Retire Early Lifestyle
Retirement; like your parents, but way cooler

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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 24th year of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience. And they are just getting started!

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In reading The Adventurer's Guide to Early Retirement, several things struck me beyond general inspiration. I like the concept of an inexpensive back-up home or home base. The idea of travel and overseas living draws my wife and me on all kinds of levels. But I always worried about wanting to return to the US in my 70’s or 80’s for Medicare, etc., and being priced out of the market.  Your plan took away that fear and we are looking at cheap and easy to maintain houses in the Ozarks now. Also, I found making medical vacations part of an over health plan with a high deductible major medical plan to be very useful.

Bruce, H., New Hampshire


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Our Latest Adventure

Placencia, Belize
Billy and Akaisha Kaderli

Home to some of the best beaches in Belize, Placencia is not a bad place to get stuck. We found ourselves needing to hunker down over a long holiday and finding a ...

Travel and Hotel Information

Our first hand hotel and travel information, travel stories and photos.

We're Still Here!
Billy and Akaisha Kaderli

Since retiring in 1991, LOTS of things have changed. Remember cassette recorders, walkmans and 35 mm cameras?

Thank you, After Fifty Living for publishing our piece, How Do You Know You Are Wealthy

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Palenque, Chiapas, Mexico
Billy and Akaisha Kaderli

We had a leisurely morning leaving Campeche, the pirate, buccaneer and slave trade center of the Yucatan in centuries past. And since we ...

Being Street Smart

Fed Chair Janet Yellen said in a speech on the subject on Friday, that she is “greatly concerned by the extent, and continuing increase, of wealth inequality in the United States.”, noting the “significant income and wealth ...

Giddy Yup
Laverne H. Bardy

Chip was a leathery old horse trainer who’d been teaching horseback riding for over 32 years. One look at me and he determined that Clementine and I would ...

Thank you RetirementWOW for publishing our piece, 5 Retirement Housing Options Compared

Worry-Free Housing
Billy and Akaisha Kaderli

Billy and I often leave the US for months at a time to visit exotic locations. We set up a home base on the other side of the globe and ...


Knowledge born from actual experience is the answer to why one profits; lack of it is the reason one loses. - Gerald M. Loeb

Market Watch interviews Billy and Akaisha

Dave Ross from CBS Radio interviews Billy and Akaisha

24 years of providing research to serious investors!
Sy Harding's Street Smart Report Online financial website
Asset Management Research Corp.


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Lake Chapala


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More Adventures




























Retired on $30,000 a Year and Loving It
Billy and Akaisha Kaderli

We retired at age 38 in 1991. At the time, we were overwhelmed with ...

Boracay Sailing Adventure
Billy and Akaisha Kaderli

The tropical paradise of Boracay is one of the 7,107 islands that make up the Philippines ...

Age Requirements for 55+ Active Adult Communities
Reader Q&A

I would love to do something similar but every active adult community that interests me seems to be 55+. As I am only 47 I don’t know if I would be able to join a community that I like.

Safe and Effective Senior Driving
Jenny Richards

Many older individuals still want to exercise their independence by driving and being able to move around on their own.

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Thanks After Fifty Living for publishing our piece Women's Work

Portable Professionals

Impressed with this young couple's travel resume and joie de vivre, we asked that they tell our readers about their location independent living style.

The Cost of Working
Billy and Akaisha Kaderli

As you contribute every month to your 401(k), you've probably asked yourself, "Do I have enough to retire?" But perhaps you should be asking, ...

Campeche, Yucatan, Mexico
Billy and Akaisha Kaderli

Conquered in 1540 by the Spanish, Campeche quickly became a flourishing port. The Spanish discovered a dye in logwood, which grew in the forests near Campeche. This dye was ...

Thank you After Fifty Living, for posting our piece, 5 Retirement Housing Options Compared.

The Adventurer's Guide to Guatemala

In this Guide we take you from the ancient Maya strongholds of Huehuetenango and Xela to one of the most beautiful tourist destinations in the world...

Thank you, Frayed Passport for publishing, An Affordable Option for Luxury Travel & Retirement Lifestyle!

Interview with Itchy Nomads Suzanne and John O'Rourke

Suzanne and John O'Rourke have had one heckuva life filled with world travel and working around the globe.




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Billy and Akaisha continue to journal and photograph their world travels.

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