Retire Early Lifestyle
Retirement; like your parents, but way cooler

The Adventurers Guide to Early Retirement, 5th Edition

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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Up to-date information on retirement, travel and lifestyle. The Kaderlis are into their fourth decade of early retirement experience. They provide a practical, substantive and powerful financial/lifestyle website. Traveling the world searching out unique and unusual locations they wrote the popular books, Your Retirement Dream IS Possible, The Adventurer's Guide to Early Retirement, 4th Edition, Your Simple Path to FIRE, The Adventurer's Guide to Chapala Living, 2nd Edition, The Adventurer's Guide to Destination Choices, and The Adventurer's Guide to Guatemala, The Adventurer's Guide to Pana Living. 

Challenging the reader, they give tools to help you work through the important transition towards retirement. Take advantage of what they know!

Retirement Issues

Media Interviews with Billy and Akaisha

What is Retire Early Lifestyle?

For Medical/Health Insurance Topics, Scroll Down

What's Your Number for Financial Independence?

Adventures in Financial Independence

Your Retirement Dream IS Possible

The Adventurer's Guide to Early Retirement, 4th Edition, Your Simple Path to FIRE

The Adventurer's Guide to Destination Choices

The Adventurer's Guide to Chapala Living, 2nd Edition

The Adventurer's Guide to Mexico's Highlands

The Adventurer's Guide to the Pacific Coast of Mexico

The Adventurer's Guide to Guatemala

The Adventurer's Guide to Pana Living, Living in Panajachel, Guatemala

REL Report: How to Travel the World For Less

High above Picton, New Zealand

Meet Billy & Akaisha - FUN 81 second video

Meet Billy & Akaisha - a longer version video

REL Cut and Run Report - Our First 200 Days

Your Questions, Our Answers, Vol. 1

Your Questions, Our Answers, Vol. 2

Best Early Retirement Link Pages  

The Fear of Market Downturns

There Are Two Paths to FIRE

Buying an Annuity versus Purchasing Equities

We Do Not Know the Future

What I Learned on Wall Street - From a Reformed Broker

Inflation in Retirement

Feeling Insecure about Retiring?

How to Budget for Wanderlust in Retirement - Q anad A with a Reader

Living Our Lives at Our Chosen Pace, Always Dreaming

CNBC Interviews Billy and Akaisha Kaderli - This couple retired at 38 in 1991. Here's how their investments have lasted over the years

CNBC Interviews Billy and AKaisha Kaderli - Here are 5 ways this retired couple saved an extra $500,000 over 30 years

The Motley Fool Interviews Billy and Akaisha Kaderli

Hack Your Wealth Interviews Billy and Akaisha

All Options Considered - Talking Money with Billy and Akaisha of Retire Early Lifestyle

Could the Dow Jones Industrial Average, DJIA, Hit 200,000 by 2041?

Preparing Your Portfolio for Retirement? Income Is So Yesterday

Tips on How to Purchase a Home in an Active Adult Community

Can my investments survive a crisis if I retire early? It did for these early retirees living in Mexico - MarketWatch

RetireEarlyLifestyle'sTop Ten List - Why you will not retire outside the U.S.

RetireEarlyLifestyle'sTop Ten List - Why you should retire outside the U.S.

20 Questions We Are Frequently Asked

How to Fail at Early Retirement

These retirees ditched their pricey life in Santa Cruz, California -- and now live on a lake in Mexico on $1,750 a month

How to Create a Pension for the Average Joe - He's 65 years old and has as little as $200k savings

Are We Being Misleading about FIRE?

Men, Women, and Their Comparative Saving for Financial Independence

Mad Fientist interviews Billy and Akaisha Kaderli

The 4% Withdrawal

Visit our Book Store

How to Travel Forever with Billy and Akaisha Kaderli

KSVPs Gene Dow's interview of us Part 1 Fun!

KSVPs Gene Dow's interview of us Part 2 Fun!

