doing it so very well. I also loved the CD
format and it was easy to hear with my text-to-speech software. I do hope
our paths cross in the future.
Bob Boyd
*****
Loved your book. The sections on the economics
of traveling at different times, for longer stays, and varied lodging made a lot
of sense. Your analysis of Fear, in all the ways it impacts retirement and
travel decisions, was perhaps the most beneficial for someone planning to take
the plunge. Maybe we will cross paths in the future. I hope so.
Drake Bozarth, Des Moines, WA
*****
THE ADVENTURER'S GUIDE on CD has it all: wonderful pictures (great for screen backgrounds!),
insightful travel advice, delightful commentary on various regions and cultures,
and practical information on life prioritization including pre- and during
retirement. Great value at USD $14.95. Looking forward to version 2.0!
A Reader From France
*****
I really loved your book! ...Some of the
values that you have embraced [voluntary simplicity] en route to becoming PT's
were so foreign to me - but make perfect sense! Billy's 'cost per day'
calculation was most interesting. Keep enjoying your voyage thru life!
Don Seibert, Lake Martin, Alabama
*****
Congratulations on your wonderful book. I
enjoyed it enormously! It provides insight, entertaining stories and photos
about an exciting early retirement option. I appreciate that you included
personal information related to your career and financial situation. This makes
the material more meaningful to the reader.
L.C. Alberta, Canada
*****
Order Here
I read through your book "cover to cover" the
day I got it! Your lifestyle does have great appeal... You two did a great job
on the book, and we will be talking about it to our friends.
Art Nicklaus
*****
I received THE ADVENTURER'S
GUIDE TO EARLY RETIREMENT today and read it all in one day.
Thank you for the inspiration.
Buddy Gissendanner
*****
Your 'Retire Early' CD-Book keeps us
motivated. We are moving towards "getting out of Dodge" and are one step closer
each day!
Ken & Marty in Florida
*****
THE ADVENTURER'S
GUIDE TO EARLY RETIREMENT is a very pleasant and enjoyable read.
The information contained in THE GUIDE
will give those considering Early Retirement the self
confidence needed to take the next step in fulfilling their dreams. It
has certainly influenced personal decisions regarding my future.
Once again...Thank you so much!!!!!
Steven V., Orlando Fl.
*****
THE ADVENTURER'S
GUIDE TO EARLY RETIREMENT rang very true for me and was
inspirational. I am truly pumped about what the future holds. Adventure is 'da
bomb!! Thank you for the effort you have put into this work and we very well may
see each other around the block. I wish you both the very best.
W.C.
*****
Order Here
For a great adventure into the life of
Perpetual Travelers, how they prepared for it and then how you can mentally and
spiritually prepare to Retire Early, read THE
ADVENTURER'S GUIDE TO EARLY RETIREMENT. The Kaderlis have laced
it with enticing phenomenal round-the world pictures and practical advice on how
to get from here to there and survive! The cost per day calculation is probably
one of the best tools I've seen for an idea to check and control [one's
personal] consumption. Someday I'll be there with them!
RE and PT wannabe Bridget
*****
THE
ADVENTURER'S GUIDE TO EARLY RETIREMENT
is essential reading to anyone contemplating Early Retirement or the PT
lifestyle or both. Who better to get advice from than a pair of adventurers who
did it when Early Retirement was not in fashion and proved that a fulfilling,
productive life is possible outside of a career?
After reading through the book, the only question that remains unanswered in my
mind is: “Why the heck didn’t I do this earlier in my life?”
I.E.,
Washington, USA
*****
I appreciate the honest and realistic approach
of your GUIDE. It is refreshing to
read about the challenges of early retirement along with the emotional effects
written in a practical and understandable manner that challenges the reader to
take stock of their dreams without bursting them. Great job!
T.G.
*****
Your book was very stimulating and motivating.
It helped to validate many existing ideas and offered valuable insight into some
outstanding questions. Many thanks!
Angela D.
