The S&P 500 finished the week at 7,411.98, down about 0.6%, as an AI capex scare and an oil shock collided into its second straight weekly decline and the first back-to-back down weeks since March. The headline number hides what actually happened. Underneath a falling index, the average stock held up just fine.

You know, you would think something as easy as going for Happy Hour on a Caribbean Island would be very simple. Beer. Beach. Sunset. But we're here to tell you, yes, there is a learning curve.

Returned from the beach, I sat quietly with a pour of G4 reposado premium tequila — one of our favorites — reflecting on everything.

Money Never Sleeps
Billy and Akaisha Kaderli

Many people are shocked to learn that since we left the conventional work force over thirty years ago our net worth has actually increased.

Normally I would have reasons to rush back to Chapala to reunite with her, but all of a sudden I realized I no longer needed to hurry home.

Before the “FIRE” (“financial independence, retire early”) movement invaded the U.S., before there were iPhones, before there was even the internet (gasp), Billy and Akaisha Kaderli retired at the ripe ages of 38. Now entering their 35th year of retirement, the Kaderlis have more money than ever.

Please know that I have read every single one, often through tears, and I am deeply touched by your love and compassion.

No one is pushing people to move overseas in their retirement and there is nothing wrong with someone who decides to stay in the States or Canada during their Golden Years.

The tremendous outpouring of love and support for me after Akaisha’s passing is beyond words.

The Benefits of Early Retirement
Billy & Akaisha Kaderli

Retirement is something that many people look forward to in their later years, but what if you could leave your career earlier? The reality is, with careful planning and financial discipline, it's a goal within reach for many.

I’m not trying to embarrass Akaisha in any way, shape, or form by sharing these moments, but I am slowly losing my best friend, my partner, my travel companion, and my wife—bit by bit, every single day.

Le Select is famously linked to Jimmy Buffett, a frequent visitor, who performed free concerts for the bar’s 50th, 60th, and 70th anniversaries.

According to the financial pundits, we should have run out of money long ago, barely getting by, living on social security, and with little possibility of travel.

It's the only "in-town" beach and is easily accessible from the marina or Le Select Bar which makes it ideal for visitors who want to combine beach time with some shopping or dining in town.