KEND Roswell New Mexico Radio Station Mike Winter's interview of us (Dollars and Sense)

Mad Fientist interviews Billy and Akaisha Kaderli

These retirees ditched their pricey life in Santa Cruz, California -- and now live on a lake in Mexico on $1,750 a month

Travel Awaits interviews Travel Bloggers Billy and Akaisha Kaderli 

How to Retire by 40 According to People Who Have Done It

More Interviews of us


International Travel in the Days of COVID

How to Fail at Early Retirement

We Do Not Know the Future

Billy and Akaisha - How We Affford Our Lifestyle

The Cost of Working

VIDEO - Create Your Favorite Lifestyle - Why Not?

Want to Retire Early? Here's How

VIDEO - How to Achieve Financial Independence - An Interview with Billy and Akaisha Kaderli

11 Best FIRE Bloggers to Inspire Your Retirement Plan

Money Never Sleeps

Perhaps Retirement Is Closer than You Think!

VIDEO - Let us help you achieve your financial goals FIRE

5 Secrets of People Who Retire Early

If you don't believe in the future, should you invest?

VIDEO - We made it!! TEN THOUSAND DAYS of Retirement and Financial Independence

Celebration Time, Come on! - TEN THOUSAND days of Financial Freedom!!

Do You Dream of Becoming a Millionaire? Make it Happen!

VIDEO - WOW! If We Can Do It, YOU Can too!

Financial Exercise for Financial Freedom

Don't Retire Early! Is Suze Orman Right?  





Having Flexibility in Your Retirement; An asset worth investing in

Time Is on Your Side

How to Choose a Retirement Location

If you don't believe in the future, should you invest?

5 Truths we have discovered, nearing 3 decades of retirement

Simplifying Investing for Financial Independence

Interview of us with Syndicated Radio Host, Clark Howard  

We declared our Financial Independence in 1991

They're 65 Years Old -- And Have Been Retired for Almost Three Decades

Top Ten questions and Answers on Medical Tourism

Financial Keys to Retirement

Get More, Spend Less in Retirement

We Want Millennials to be Financially Independent!

Annual Spending Update 2017

The Biggest Risks of the 4% Retirement Rule

What is Financial Independence?

When Is Enough Money Enough? How Do You Just Stop Working?

Moving from Stuck to a World of Yes!

True Financial Independence

Retirement Reflections - Entering Our 27th Year of Financial Independence

Transitioning to Retirement - A Remarkable Story

Traveling Mailbox - View your postal mail from anywhere in the world!

The Best Investment Move We Ever Made

Real Life Examples

Exotic Travel for Less

VIDEO - Join Us on the Road Less Traveled

I Want to Simplify and Travel - Q&A with a Reader

Retirement Is Not Rocket Science

5 Steps to Early Retirement

A Priceless Retirement

Do You Need Two Million Dollars to Retire?

Travel the World as a Couple on $2,000 Month

Tooth Implant Billy received a tooth implant in Xela, Guatemala. Excellent care! Prices, name of dentist, more.

Radio Personality Dave Ross interviews Billy and Akaisha Kaderli ... Americans Don't Realize How Wealthy They Are

What Is Financial Independence?

There Are No Guarantees in Retirement

Retirement Dream or Nightmare?

Retirement Housing Options Compared

Couple Travel Often After Retiring Early

The Price of Security

Hooked on Adventure

Briefcase to Backpack

Are You Prepared for the Ups and Downs in Retirement?

How to Retire Before 40 without $1 Million

Adventures in Financial Independence

Opinion Feature - Personal Finance and Feminism

Are You or Someone You Know on Osteoporosis Drugs?

On the Road Again - Tropical Travel Expenses

Tracking Your Data

How to Handle Dollar Fluctuations When You Live Overseas

Want to be Financially Independent? Do this Exercise!

Want to Learn about Retirement? Go to the Source!

Need a Mailing Address in the U.S.? Try This!

It's in the Genes

There Are No Guarantees in Retirement

Is Retirement in Your Future?

My Case for Financial Assets

Early Retirement as a Lifestyle

Retirement Reflections

A Simple Road to Retirement

Hawaiian Girl

Early Retirement - Not Good for Your Mind! - Really?

The Rocks in My Basket

Get More - Spend Less in Retirement

Creating Happiness 100 Times Over Again

Retirees without Borders

Money Saving Travel Tips

10 Financial Risks and Rewards of Retiring Abroad

How Do I Find an Active Adult Retirement Community

We're in the Top 20 Early Retirement Blogs on the Web, 2016!

