We like to keep informed about the topic of retirement from the perspective of money managers and those in the financial fields. You might have read some of these articles also, you know, the ones that say Americans have not saved enough to retire.

Millennials, those born roughly between 1980 and the year 2000, face a different future than Baby Boomers did at their same age. In terms of Wealth Building and saving for Retirement their challenges are wage stagnation, unemployment, underemployment and a seeming sense of entitlement.

We were immediately greeted by Lorenzo, a colorful character with stories to tell, and the owner of the rancho.

I mentioned last week that, across the market sectors, roughly $23 billion has flowed into technology ETFs since February; however, almost every other sector has been flat to down since prior to the Iran crisis. Most importantly, it is worth noting that even Energy has failed to rally despite the surge in oil prices and Technology has now surpassed its early year outperformance.

Time Is on Your Side Start Today, Retire Early: A Guide for Young Investors
Billy and Akaisha Kaderli

Tired of the rat race? Dreaming of early retirement? You're not alone! We receive countless letters from young adults eager to secure their financial future. This guide outlines the first steps you can take right now, no matter your career stage or savings level.

The sparkling pool of hot thermal water was 36 degrees Celsius, or about 97 degrees Fahrenheit. It was lovely, clean and relaxing. We were the only ones there on this day, so we had the whole spa to ourselves.

Could the Dow Jones Industrial Average, DJIA, Rise to 200,000 by 2041?
Billy and Akaisha Kaderli

I originally published this piece when the Dow Jones Industrial Average hit 35,000 in 2021. Recently it crossed 46,000, which puts it on track to hit 200,000 by 2041.

I am doing my best to give her well-balanced gourmet meals, while monitoring her weight, blood pressure, blood oxygen levels, and providing emotional support. It takes a lot out of me, but I remember what she once told me: “Billy, I would switch places with you any day.” Ouch!

Relax, Breathe and Enjoy the Moment
Billy and Akaisha Kaderli

It was here that I felt a strange tug at my heart and looked to my left away from the river. I practically whispered to Billy, “Something is over there. I’m curious, let’s go see.”

Getting your house in order for retirement or financial independence is not that difficult. Many investment professionals, journalists, and commentators seem to complicate the issue to the point that even we can't understand it.

The Gift
Billy and Akaisha Kaderli

I’ve said it many times before: caregiving for the person you love more than life itself drains you in ways you never imagined. The thousand small tasks she once handled without a second thought now rest on my shoulders. Akaisha has always been a force—an independent producer, a creator, my perfect partner. We built our life and our work side by side.

There are many times while sitting alone quietly, my mind wonders and wishes I had asked docs this or that. Of coarse, if I had known the question I would have asked, but it just now popped into my head. It’s a great time for technology advances and my introduction to AI.

Home Sweet Home
Billy and Akaisha Kaderli

Should we keep our current home and all the corresponding expenses like property tax, insurance, repairs and maintenance? Maybe we need to downsize so we can ...

When you are in a situation such as mine (supposedly racing towards death) people want to say something helpful and supportive. It’s my opinion that ...