*****
Your ideas in chapters "Guys
and Gals" and "Peer
Pressure" are deep and get to some
very important aspects of making decisions about early retirement. These are
two areas I suspect ER candidates overlook in their early stages of
retirement planning. Congratulations on having moved away from the fast pace
of job-life and following your dreams.
Bob and Fernande Rakes,
Waikiki Snowbirds
*****
THE ADVENTURER'S
GUIDE TO EARLY RETIREMENT is both fun and informative for us "Rat
in the Python" Baby Boomers thinking of jumping early. Your unique use of
gorgeous photos and bite-sized chapters makes it very personal and also quite
easy to digest. You embed deceptively simple but important nuggets of wisdom
which are worth re-reading. It seems that Early Retirement for Baby Boomers is
becoming a hot topic these days. Everywhere I turn there are magazine cover
teasers hyping it. However, they all gloss over important issues that you
address in a relaxed and personal way in your book. I am recommending your
GUIDE without reservation to all of
my Baby Boomer friends.
Jim Tusa, Atlanta, GA
*****
Order Here
Your GUIDE
is awesome. I think about you doing the seemingly impossible and it gives me
hope. Thank you for being trailblazers for those of us who are more timid in our
thinking.
Catt, California
*****
Received the CD-Book last night and I didn't
stop reading until I was all the way through. You did an amazing job at putting
it all together - very well laid out and the photos are fantastic. I really
liked your method of the running "average cost per day"! Again, thanks for all
the effort you put into the book - so enjoyable, well worth the money and
something I'll be revisiting very often.
Jillian Simensky, Deer Park, NY
*****
I bought and loved your CD-book. I pull it out frequently, sometimes to study
the detailed financial suggestions and other times to just look at the pictures
and daydream. Definitely a worthwhile purchase!
Sharon R.
*****
Your GUIDE
was very motivating! I started reading and couldn't quit until I
finished the whole thing. This has convinced me to start doing something and
quit being afraid of retiring early. I am using the strategy about budgeting and
control of finances that you use. It motivates me every time I make an entry.
Your ideas have let me know that I can make it. [Your book] has shown once again
that time is worth more than money.
Thanks for all your help.
D.M., Oklahoma
*****
THE ADVENTURER'S
GUIDE was very impressive. I found myself nodding in agreement
most of the time I was reading your book... I really appreciated the parts that
explained what happened in your lives to propel you forward and the frank
discussions of your personal spending and finances. That, I believe, is the
single largest unknown: what financial steps are recommended to proceed. Thank
you very much for your hard work. And thanks for sharing your experiences.
David Cross, Alexandria, VA
*****
[In reading your book], how your "voyage" came
about was important and quite interesting to me --- although ultimately, I
really enjoyed its personal touch.
Joe, Capitola, California
*****
Order Here
Reading about your experiences gave us a lot
of confidence. At least we are not trying to do something that no one has done
before. Thank you very much for sharing your story on the internet and [in] your
new book. Excellent job. You guys are living our dream life.
StopWorking EnjoyLife website
*****
Thanks for your wonderful book. I got
THE ADVENTURER’S GUIDE TO EARLY RETIREMENT
to learn about Perpetual Traveling and was pleased with the information [you
presented] on other lifestyles of Early Retirement, as well. It's an inspiration
to know there are so many options. I especially liked the list of items you
pack...
Ann, Minneapolis, Minnesota
*****
I thoroughly enjoyed your excellent book. It
was exactly what I had been looking for: A detailed account of the Perpetual
Traveler lifestyle by someone who is actually living it. It affirmed many ideas
I have had over the years, and it gave me many new insights and things to think
about. The photographs in the book are stunning. I have been to many of the
places you have been to, but it has always been for five weeks or less on my
annual vacations from my job as a software engineer. I'm getting ready to hit
the road full time myself soon, and I plan to take your book with me. Being in
the CD format will make that very easy! Thanks very much.
