Retire Early Lifestyle
Retirement; like your parents, but way cooler

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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 25th year of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience. And they are just getting started!

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I am loving The Guide!!  Your website and guide is helping me sort out many old worries and questions, and I feel quite relieved that yes, I'm on the right track.  I am retiring with my partner at age 55 and I am so geeked about an active retirement!  Especially like knowing that I'm on the right track for renting an apartment for a long-term stay.  Booked a 4 bedroom 4 bath drop-dead-gorgeous apartment in Florence, Italy, for a month next fall with 3 other ER friends - for CHEAP CHEAP CHEAP!!

Thanks again - I'm sharing the link to your website with friends and colleagues, and recommending The Guide to them. 

David Morris


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Our Latest Adventure

Why we traded our Briefcases for Backpacks
Billy and Akaisha Kaderli

Trading an office for the world, opening our minds instead of books, and swapping sandwich lunches for ...

I'll Start Monday
Laverne H. Bardy

After a week on this no-nutrition diet I felt thinner, so I rummaged through my closet, where sizes range from Those Were The Days, to I Canít Frigginí Breathe, to ...

Lance Roberts X-factor Report

Maybe I should leave town more often. Last week, while on our annual family vacation, Greece caves to the ECB and China stopped their market meltdown sending ...

Manny's Restaurant Cabrera, Dominican Rebublic
Billy and Akaisha Kaderli

Walking down by the sea on the newly finished malecon, we ran into this seaside restaurant. ...

How to Retire/Live/Travel with Only Social Security
Q&A with a Reader

We are real estate brokers but lost all of our assets in the real estate crash.

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Variable vs Fixed Home Loans Ė Which is Better?

At Newcastle Permanent we help you decide whether a fixed or a variable home loan is best for your circumstances Ė check out the pros and cons of each here.

Guatemala Travel and Information

Guatemala boasts beautiful weather, plenty of history and culture and friendly people. The food quality is good, affordable and ...

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Cabrera, Dominican Republic
Billy and Akaisha Kaderli

Located between the larger towns of Nagua and Rio San Juan, this sleepy town lies alongside the Atlantic Coast and has some of ...

Traveling Seasoned Citizens
Billy and Akaisha Kaderli

While we like to think of ourselves as spry, flexible and ready to take on the world, truth is, ...


Donít ask yourself what the world needs; ask yourself what makes you come alive. And then go and do that. Because what the world needs is people who have come alive. - Harold Whitman

Market Watch interviews Billy and Akaisha

Dave Ross from CBS Radio interviews Billy and Akaisha


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Students love for free academic writing tips from retired teachers.

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Digital Madness
Chris Amoroso

It occurs to me that, now that Iím working completely online, I could be doing this from anywhere!

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Three things to Read, Watch and Use - Billy Kaderli

Akaisha Kaderli - Retire Early Expert - Akaisha Kaderli

When You Should Replace Your Residential Heating System

Having a properly working heating and ventilating unit is one of the most important things that you should take care of in your home....

Economic Refugees
Billy and Akaisha Kaderli

From Thailand to Mexico, from Guatemala to Ecuador, people known as economic refugees are looking for a better ...

Want to Know Sports Lingo?
Garret Mathews

Iíll impart the following: When to ice the shooter. When to blitz. How a wide receiver pretends to be unconscious so the referee will stop the clock. ...

Annual Spending Update
Billy and Akaisha Kaderli

As of the end of 2014, our average spending for 24 years of financial independence or 8760 days, is $22,040 annually or ...

Our Five Reasons to Retire Abroad
Billy and Akaisha Kaderli

No one is pushing people to move overseas in their retirement and there is nothing wrong with someone who ...

Lole's Place
Billy and Akaisha Kaderli

The sounds of bird chirping early in the morning was enough to get me out of bed. So after a little computer time, I was off to ...

Retirement Jobs - Part time, seasonal, dream jobs, adventure jobs, working from home, mentoring in retirement, freelance.

Pequenos Pecados
Billy and Akaisha Kaderli

Everyone made a big deal about it, so I thought I should check it out. ...

Billy Kaderli Interview

For the benefit of our Readers who don't know your background in finance before you retired, could you give a ...

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Vacation in Israel and Top Lung Cancer Treatment at the Same Time
Maisie Blair

Some medical facilities, especially private ones, allow foreign patients to choose their preferred physicians.



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Billy and Akaisha continue to journal and photograph their world travels.

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