Billy Akaisha Kaderli Profile

Live Well

Laugh Often

Billy & Akaisha
Kaderli

Lighten Up

Love Much

PROFILE

Our successes in both the Brokerage and Restaurant businesses afforded us the opportunity for early retirement at the age of 38. A bit unconventional, maybe, but that is only part of the story.

There were many interests to pursue while still mentally and physically flexible. A few of these choices were global travel, foreign cuisine, native people's artwork and customs. Journaling and photographing these travels from a unique perspective made it easier to remain in touch with family and friends. Interesting and packed with information, this collection could be of value to you. All comments are welcome.

Whether it's Dick's Bar on the tiny island nation of Nevis, West Indies, volunteering in Mexico, the Grand Palace in Bangkok, Thailand, or Halong Bay, Vietnam, we have tales to tell.

Traveling in Bangkok, Thailand

Enjoy them, and perhaps our paths will cross someday!

Sipping Coffee in Hanoi, Vietnam

In late 1979, we purchased LUTHER'S, a 43 seat restaurant in the seaside community of Santa Cruz, California, near the yacht harbor. For 10 years, we owned and operated this restaurant, bringing it to local fame. For the first 5 years, we worked as a team; Billy, the Chef, and AKAISHA, the CEO. Dean Witter took a keen interest in Billy, recruiting him for their brokerage firm. Eventually, Billy became Vice President of investments, and branch manager of the Aptos office. Meanwhile, Akaisha continued to operate the restaurant on all levels, which was open 365 days a year, breakfast, lunch and dinner.

In 1989, we assessed our lives, our dreams and our bank balance. Making some bold choices, we decided to get on track to becoming early retirees. In January of 1991, at the age of 38, we retired and moved to Nevis, a 36 square mile dot in the West Indies. From there our perpetual gypsy schedule began, traveling through the

West Indies, Venezuela, US, Canada, Mexico, and many nations in Asia.

We met and married in Santa Cruz, California 30 years ago. BILLY was a trained and certified French chef, having trained in The Celestial (3 Star) and La Maisonette (5 Star) restaurants in Cincinnati, Ohio. During our travels to Europe in 1979 for 6 months, we pursued Michelin Guide restaurants and their chefs. Upon returning to California, our intention was to buy a restaurant, and incorporate this food, wine and recipe research. A keen interest in food has always been a priority.

We have visited and/or lived in scores of countries, gathering stories and photos along the way.

In 2005, we wrote the book, The Adventurer's Guide to Early Retirement, A Common Sense Approach in order to answer the many questions asked of us over the years. Often these questions were similar, and many people had the same concerns or doubts about their own retirements. Therefore it was more convenient to have our story accessible in one location offering our approach as a template for those interested in implementing their own retirement plans.

Since then, we have become contributors to financial newsletters like The Motley Fool Rule Your Retirement, and travel and news magazines such as Good Morning Chiangmai NEWS and Good Morning Laos. Dr. Cynthia Barnett interviewed us via teleconference for her Re-Fire, Don't Retire site, and Bob Clyatt featured us in his book, Work Less, Live More as an example of retirees on the move. We also have a video available on our website, Meet the Kaderlis, which we believe you will find both motivating and of practical use.

Because our story is so unique, Kiplinger's Personal Finance Magazine interviewed us as part of their cover feature, Make your money last FOREVER! You can read about us here: EXTREME early retirement

Clark Howard, a nationally syndicated radio talk show host, was also impressed with our story. He wanted his listeners to benefit from our years of experience, and so interviewed us on his radio program.

Even Oprah XM 156 Radio station wanted to get in on the scoop! Jean Chatsky of Money News interviewed Mary Beth Franklin, editor of Kiplinger's Personal Finance Magazine and our approach to Early Retirement was one of the topics of discussion! We have been published or interviewed in various newspapers and digital media around the country and the globe, Deseret Morning News, Salt Lake City Utah, The Arizona Tribune, Bankrate.com, FOXBusiness, and BoomersTV, Redefining Life After Fifty!. And our story was featured in an interview by Nicole McGregor on 12 News Today, KPNX/NBC, Phoenix, Arizona.

We want to emphasize that no one knows what tomorrow will bring. There are many ways to live a life, so make the most of it! Our advice to you is: Embrace your future! Follow your dreams!