Robert, Lompoc, CA
*****
I like the way you put your Early Retirement
CD book together. You focused on the aspects of early retirement that are
personal, practical, and psychological: things like taking control of your life
and your destiny, making the financial numbers work out, and dealing with the
uncertainties in this uncertain world. Because [your book] is auto-biographical,
it's also credible. It gives me some ideas to look into that I hadn't thought
about before.
Roger Steciak, San Jose, CA
*****
Order Here
THE ADVENTURER’S GUIDE TO EARLY RETIREMENT is wonderfully
entertaining, informative, and offers a comprehensive "how to" guide for
year-round leisure travel. Through engaging travel stories and colorful
photography, Billy and Akaisha Kaderli share their travel experiences -- and at
the same time offer pragmatic advice on how to enjoy a rich global lifestyle.
Whether you're contemplating Early Retirement or simply enjoy independent
travel, this book will inspire you to follow your dreams.
Dale Knight, Dallas, TX
*****
We're already retired,
have traveled more than most over the years, and found a lot of "new" in your
book. We are 69 and 62 but that won't stop us from trying some of [the ways] you do it.
I especially enjoyed the philosophy and the writing style. You use a minimum of
words to get your point across and yet, it's quite conversational and easy to
read.
This book inspires us to follow in your footsteps. All concerns about money,
time and health are very clearly explained. Congratulations on such a thorough
and entertaining work.
Bob and Karen Broughton, Mesa, Arizona
*****
My husband and I will soon be
Perpetual Travelers and your CD was
perfect for answering some of the questions we had. I especially liked your
methods for tracking expenses. We will try it. Your investment strategy is one
we will consider as well. It sure simplifies tracking.
Linda Laurin
*****
Your new book, THE
ADVENTURER’S GUIDE TO EARLY RETIREMENT, is as beautiful as it is
useful. My wife and I are much earlier along in our ER life… but feel like
kindred spirits. Like yourselves we're serious foodies. You've been so helpful
and inspiring to us.
Kevin Knox, Silver City, New Mexico
*****
Your book is a perfect common sense outline to
determine if early retirement is an appropriate life style choice. Your many
wonderful photographs add a nice touch to the text.
A San Antonio Texas Fan
*****
Anyone who plans to travel in retirement
(early or otherwise) will find considerable value in their book,
THE ADVENTURER'S GUIDE TO EARLY RETIREMENT,
whether or not you think the PT lifestyle is for you. The Kaderlis discuss how
they decided on early retirement, the planning they did, finances and investing.
Overcoming the fears of ER, and awesome photos of their travels are included. We
look forward to meeting them, should our travels coincide.
Rick and Rory Ackerman, Ft. Myers, FL
*****
Your book is a new and much needed valuable
contribution to the idea of early retirement and living a rich life full of
experiences and doing, rather than having and working to support complicated
personal infrastructures. I believe it will inspire a new group of Early
Retirees. Your practical advice is invaluable and the photo and travel essays,
inspirational. I wholeheartedly recommend THE
ADVENTURER'S GUIDE TO EARLY RETIREMENT. It is destined to become
a "classic!"
Laurie Linden
*****
Rarely does a book have the power to
change the direction of one's life. If you're lucky, you may come across one
or two in your lifetime. THE ADVENTURER'S GUIDE
TO EARLY RETIREMENT happens to be one of these books. It is
an easy and enjoyable read, but with a powerful message. Billy and Akaisha
cut through the noise of the modern worker-consumer treadmill to show us
that there is another way. The book is part retirement guide and part
travelogue, but mostly it is about lifestyle and prioritization.
Roger, Scottsdale, AZ
*****
Billy and Akaisha,
I enjoyed your book. It really covered all of the bases needed to become a
Perpetual Traveler. I particularly enjoyed the information on how to pack
and what to take to make your perpetual travels enjoyable and comfortable.
The chapters on healthcare were enlightening as well as the chapters on
whether the Perpetual Travel life style is for you. Since we only live
once, instead of spending your time mowing the lawn or watching soap operas,
why not hike the Great Wall of China or meet friends at an outdoor Cafe in
Paris, instead? After reading your book I have gotten out the maps and
started planning my travels...
