Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.


Your book had an impact on me that I would not have believed possible. I have been thinking about retiring for a year but wasn't quite sure that's what I wanted to do. I saw an article on The Adventurer's Guide to Early Retirement online and the minute I saw what you were doing, I knew it would be possible to get away from the high-pressure world I've been living in and do something else before it's too late. I'm really very grateful to have seen that article - and my retirement date is set for this fall.

Nancy, Colorado





Country Adventures








El Salvador




New Zealand








Our Latest Adventure

Guate Java Roastery and Coffee House - Antigua, Guatemala
Billy and Akaisha Kaderli

We love coffee! Here in Guatemala we are in prime coffee country and have so many cafes from which to choose to have a fresh cup of brew. Some shops serve breakfast, some serve the best French pastry ever, and some are just little cupboard sized rooms filled with tables, chairs, a roaster, a cappuccino machine and lively music. Guate Java is just such a place.

Favorite Places to Travel:
Experts Reveal Their Top 3 Favorites

We interviewed our top baby boomer travel experts and asked them if you could only travel to 3 places in your lifetime, what would be your 3 favorite places to travel to? Let me tell you, the insights we received from these well-established authors were nothing short of amazing.

Pedro is a Ladies Man
Billy and Akaisha Kaderli

Pedro is a ladies man. At thirty-five, he has those handsome Portuguese good looks, and is soft spoken. It’s no wonder he’s always got a girl on his arm. We met briefly a month ago while he was staying at our guest house in Chiang Mai, Thailand. At that time he was making his way south to the islands, and when I saw him leave, he was again with a lady.

Early Retirement as a Lifestyle
Billy and Akaisha Kaderli

You can retire early to spend free time as you want; travel, study and learn, play sports, pursue a hobby… We did! In 1991, at the age of 38, we left our fast track lives, packed it up, sold everything, and moved to Nevis, a 36 sq. mile island in the Caribbean. From there we started traveling and haven’t looked back. Are we living the life YOU want right now? Is this idea appealing?

Real Investment Report
Lance Roberts

Bulls Run On Yellen’s Easy Money -  Stocks Pop - Let me update the discussion in last week’s missive “Bears Gain On Bulls:” “The last couple of weeks have experienced a sharp rise in price volatility. While stocks have vacillated in a very tight 1.5% trading range since the beginning of June, there has been little forward progress to speak of. However, notice that support at 2415 (50-dma) has remained solid as ‘robots’ continue to execute their program of ‘buying the dips.'” 

6 Tips for Cutting Your Medical Bill
Fehmeen who is an MBA graduate and who owns the personal finance blog, Top Money Hacks.

Prevention is better than cure, they say. This proverb holds true for both medical and non-medical conditions, because it's easier to stay away from a problem than to find a solution.

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Tikal Ruins, Guatemala

One of the major sites of Mayan civilization, inhabited from the 6th century B.C. to the 10th Century A.D., lies in the heart of the jungle surrounded by lush vegetation. - This is Tikal, in Guatemala

Older and Wiser
Billy Kaderli

As our long-time readers know, we have had our portfolio on autopilot for most of our retirement. Another body blow to our funds in 2008 served as a wakeup call; one of several in only a few short years since the beginning of that decade. This last shock in 2008 forced me to look at other financial strategies.

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Top 10 FREE Things to Do in Chapala, Mexico
Billy and Akaisha Kaderli

The stress of living in the States can take its toll on your health. People say that living in Chapala adds ten years to your life and we believe it. The relaxed Mediterranean lifestyle, clean air, great food, friendly people and just plain fun is bound to extend your life.


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I can't change the direction of the wind, but I can adjust my sails to always reach my destination. - Jimmy Dean



Market Watch interviews Billy and Akaisha

Dave Ross from CBS Radio interviews
Billy and Akaisha


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Cigar Making in the Dominican Republic

The stress of living in the States can take its toll on your health. People say that living in Chapala, Mexico adds ten years to your life and we believe it. The relaxed Mediterranean lifestyle, clean air, great food, friendly people and just plain fun is bound to extend your life.

What are you waiting for?   Keep your retirement dreams alive.
Many North Americans have already made the move. 

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Men & Women Clothing Coupon codes & deals at

Price Break! 50-60% Off Swim For Women! Select Styles!

Students love for free academic writing tips from retired teachers.

Visit Editorialveramar for helpful paper writing tutorials and guides.

Rainforest and Tree Identification Resources

Conserving and Building a Greener Future










































We’re Still Here! An Evolutionary Tale
Billy and Akaisha Kaderli

We did not have our retirement life scripted to purchase a house in a community, buy the last car we’d ever possess, and settle down. We let our retirement lifestyle unfold, blossom and develop into what it is now. Our style of 20+ years of financial independence was never planned. It evolved on its own. After quitting the rat race, our first stop was a 36-square mile island in the Caribbean West Indies named Nevis. Our number one project on our no-plan agenda was to slow down.

My Case for Financial Assets
Billy and Akaisha Kaderli

When I was a stock broker in California - one of the hottest housing markets in the US - real-estate was my competition. “Everyone” was making money in real-estate so why would they invest in the stock market?

Essential Guidelines for Travelers
Billy and Akaisha Kaderli

Keeping your essential personal and finance information safe while on the road should be at the top of your list. Losing your passport or credit card while traveling means you are in for some serious inconvenience.

Car Free Transportation Options in the U.S.
Q&A with a Reader

The transportation system in Boston made it easy to go car-free. We now plan to relocate to Colorado...

Everglades City Airboat Tour
Billy and Akaisha Kaderli

Southwest Florida has a very colorful history. The Everglades were filled with smugglers, outlaws, bootleggers, environmental activists, alligator hunters, songwriters and Gladesmen. We airboated through the Everglades on a previous visit to Florida, and we just happened to be returning there when Captain Gary wrote us an email.

Creating a Lifestyle of Meaning within Your Retirement
Billy and Akaisha Kaderli

It is imperative that you use this gift of personal free time to edify your morale, confidence and self-respect. If you allow yourself to slip into insignificance in your own eyes, it is guaranteed that you will be unhappy.

Things to Do in Panajachel, Guatemala
Billy and Akaisha Kaderli

Visit Mayan Families – This organization does great work with the local population. They sponsor students to licensed schools from grade school to university, they offer free clinic and surgery services, and they feed the elderly. But that’s not all! They provide and deliver free clean water filters to homes, schools and hospitals. Take a few minutes and check ...

7 Reasons to Move to Latin America
Billy and Akaisha Kaderli

While moving overseas isn't the answer to fulfilling everyone's retirement dream, more and more people are leaving their home countries to live elsewhere and for very good reasons. Below we have listed seven of these reasons. Take a look. Perhaps a couple of them could solve a problem you are facing in molding your future retirement.

Solving Some Problems of Retirement
Billy and Akaisha Kaderli

We read a piece in Market Watch about the state of retirees today and the problems they won’t tell us about. If Market Watch is correct, and we have no reason to doubt it, then we would like to share some of our solutions to these listed difficulties. Retirees are broke “According to the Census Bureau’s Supplemental Poverty Measure, ...

Claim Your Freedom this Independence Day!
Billy and Akaisha Kaderli

Billy and I have been traveling the globe for almost three decades. Within those international trips we have noticed that humans intrinsically desire to be free. For the most part you and I enjoy our freedoms. We have ...




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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

Billy and Akaisha continue to journal and photograph their world travels.

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