Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

My job had become less and less enjoyable over the last year, but my wife and I weren’t sure we could retire at 49 years old. We had a good portfolio and had paid off our home, but couldn’t get any real details on the spend side of retirement. Seems all of the financial planners focus in great detail on the saving side, and typically offer up oversimplified percentages for a traditional spend-down without really looking at our wants and needs. We bought your book The Adventurer’s Guide to Early Retirement online last summer. You’ve got lots of great stuff packed into the book! We were able to analyze our spending habits, identify that our real goals are more focused around being together, traveling, and spending more time with family and friends, than buying more things and working. Sounds familiar, doesn’t it!

Thanks! R.H., Colorado


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Our Latest Adventure

Cost of Living in Chapala, Mexico
Billy and Akaisha Kaderli

Our readers have written to us asking how much it costs to live in Chapala, Mexico. While much depends on your particular style of living, your housing needs and how you dine out or entertain yourself and your friends, below is a sample list of commonly purchased items to give you an idea of the money it takes to live in this charming town. This list is by no means exhaustive.

Slip Slidin' Away - Chugchilan, Ecuador
Billy and Akaisha Kaderli

We were stuck. At 12,320 feet on a cloud obscured road, with visibility close to nothing, in the Ecuadorian Andes, our bus could not get traction. We had already been slippin', slidin' and fishtailing. At five AM, daylight was not due for a full 47 minutes. I looked around. Everywhere nodding heads were trying to catch final moments of morning’s sleep before our first stop in Quilatoa.

Claim Your Freedom Every Day!
Billy and Akaisha Kaderli

Let's Go!! Billy and I have been traveling the globe for almost three decades. Within those international trips we have noticed that humans intrinsically desire to be free. For the most part you and I enjoy our freedoms. We have control over our finances, we can drive a car whenever we choose to do so, and if you are reading this, chances are you have a background of education and experience from having lived your life. But there are other ways we close ourselves off from freedom and with a little sense of adventure and a change of perspective, you can gain those freedoms back. Take a look at some suggestions below.

Real Investment Report
Lance Roberts

Rally Hits The Wall - First, let’s rewind the tape to the beginning of March. “Most importantly, the market is currently in the process of building a consolidation pattern as shown by the ‘red’ triangle below. Whichever direction the market breaks out from this consolidation will dictate the direction of the next intermediate-term move.”

5 Steps for Millennials to Become Financially Independent
Billy and Akaisha Kaderli

Becoming financially independent is a worthy goal no matter at what age one achieves it. If you are a Millennial, where do you start?

7 Reasons to Move to Latin America
Billy and Akaisha Kaderli

While moving overseas isn't the answer to fulfilling everyone's retirement dream, more and more people are leaving their home countries to live elsewhere and for very good reasons. Below we have listed seven of these reasons.

VIDEO - In Depth Interview with Billy and Akaisha Kaderli

Billy and Akaisha Kaderli share their secrets on how to retire early in this in-depth interview taken in Chiang Mai, Thailand. World Travel and living the life you dream of is within your reach. Upbeat and FUN interview.

Retirees without Borders
Billy and Akaisha Kaderli

Well into our 26th year of financial independence, we have traveled and lived in numerous countries. We consider ourselves to be Global Ambassadors. Since retiring in 1991 and first living in Nevis, West Indies for six months, we ...


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  "Information" and "communication" . . . are often used interchangeably, but they signify quite different things. Information is giving out; communication is getting through. — Sydney J. Harris

Guide to Early Retirement

Dave Ross from CBS Radio interviews
Billy and Akaisha




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"Deep in the Heart of Texas" we met up with Dennis and Martha for some Bar-b-Que


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VIDEO - Beautiful Yachts at Sunset on Chacala Beach, Mexico

The sun sets into the west bringing vibrant colors with it. Upscale yachts are moored in the cove enjoying their location. It all makes for a peaceful artistic scene.

Are You Seeing Windows or Walls?
Billy and Akaisha Kaderli

All of us have struggles in life. Be it financial, health issues, family challenges, or something in our career; we all have stuff. Whether you succeed and move towards fulfillment and success or close down and become stagnant out of fear is your choice. The difference is how you approach these obstacles in your life.

Financial Independence: Going from Satisfaction to Satisfaction
Billy and Akaisha Kaderli

As more and more Boomers retire, articles on the topic proliferate in the news and online media. One such recent article in the New York Times by Joanne Kaufman titled, Is Early Retirement Great? For Some, It's Hard Work to Have Fun presented some surprising challenges and questions. The ones that struck me the most are listed below, and I've given a different - and hopefully more uplifting - perspective on the conundrum that some people face.

The Experience Dividend
Billy and Akaisha Kaderli

Who said work is a four-letter word? With millions of Baby Boomers poised to leave the workforce within the next decade, many of us want to find ways to contribute from our vast wells of experience and knowledge. We want more freedom of expression in our lives instead of continuing what might be a lukewarm commitment to a full-time job.

VIDEO - A Peaceful Morning on the Beach in Chacala, Mexico

It's peace-filled in the mornings on Chacala Beach. Waves lap the shore, yachts are moored out in the protected bay from the night before. Seafood caught here are cooked fresh in the restaurants and it's the freshest we have ever tasted! Take a look!

Travel the World as a Couple on $2,000 a Month - A Passport Dividend
Billy and Akaisha Kaderli

Once someone learns that we retired at the age of 38 in 1991 and have been traveling the world ever since, they ask, "How could you afford such a lifestyle? It must cost a fortune for airfare, to live in guesthouses, hotels, apartments and eating out!" When we tell them that this lifestyle hasn't cost us anything -- in fact, we made money -- they're floored.

VIDEO - This is Chacala, Mexico - The perfect beach - Chacala, Mexico.

Clean, lots of restaurants with fresh seafood. Campgrounds, Yoga Spa Retreat. Hear the waves, feel the peace, enjoy the beauty. A few hours north of Puerto Vallarta.

Interview with Early Retiree, Chris Mamula
Billy and Akaisha Kaderli

We at RetireEarlyLifestyle enjoy offering our Readers inspirational stories of people who choose a lifestyle of their own making. We have often said that becoming Financially Independent is the best thing you can do for yourself, and for the world.

UpDate....The Tooth Implant
Billy and Akaisha Kaderli

No matter how healthy one is, it seems we all require dental care. It's quite a relief to know that one can obtain quality oral care overseas and at affordable pricing. Below is Billy's story of his tooth implant.

VIDEO - Sunset, Chacala Beach, at Yoga Retreat Mar de Jade There's a yoga retreat on Chacala Beach called Mar de Jade. Watch the sun set into the ocean at this location.

Chacala Homepage - Chacala, Nayarit, Mexico
Billy and Akaisha Kaderli

Chacala is a small fishing village 90 miles north of Puerto Vallarta. You can fly into the international airport PVR and arrange for a taxi, a shuttle or take a local bus to bring you here. The local bus will drop you off at Las Varas from where you can take a taxi to the town of Chacala, 15 minutes away.

Every once in a while, it strikes us how circumstances can be rearranged in the most creative of ways to make a dreary life into one that is extraordinary.






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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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