Do you need medicare if you don't live in the US? Medicare Part B isn't free

Easy Livin'


Preparing for Retirement, Overwhelmed by it All, Q&A with a Reader

Creating a Lifestyle of Meaning within Your Retirement

We Made the Top 3!! Boomer Adventure Travel Blogs 2016

Financial Independence: Going from Satisfaction to Satisfaction

How to Double Your Social Security Check

Simplifying Investing for Financial Independence

Billy and Akaisha's Three Lessons on Retirement

A Traveler's Questions on Healthcare, Cost of Living, Apartment Hunting and More

How to Get a Retirement Visa for an EU Country

Can one live in the US for under $2,000 a month?

Staying Long Term in Hotels While Traveling

When I'm 64

Social Security for US Expats and Dual-Citizens

How to Retire Early - MarketWatch Andrea Coombes

Finding a Job

Health Concerns While Traveling

Top 55 Retirement Planning Websites Awards!

Create a Social Security Life Hack!

How to Create Financial Sustainability for Yourself

Millennial Wants to Create Financial Sustainability

The Answers Are the Easy Part, the Questions Raise the Doubt

A Financial Discussion with a Reader

When Do I Start to Take Money out of my IRA?

5 Steps for Millennials to Become Financially Independent

We Won the Lottery!

Flight Changes, Orphaned Luggage

One Meal a Day

How to Make Traveling Easier for Yourself

I want to retire and travel. Should I have kids or not?

I am forced to think about retirement as I have been laid off my job

Repositioning Cruises

The Top Most Inspiring Retirement Blogs for 2015

Am I Doomed to Being the 5th Wheel in My Early Retirement?

Questions on Retirement Facilities Overseas

Is House Sitting for Everyone?

Safety in Guatemala

More Conversation on Getting Out of the Rat Race

A Message in a Bottle

Single Black Female

Can I Find Good Internet Connections Overseas?

One Meal a Day

Visas, Ai yai yai! The Schengen Visa

How to Make Traveling Easier for Yourself

The Top Five Most Inspiring Retirement Blogs for 2015

Dare to Retire Before 50

Can You Knock a Decade Off Your Retirement Date with Extreme Financial Planning?

Calculators, Worksheets

U.S. Expats - College Planning





Can I Find good Internet Connections Overseas?

Bringing My Dog with Me, Travels with Sadie

Health Information for Independent Travelers

Care Facilities in Mexico

My Wife Wants to Retire Now, but Needs Her Employer Sponsored Health Care

Excerpt from The Adventurer's Guide to Early Retirement

How Do You Want to Spend Your Money in Retirement?  

How Much Is Enough to Retire On?

Time and the River

Create a Money Machine, The Effect of Compounding

Tracking Your Data

How Is Retirement Defined?

Want to Retire Early? Here's How

Billy driving his retirement boat on Lake Atitlan, Guatemala

Economic Refugees

Caution! Do Not Retire in Your Thirties!

Retirement for Career Women; The Perfect Recipe for a Midlife Meltdown

Our Relocation Page

Digital Madness

Q&A from a Reader: How to Retire/Live/Travel with only Social Security

Housesitting - Travel the World and Your Lodging is Free

FATCA - A Practical Guide

Retired But Got the Blues? How Can that Be?!

Want to Learn about Retirement? - Go to the Source

Financial Keys to Retirement

How Technology Has Eased Our Financial Independence and Travel Lifestyle

8 Secrets for Success from Early Retirees

Adventures in Financial Independence (video)

Vietnamese Dong

What Does It Really Take to Move Overseas?

How to Choose a Retirement Location

Our 25th Year and We're Still Here!

It’s a Lifestyle, Not a Vacation

Comments on Getting Out of the Rat Race

Car Free Is the Way to Go

Q&A From an Aspiring Near-Term Retiree

I Want to Leave the Rat Race

Charity in Your Will: What You Should Know About Estate Planning and Giving

See the World on 10k Annual Income

Sell My Car? And What About a Spreadsheet?

What Will I Do with All that Free Time in Retirement?