Gary & Susan Theda in Germany
*****
Order Here
Definitely.... a real eye opener for me
of retired life experiences before retiring age. Very informative, made me
feel it's not such an impossible dream after all. Great exposure and
awesome pictures of so many different places in the world. Travel
encounters that I can have the privilege of enjoying or avoiding when it's
my turn to go.
Julia & Bob Fields, Naples FL
*****
Hi Billy! Hi Akaisha!
I REALLY LUVVVVVV your CD product!!! What an
idea!! I am so impressed. You have me really thinking... It's all about action
and experiencing the results. I like your CD idea and implementation. PayPal is
a great payout intermediary.
James Petry III, Pensacola, Florida
*****
Best $14.95 book I've read
this year. Good info, good writing, great photos.
Nords, ER'd 3 years ago,
Oahu, Hawaii
*****
I enjoyed the Kaderli's
book/CD. Think of it as filling in all the gaps from their
original web site, and much more. They discuss the travails
of business ownership and their reasons for ER, talk about
different ER housing/health care possibilities, etc. They go
into a lot of detail on the PT lifestyle, what they do when
they first come to a new city, what they do for
airfare,...And everything is interspersed with amazing
photography.
There is a ton of useful information regarding simplifying
your life, LBYM, investing basics, health care
possibilities, etc. But what I found useful is the little
details like activities they have undertaken in ER, how they
fill their ER time in a given city, hobbies, etc. For
instance, it showed how having a great skill, cooking, has
really helped them make new friends. After reading [their
book], this is something I would like to do. And it really
made me (I am single) realize that having someone to share
retirement with is really a blessing.
When I make my ER list of things to do (something they
recommend), I will surely refer back to this book to remind
myself of the excellent example of the Kaderli's.
Kramer, Raddr's Early Retirement and Financial Strategy
Board
*****
Order Here
Billy and Akaisha,
Enjoyed your book. I
have been a stockbroker since 1981 (and) I was encouraged by
your expenditure analysis. I think many of my profession
tell clients they need a lot more money to retire with than
reality suggests. Thanks.
Tom & Patti Gates in
Yakima, WA
*****
Thanks for putting together
the book. I have enjoyed reading about your travels on your
website! Great approach to go thru PayPal.
Travis, just back from Ecuador
yesterday.
*****
I very much
enjoyed your book, and will return to it again and again. There
is much to be learned there, whether retiring or not! I marvel
that you have humbly adopted the pace of nature and captured it
in breath-taking pictures. Thanks for willingly sharing your
adventures... I can almost feel the ocean breeze and taste the
curry!
DeAnna
Johnson - retired from corporate, but not from life!
*****
Thanks for sharing your
inspiring story...It helps keep our dreams alive...
D and J,
Soon-To-Be Retirees, Texas
*****
In 1991
when you told me you were retiring at 38, I thought you were crazy.
Here we are 15 years later. You have done it. You have walked the
walk and talked the talk as they say. No one better to provide the
insight into following your dreams. Hopefully, others can and will
be inspired by your story.
Jim Hogg,
President, RV Lifts of America, Santa Cruz, CA
*****
As somewhat early retirees ourselves
(my husband retired the week between his 51st Birthday and my 38th!), we
sure could have used a book like this. We did stumble into doing a lot
of things right, but how much easier it would have been had we been
organized like Billy and Akaisha. This is a must-read, filled with
extremely useful ideas and the most glorious travel photos ever. Miss it
at your own peril!
*****
Dear Billy and Akaisha,
Just finished your book and loved it! I traveled vicariously
with you through Asia, Ecuador, New Zealand and Australia, truly believing I
was there. Thank you for an enlightening and beautifully written book. I'm
going to start my spreadsheet tomorrow.
It's inspiring how you have chosen to live your life.
Retire
Early Lifestyle appeals to a different
kind of person – the person who prizes their
independence, values their time, and who doesn’t
want to mindlessly follow the crowd.
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