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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.


In other words, because we under spend, we have the flexibility to do pretty much whatever we want to do... that has value to us.

Our Latest Adventure

Inflation Surge, Inflation Surge Pushes Fed To Hike Rates Faster

Real Investment Report
Lance Roberts

Market Struggles With Inflation Surge-  However, as shown, the market is overbought, pushing into heavy bull-trend resistance, and is nearly 10% above its 200-dma. Notably, the upper trend line repeatedly provided resistance against the advance, while the lower trend line provided that support. In September, that changed with the lower support giving way, and is now providing another resistance level to the advance.

 

Your Retire Lifestyle Mentors Ask us anything to help you

Jackie Lange expert has your answers regarding Panama

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Salmon with orange sauce, restaurant Letra CH, Chapala, Mexico How Chapala, Mexico Has Changed - Over the Years
Billy and Akaisha Kaderli

Billy and I first visited Chapala, Mexico in October of 1993. We came for two months and stayed four years.

 
Map of the cow where meats come from, Argentino's Grill, Puerto Escondido, Mexico Argentinos Steak House and Lobster Grill - Puerto Escondido, Mexico
Billy and Akaisha Kaderli

When Billy found this Argentine Steak House and Lobster Grill a few blocks from his hotel in Puerto Escondido, he made plans to go there for a special lunch.

 
 

 

 
Randy and Lori enjoying a side trip to Santorini, Greece between house sits Make the Most of House Sitting - Interview with Lori and Randy Grant, Professional House Sitters
Billy and Akaisha Kaderli

Many people would like to know more about house sitting -- the ins and outs, what to expect, how to get started, and if it's really feasible to do house sitting as a lifestyle.

 
Almost three decades of retirement and we still have a great time on a boat ride across Lake Atitlan, Guatemala Billy and Akaisha's Three Lessons on Retirement
Billy and Akaisha Kaderli

Retirement is a great achievement, but it's not static. It's not like once you arrive you can forget about it and put it on auto-pilot. It's an interactive manner of living that continues to respond to our input, the new skills we learn and how our goals modify.

 
Chapala lake, a major draw Chapala, Mexico
Billy and Akaisha Kaderli

The north shore of Lake Chapala, Mexico is one of the premier retirement destinations for North Americans.

 
Billy and Akaisha in a tropical restaurant How to Create Financial Sustainability for Yourself
Billy and Akaisha Kaderli

These days, no matter what the topic, the talk is all about sustainability. In regards to financial sustainability, there are 3 legs to the stool.

 
Puerto Escondido, Playa Zicatela, Mexico

Billy shows you the view of Playa Zicatela from El Terraza Restaurant. Playa Zicatela is an internationally known surfer beach where competitions are held each November. Billy says the restaurants in Zicatela have a better, more unique food selection than those further down the beach at Playa Principal.

 
Part of the beautiful coastal path, Puerto Escondido, Mexico The Coastal Path - Puerto Escondido, Mexico
Billy and Akaisha Kaderli

The main attractions of Puerto Escondido are its beaches, which have become internationally known. The area also is attractive to scuba divers because of the variety of fish, large oysters, lobsters and manta rays. There is a Coastal Path one is able to walk along the Pacific Coast giving excellent views.

 
Playa Manzanillo, Puerto Escondido, Mexico

Billy shows you a very sweet beach at the end of the Coastal Path called Playa Manzanillo. It's next to Puerto Angelito, and the waters are calm and crystal clear. A quiet beach worth a visit. Check it out here.

 

Financial Independence, Retire, Early
Billy and Akaisha Kaderli

Here we are, well into our 32nd. year of financial independence, and according to the pundits it wasn’t suppose to be this way. We were supposed to run out of money, the 4% rule doesn’t work, and we would be bored. Yet, we’re still going strong.

 
View of the pool from common area, Hotel Las Olas, Zicatela Beach, Mexico Hotel Las Olas - Puerto Escondido, Mexico

We have visited Zicatela Beach in Puerto Escondido many times. However, it had been a while and it was time to go again.

 
Sea View from the Restaurant, Puerto Escondido, Mexico

Billy shows you the excellent view from his seat at a seaside restaurant. A sailboat peacefully sails by as you mentally drift away, wishing you, too, could be here on Zicatela Beach. Take a look!

 
Boracay Island, Philippines

Interview with Brian Watkins
Billy and Akaisha Kaderli

We at RetireEarlyLifestyle love to bring you retirement stories of people we have met. There's no one right way to get to Financial Independence, and we are happy to bring Brian's adventure to financial freedom to you.

 
Billy and Akaisha at Chacala Beach, Mexico 2021 Annual Spending Update - 31 Years and Counting
Billy and Akaisha Kaderli

We like to keep up-to-date with our Readers as to what our current spending is, and as of the end of 2021 we spent ...

 
Sculpture on Playa Principal, Puerto Escondido, Mexico

Ten Days in Puerto Escondido Puerto Escondido 2021
Billy and Akaisha Kaderli

 Puerto Escondido, in the Mexican state of Oaxaca, is an enticing location for beach goers. There's an International Surfer attraction at Zicatela Beach, lots of hotels, and restaurants with a wide variety of cuisines from which to choose.

 
Licking Our Wounds in Puerto Escondido, Mexico

The continuing of the Pacific Coast walking path had to be discontinued due to the bridge being washed out! You can view that path on the video links included below. Billy tells you the story.

 
Billy and Akaisha on Chacala Beach, Nayarit, Mexico Affording Our Lifestyle
Billy and Akaisha Kaderli

It’s no secret that we have been living on around $30,000 per year. Now into our 32nd year of financial independence we see no need to lower our spending. In fact, we are trying to increase it.