Free Money from the IRS - Child Tax Credit

Beautiful Lake Chapala, Mexico

Rising from the Ashes to Newfound Freedom

The World Is Your Oyster

Would You Retire in Today's Financial Market?

Working Overseas While Retired

Could You Become Car-Free?

Should I Move My Retirement Funds to Mexico?

10 Lessons From “The Global Expatriate’s Guide To Investing”

Can Millennials Become Financially Independent?

Our 5 Reasons to Retire Abroad

How Much Is Enough?

Are You Afraid of Retirement?

Our 25th Year of Retirement by Age 62

The Cost of Working

Solving Some Problems of Retirement

What to Do with Mail on Long-term Travel?

Billy and Akaisha in Merida, Mexico

How one budget-savvy couple retired at age 38

True Financial Independence

How To Retire By The Age Of 35
10 Brilliant Ideas From People Who Already Did

Become Financially Independent!





Follow Your Dreams - An excerpt from our book, Your Retirement Dream IS Possible 

Travel Housing Options

Retirement Jobs

Money Mindsets

Housing Page  

Your Rockin' Retirement Blog

U.S. Expat Taxes – An Introduction

Buying and Selling Real Estate (Foreign or Domestic) from a Tax Perspective

Retired on $30,000 a Year and Loving It

5 Retirement Housing Options Compared

I Am a Happy, Homeless Pet and House Sitter

Why We Are Taking Social Security at Age 62

What Makes "Home," Home

Age Requirements for 55+ Active Adult Communities

Five Tools for Retirement Planning

How Would You Structure My Portfolio?

Are You Afraid to Retire

Location Suggestions for Single Retiree?

Starving for Time to Ourselves

Why Your House Is a Terrible Investment

How I Pack My Family with Me

Famous sight in Antigua, Guatemala

When the Unexpected Happens

Living with a Roommate Could Just Save Your Life

Hey Billy & Akaisha - Are You Retired or Not?

Is Eating Street Food Safe?

Love to Travel? Try House Sitting

Do Housesitters Really Guarantee "Peace of Mind?" - A Homeowner's Perspective

Our Money Our Lives

Are you Confused? Good!

The Benefits of Fear

The Price of Security

If You Can’t Retire at 30 Then How About 38?

What Every Woman Needs to Know about Retirement

Is It Work or Is It Passion?

Financial Independence = 24

Why Your House Is a Terrible Investment

Our Ghost Post!!

Do You Have What It Takes?

The World Is Your Oyster

5 Truths We Have Discovered after 24 Years of Retirement

Another Take on Home Sweet Home

Traveling Seasoned Citizens

Three things to read, watch and use - Akaisha Kaderli

Three things to read, watch and use - Billy Kaderli

How Do You Know You Are Wealthy?

Successful Survival

Your Future Your Choice

5 Money Saving Travel Tips

We're Still Here!

5 Things You Can Do Right Now to Gain Control Over Your Future

How Do You Know You Are Wealthy?

The Maid, the Thief and Forgiveness - What Would You Do?

Billy and Akaisha on the beach in Puerto Escondido, Mexico

Retirement Plan in Tatters

The Stupidest Question in the World

Just Say "Yes!"

Traveling? Find Someone to Look After Your Home and Pets Cost-Free

Top 10 Reasons to "Sit" through Retirement

Confessions of a World Traveler

The Benefits of Fear

Sy Harding Interview

Livin' in Thailand on 3/4 Time

Older and Wiser

Medical/Health Insurance Topics

Top Ten Questions and Answers on Medical Tourism

Questions on Retirement Facilities Overseas

Experiencing Covid in Mexico - One man's medical adventure

Getting Covid in Panama - a personal story

A Canadian Perspective on Health Care Overseas

Medical Vacations: The Retiree Health Care Solution?

Why Thailand, Why Now?

Having Healthcare Needs Met Outside the U.S.

Stem Cell Therapy – The Future of Curing Disease and Restoring Youth

Cancer Treatment in Guatemala

Medical Tourism Blog

Medical Tourism Page

Interview with Passport Medical

Buddist Temple in chiang Mai, Thailand

Dental Care in Chapala, Mexico

Doctor My Eyes

Slaying the Dragon of Male Menopause

The Cheaper Alternative to US Long-Term Care

Continuous Care: Opening Up the Conversation

Care Facilities in Mexico

Questions on Continuous Care in Latin America

Alicia's Convalescent Complex

Domestic Medical Tourism

Pricing of a Medical Emergency in Guatemala

Orthopedic Care in Guatemala

Maneuvering through Medical Events Overseas - What About the Language Barrier?

