Retirement; like your parents, but way cooler
In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 3rd decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience.
Guide to Early Retirement, 4th Edition
Your Simple Path to FIRE
Independence Retire Early
Billy & Akaisha
If you are
reading this, you are interested in retirement planning.
is not just about numbers -
we detail numbers and more!
All NEW spending
spreadsheets and calculators.
15 NEW Chapters!
Let us help you move
into your future!
"Billy and Akaisha were
part of the FIRE movement before it was even a movement – and they’re proof that
you can retire early and make it work if you have the right plan. In The
Adventurer’s Guide to Early Retirement, they show you step-by-step how
to create that plan so you can retire from your job but not from engaging in
life’s adventures." -- Cameron Huddleston, award-winning personal finance
Short History Some people have the idea that Billy and I
planned our early retirement for years before we made the leap. We didn't.
Chapter 3 - Is ER
Right For You? Granted, Early Retirement is not for everyone.
But we think anyone would love Financial Independence, and it is
a goal worth striving for at any age.
arrive when you are FIRE'd - Billy and
Akaisha in our high rise residence, Saigon, Vietnam
5 - The Emotional Component of Retirement The emotional
component of retirement is often omitted in constructing this
life-changing event. If we've been the fiscal cushion for our children
(and perhaps now, grandchildren), to what extent do we modify that in
Chapter 6 - Creating a Lifestyle of Meaning within Your Retirement Keep
in mind that once you remove yourself from your career path - with all the
discretionary purchasing power that it includes - certain doors may no longer be
10 - "Worry-Free" Housing Our home is paid for so we don't carry a
mortgage with the financial weight that this brings to any...
16 - Is Eating Street Food Safe?
We can’t imagine going to faraway locations where everything is pulsating
with life and exotic new flavors and only eating off a sanitized menu at...
Chapter 18 - Where to
Start? "When you get out of debt, you give yourself a raise." Do You
Dream of Becoming a Millionaire? Living a life of luxury, no money worries,
traveling when and where you want. Everyone has heard that...
at the sea from an
open-air bar/restaurant on Pinney's Beach, Nevis, West Indies
Chapter 19 - Financial Sustainability These days, no
matter what the topic, the talk is all about sustainability. In
regards to financial sustainability, there are 3 legs to...
Chapter 20 - Perhaps Retirement Is Closer than You Think!
“I Don’t Understand the Stock Market.” Over the years, I have heard this
statement from people of all ages. I’m unclear as to...
If your goal is to retire early and travel
the world, you might as well learn from the people who have been doing it for
over 28 years! The Kaderlis had to figure everything out on their own but now
you don't have to... The Adventurer's Guide to Early Retirement, 4th
Edition, contains the valuable knowledge they've gained over the last
three decades so take their advice, learn from their mistakes, and find out how
to start living the life of your dreams!
The Mad Fientist
Chapter 21 - Money Management It's not rocket science. Getting your
fiscal house in order for retirement or Financial Independence is not that
difficult. Many investment professionals, journalists, and commentators seem
Chapter 23 - How
Much Is Enough? When you reach the amount that allows you not to hold a
job any longer – which is called Financial Independence - your life opens up.
When you reach this stage, the income generated from your financial holdings
Over 10,000 Days of Financial Independence, loving life on
Chacala Beach, Mexico
Chapter 25 - How do YOU want to Spend Your Money? - An option to
consider for assisted living According to the Genworth
2018 Cost of Care Survey, the median cost of a private room in a
nursing home in the States is over $100,000 annually, while the
median annual cost of...
Chapter 29 - How to Choose a Retirement Location These several
questions are very important because they will automatically exclude places you
won’t need to research. Knowing what you prefer in climate, city size and
geographical configuration carries a lot of...
and Akaisha in front of Santo
Domingo Cathedral, Oaxaca, Mexico
Chapter 31 - Perpetual Traveler - A Lifestyle on the Move We can't tell
you how many times we have wanted to buy a place, set up
housekeeping, and enjoy the current paradise we have found.
Everywhere we go, there seems to be many reasons to fall in
love. Moving across oceans and great landmasses can be…
Chapter 37 - Medical
Care Right after someone learns that we have been Early Retirees for
decades, conversation over healthcare coverage is immediate. These days the
delivery of medical care in the States continues to be a stormy topic filled
Chapter 38 - Health Care Options If you are concerned whether or not
your US-based insurance will cover the cost of Medical Tourism, the answer is...
Chapter 39 - Guys and
Gals In our experience, we can be partners, lovers, and friends, but no
matter how we square things, males and females look at the world through
separate lenses. The manner in which we approach this divergence in viewpoints
can either enrich our lives or throw us into...
Chapter 43 - Are You
Afraid to FIRE? All of us lust for that illusive guarantee of security.
It’s part of being human. What is shared in every one of these letters from our
Readers is the fear of…
Throughout our book, we have discussed how we invest our portfolio, monitor and
track our spending, deal with health issues, utilize our…
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About the Authors
Early Lifestyle appeals to a different
kind of person – the person who prizes their
independence, values their time, and who doesn’t
want to mindlessly follow the crowd.
Retire Early Lifestyle Blog
About Billy & Akaisha