 

The Plane of Jars  - Phonsavan, Laos
Billy and Akaisha Kaderli

We arrived in Phonsavan via Lao Airlines. Although the cool breeze was a welcome change from hot, dusty Vientiane, the approaching storm felt ominous. Our first stop was inside to the officials where we waited for our papers to be stamped, and for our luggage to arrive from the plane.

 

 
 
 

Technique and ability alone do not get you to the top; it is the willpower that is the most important. This willpower you cannot buy with money or be given by others. It rises from your heart.

 

We took social security at the age of 62, should you?

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

More REL Blog Posts
 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

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This book could change your life...for the better, financially and health

   

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The Coastal Path in Puerto Escondido, Oaxaca, Mexico

Billy shows you the coastal hiking path in Puerto Escondido, Mexico. It's a beautiful hike, one we did some years back. Today there is rumor that the bridge is out so the full path is not available.

 
 

 

 

Billy and Akaisha in their RetireEarlyLifestyle face masks

What We Did on Our Spring Break
Billy and Akaisha Kaderli

The Old Days of Unfettered Travel Returning from our fabulous trip to Cartagena, Colombia, I flew to Panajachel, Guatemala, in early March. After enjoying a couple of days at Lake Atitlan, the world began changing rapidly due to the COVID-19 virus, and travel plans needed to be adjusted hourly.

 

A shy smile and a bit of curiosity

Faces of Guatemala
Billy and Akaisha Kaderli

For me, it's always been about the people. Traveling allows us to meet those who live in exotic locations, who have differing customs than the ones with which I am familiar, and who hold a perspective that may enrich my own. Much about a person can be seen - or at least imagined - by peering into their faces.

 
Morning at San Pedro dock Billy's San Pedro La Laguna Adventure - Lake Atitlan, Guatemala
Billy and Akaisha Kaderli

When I first discovered Lake Atitlan in the early 70's San Pedro at night was just a few flickering lights across the lake. Today, it is still quiet, but growing. Tz'utujil Maya make up 90% of the inhabitants, with a small expat community.

 
A Q&A on FIRE and Geo-Arbitrage between FindependenceHub.com & RetireEarlyLifestyle.com

Almost since the Hub’s inception in 2014, the principals behind the popular RetireEarlyLifestyle.com have provided in-depth coverage of global travel and the tips to achieve early Financial Independence they used themselves to “retire” in their early 30s.

 
Coconut Shrimp on Puerto Escondido Beach, Mexico

Billy shows you an active beach, Puerto Principal, in Puerto Escondido, Mexico. He orders a meal of coconut shrimp, and while waiting, you get to see beach vendors selling tropical fruit plates.

 
Playa Principal in Puerto Escondido, Mexico

Billy shows you the main swimming beach in Puerto Escondido, named Playa Principal. It's much safer than Zicatela beach, which is an international surfing location. See the stately rock formations on the shore.

 
Nestor with the roasted pig San Pedro, Lake Atitlan Christmas Day Pig Roast
Billy and Akaisha Kaderli

Living in one of the most gorgeous places on earth, Lake Atitlan, Guatemala, is a real discovery.

 
bacon and home made patty sausage Christmas Day Bash
Billy and Akaisha Kaderli

As you might already know, Billy is a trained French Chef and we owned a restaurant for a decade in Santa Cruz, California. Billy and I love to cook and entertain in our home, and we still do it from time to time. This Christmas was one of those times.

 
The kiosk in Chapala Plaza lit up. Mexico Chapala Christmas Lights
Billy and Akaisha Kaderli

Billy and I took a walk around our adopted home town of Chapala, Mexico on Christmas Eve. What a beautiful display of lights!

 
Surfers on Zicatela Beach in Puerto Escondido, Mexico

Billy is on a beach in Mexico's state of Oaxaca, called Zicatela. It's located in Puerto Escondido and is another international surfer destination. Here you see wave after wave and happy surfers on this VERY LARGE beach!

 

How to Become a Millionaire by 50 years of Age
Billy and Akaisha Kaderli

Becoming a millionaire by 50 years of age seems like an ambitious goal these days. But is it really?

 
Pana, as it's known, is in the distance behind us as we make our way across Lake Atitlan Christmas Day Pig Roast 
Billy and Akaisha Kaderli

We sailed away from the safe harbor of Panajachel, Guatemala to get to the other side of the lake on this Christmas morning.

 
Zicatela Beach in Puerto Escondido, Mexico
Billy's in Puerto Escondido! Southern Mexico on the Pacific Coast is a surfer's beach called Zicatela. FUN place with BIG waves! Check it out.
 
The Cathedral and Christmas tree in Panajachel, Guatemala

Christmas Season Around the World
Billy and Akaisha Kaderli

We have been traveling the world for four decades, and have had the privilege of celebrating the December holidays in both Western and Eastern cultures alike. One year we experienced four different New Years in a matter of months!

 
Big Thai Elephant The Longneck Loop - Chiang Mai, Thailand
Billy and Akaisha Kaderli

The next time you are frustrated waiting in traffic, or relaxing in the comforts of your 3000 sq. ft. home, know that in Thailand, only a short distance outside of Chiang Mai, there’s a Padaung Village. Having escaped from the Kaya State in Burma in the last century, they are political refugees.

 

 

One of the most beautiful places on the planet

Four books on Mexico, a great value. Take advantage of our insights.

Early Retirement Blog

The Pacific Coast of Mexico Guide details our travels along the coast.

Check cbd shop Online

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

   

Want to go to Guatemala. This is the book to travel with

Goldco Review

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.


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Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website RetireEarlyLifestyle.com, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on Amazon.com.

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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