The Fickle Finger of Fate

A Reader's Commentary on Health Care in the U.S.

Interview with Owner, Guatemala Medical Travel

Telemedicine: The Perfect Partnership in Saving Money and Time

Billy and Akaisha on the beach in Caleta, de Campo, Mexico

Billy puts Medical Tourism in Guatemala City to a Test

Billy's Medical Tourism Follow Up

The Number One Retirement Fear

More on the #1 Biggest Retirement Fear

Continuing the Discussion - The #1 Biggest Retirement Fear

Going Naked

Side by Side Medical Comparison 

Don's Personal Medical Tourism Experience 

The Adventurer's Guide to Early Retirement

Media Interviews with Billy and Akaisha

VIDEO - How to Achieve Financial Independence - An Interview with Billy and Akaisha Kaderli  

11 Best FIRE Bloggers to Inspire Your Retirement Plan

Rock Your Retirement Interviews Billy and Akaisha Kaderli about Medical Tourism or for the MP3 video only, Click Here

Speaking of Travel, Marilyn Ball Interviews Billy and Akaisha Kaderli! A Real Kick!

Top Money Hacks Interviews Billy and Akaisha Kaderli





Interview of us by Andy Hobo Traveler

Yes, It's Possible to Retire in Your 30's

Cash Flow Diary - You CAN Live Life on Your Own Terms!

Interview with Billy Kaderli

Toasting 25 Years of Financial Freedom

Retiring before 40 - How it's Really Done, with less money than you might imagine

Three major cash-sucks one couple avoided to retire at age 38

Mary Eileen Williams of Feisty Side of Fifty Radio interviews Akaisha! Listen to this inspiring and practical interview here

How indexing helped these retirees live footloose and fancy-free

San Cristobol, Mexico

Life Part 2 Meets the Retire Early Lifestyle

From Panajachel, Guatemala, the Dennings interview Billy and Akaisha. To view video, click here.

Itchynomad interviews Billy and Akaisha via Skype

A candid and casual interview with us by

Our latest interview; a chat with Morgen Bailey

Retire South of the Border
Laura Cohn, Kiplinger magazine

Finding a Low Cost Paradise  
Scott Burns interviews Billy & Akaisha Interview II
Judy Martel

New Years Resolution take Early Retirement by enjoying Exotic Travel 
Pete LaMaster Orlando, Examiner

TV 12 Interview
Nicole McGregor 12 News Phoenix

Minyanville Financial Infortainment Interview

The Investment U e-Letter

Kiplinger's Retirement Planning 2007

Nationally Syndicated Radio Show Talk Host Clark Howard

Kiplinger's Personal Finance magazine Oct 2006

Good Morning Chiangmai News Book Review

Our Reader's Testimonials

Retire Early Homepage Book Review

Jet Setter Show with Jason Hartman interviews Billy & Akaisha

Interview with David Hardy Good Morning Chiangmai News

Work Less, Live More Interview

PBS Money Moves Interview

AZ Tribune Interview

RetireEarlyLifestyle T-Shirts on the Antigua, Guatemala, Shoeshine boys

Audio Interview with Dr. Cynthia Barnett

Financial Freedom Blog


Motley Fool Publications

Poverty of Perspective

5 Money-Saving Travel Tips

Continuous Care: Opening Up the Conversation

How Expats Handle Emergencies in Foreign Lands

An Expat's Experience with a Medical Emergency

How Medical Tourism Really Works

Just Say "Yes!"  

Recession Lessons for Kids

The World is Spinning Me!

 Blue Chip Special

 Money Isn't What Makes You Rich

 25% Gain in Six Weeks!

  I Ain't Buyin' It

 The Experience Dividend

The Dollar is Slip Slidin' Away

 Rule Your Retirement 2007

Travel the World

True Financial Independence

Blue Print For Financial Freedom

Rule Your Retirement Newsletter


About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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