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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.


Dear Billy, I have been a long-time reader of REL and have enjoyed the practical approach Akaisha and you have taken with your retirement adventure. I have learned so much. I have never written to you but read your post "Shipwrecked on a Nice Beach" and felt compelled to send you a note. Just wanted to say I appreciate your honesty and vulnerability to lay everything out - concerns, stress, varied feelings, and commitment to your wife. I can only imagine what these months have been like. Please know that so many people are sending both of you our love. No matter how this journey ends for Akaisha, we are all the better for your journey and what you have shared. What I have learned during my 54 years on this planet is that it is ok to feel whatever you are feeling. In between the caretaking times, do this for yourself. With sincere strength and love for both of you, Chris Kovalcik

Dear Akaisha, We are sending many prayers your way and you are in our hearts now and always. Your Mountain Reformed Church Family

Akaisha, that’s a beautifully written letter to your family and friends.  I will be sending all those good vibes you requested, and then some. I’m in Bangkok now, enjoying good times with friends. Today is my 72nd birthday and interesting to realize that I’ve received more birthday greetings and well wishes from overseas friends than from those in the US. There’s always a surprise or two … one just received from a Thai lady I first met maybe 15 years ago, haven’t seen since COVID interrupted our lives. She’s now married with child, living in her home village. But she still remembers. Amazing. Anyway, my thoughts are with you. Sounds like you are in good hands with a capable medical team. That and a positive attitude will see you through. All my best.  See you again down the road … somewhere. Dale 

My apologies for not responding sooner, but I did not have my computer/Internet on yesterday. OK, on to your 'Excursion': Thank you for sharing with me and the rest of your family / extended family what you will deal with and overcome. Is good you waited until you have some information to share. Perfect attitude about it.  You are being seen-by and cared-for by doctors who are as good as any; quite possibly better than most because of what they are free to do! Will be something to serve a purpose, as you put it, to grow stronger mentally, emotionally and spiritually. Remember when your finger was nearly ripped-off??  There was quite a tale there to be shared with your website followers which, no doubt, helped folks regarding healthcare in Countries other than the U.S..  This will be another. What you suggested we do in paying more attention to various things & send the good thoughts toward you got me to looking at 'the small things' this morning and noticing them more.  BTW, several good thoughts were shot your way today. Expect more at various times!! Take care, my sister, and be well. Gene

Jeez Billy….thanks for the update. Naturally Lisa and my best positive thoughts are flowing your way.  Charlie

You are one of the most strongest women I know Love ya, Tammy

Jeez Billy….thanks for the update. Naturally Lisa and my best positive thoughts are flowing your way.  Charlie

Our Latest Adventure
Market Trading Update
Real Investment Report

This past week was another disappointing one. Markets opened the week surging after President Trump posted on Truth Social that U.S.-Iran talks had been “very good and productive” and that he was halting strikes on Iranian power plants.

 


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Don't Fear the Unknown: Embracing Change for a Fulfilling Life
Billy and Akaisha Kaderli

The thing is, The Future is going to come anyway, and regardless of our best efforts, we can never guarantee the outcome.

 

Shipwrecked on a Nice Beach
Billy and Akaisha Kaderli

Some say we were lucky, other’s say it was fate. Whatever it was, we returned to Chapala, Mexico. Then the wheels of the cart fell off.

 
Billy and Akaisha playing tennis in Arizona

There Are No Guarantees in Retirement
Billy and Akaisha Kaderli

People often tell us they are going to wait a few more years to retire. They point out that by waiting, they will have health care provided for life and a pension that will let them afford the same lifestyle to which they've become accustomed.

 

Mountains and prairie, New Zealand

Have New Grandchildren, Want to Retire, Health Care Conundrum Q&A with a Reader
Billy and Akaisha Kaderli

My wife and I are mid 50’s. We would love to hang up the cleats right now but we have this huge barrier here in American called “health Insurance”.

 
Private hospital room with view, Hospital San Antonio, Lake Chapala, Mexico Comments on Going Naked; Health Insurance
Billy and Akaisha Kaderli

My question is, what about a catastrophic illness like MS or cancer? I would think that even at the reduced costs overseas something like that would have the potential to wipe out your nest egg, no?

 
 

 

 

 
Outdoor cafe in Lecce, Italy Preparing for Retirement; Overwhelmed by it all

Q&A with a Reader

 
The beach at Hoi An, Vietnam I Want to Simplify and Travel - How can I get my partner on board? Q&A from a Reader
Billy and Akaisha
 
Boats on Lake Chapala, Mexico Things Keep Happening I have no control, and a deep insight into my personality that I never wanted to have - My Intimate Journey with Cancer Part 14  

The doctor's rendition of my spine for ablation

Bladder Stent, Spinal Ablation - My Intimate Journey with Cancer Part 13  

Life, Death, Change, Illness, Suffering, Loss... It's a Mental Game - My Intimate Journey with Cancer Part 12  
American Bison The Buffalo Story And obtaining in-home care in Mexico - My Intimate Journey with Cancer Part 11  
Ribera Hospital, Chapala, Mexico Mesa to Chapala - and then the downhill slide My intimate Journey with Cancer Part 10
Billy and Akaisha Kaderli
 

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When faced with uncertainty about taking a leap of faith, take the leap. You’ll regret the things you didn’t do much more than anything you did, so you might as well try new things. - Chris Guillebeau

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Who Really Started the FIRE Movement?

 
 
 

Why We Took Social Security at Age 62

 

 The Adventurer's Guide to Early Retirement 5th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

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Billy and Akaisha Kaderli Interviews 

Lake Chapala Living Guide

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On the sandbar, Mosquito Coast, Holbox, Mexico Getting things in order - My Letter to Family My intimate Journey with Cancer Part 9
Billy and Akaisha Kaderli

So much has happened in these recent three short weeks that my life and how I am living it has changed forever. I literally went from walking around, going to the grocery store in Mesa, Az. trudging through the airport and carrying my gear, and arriving in Chapala unscathed - to not being able to stand, walk, climb stairs or get out of bed without assistance.

 
We Take a Land Taxi on Tropical St. Kitts then a Water Taxi across the Narrows to Nevis  
Seniior woman inside Comptoir du Pantheon in Paris, France Comptoir du Pantheon Paris, France
Billy and Akaisha Kaderli

There's nothing like a fresh croissant with espresso in the morning while looking out on the magnificent Pantheon in Paris.

 
A pile of Quetzales, Guatemalan money Expat Living and Dollar Fluctuations - How to deal with Dollar Fluctuations when you live outside the US
Billy and Akaisha Kaderli

When the Dollar loses value against one of these currencies, we still receive money from the ATM but it costs us more than the last time we withdrew funds, thus increasing our cost of living.

 

Mesmerizing Mazamitla - Mazamitla, Jalisco, Mexico
Billy and Akaisha Kaderli

Our bus wasn't first class, but at least it wasn't the "Chicken Bus"! On the other hand, we think the shocks were original equipment.

 

Chrishi Beach Club Nevis, West Indies
Billy and Akaisha Kaderli

There is is a small, secluded beach on the northwestern coast of Nevis called Chrishi Beach.

 
Our Puddle-jumper Flight from Sint Maarten to St. Kitts/Nevis

We take a puddle-jumper sized airplane from Sint Maarten in the Caribbean to the 2-island Federation of St. Kitts/Nevis. One way tickets on Winair per person is +/- $250. Rising above one tropical island and flying to another we see boats moored in the harbor, a cruise ship docked on Sint Maarten, beautiful sky and sea, and the lush flora of St. Kitts upon landing. We’re not done! We still need to take a land taxi, then a water taxi and then our friends pick us up and take us to our villa.

 
 

 

 

 

NEW Retire Early Lifestyle Theme Song
Billy and Akaisha Kaderli

RetireEarlyLifestyle.com focuses on early retirement strategies, financial independence, and lifestyle hacks—think escaping the 9-5 grind with smart investing, side hustles, and travel vibes. Our theme song captures that upbeat, motivational spirit: with lyrics about freedom, beaches, and ditching the alarm clock.

 
Caleta Beach, Mexico Preparing Your Portfolio for Retirement? - Income Is So Yesterday
Billy and Akaisha Kaderli

When preparing for retirement, designing your portfolio for income is over-rated. Oh, it feels good bragging about how much money you make each year, but then you also quiver about the taxes you owe each April. What’s the point?

 

 

One of the most beautiful places on the planet

 We recommend advanced placement courses online at EHS

The Pacific Coast of Mexico Guide details our travels along the coast.

Need help with tough assignments? Choose homework helper DoMyEssay and experience professional guidance.

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

 

Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website RetireEarlyLifestyle.com, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on Amazon.com.

Contact info = TheGuide@RetireEarlyLifestyle.com

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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