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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.


Dear Akaisha and Billy, A friend let us know today that Akaisha's health has taken a turn for the worse. We felt shocked to hear that(!!!) and we just read about her latest update on your website this evening. Although we've never written to you before, we wanted you to know that you're definitely in our thoughts. You've been such great role models for us as we contemplated retiring early. You were definitely some of the first to take that plunge in the 1990s, and we and others owe you a great deal of thanks for showing us all how to reset the priorities in our lives. We are truly grateful to you! We lived vicariously through your adventures and took the early retirement plunge in 2024. In fact, we are currently in Oaxaca and on a whim looked for a video about tejate (the drink of the gods). We clicked on one of the first links that came up and it was of both of you at the same tejate stand and street taco stand that we had just been to for lunch. What are the chances? Although we never met you in person, it really made us smile to think that our paths had finally crossed. THANK YOU for showing us how to live the life of our dreams. Your life has been so rich and filled with meaning and we aspire to live as well as you have. It's hard to find the words to say, and we're really hoping for a full recovery and that your pain goes away. Justin and Gina

 Hi Akaisha… This morning, I read this in your newsletter... I am going into the hospital again this coming week for some simple procedures. We opted out of the complex ones with longer healing times, because at my age of 73, I don’t want to spend any precious time rolling around in a hospital bed with tubes hanging out of me. Nor do I want to do any of the options the docs gave me which would take up another 4 months of my life… ...and again was impressed with your grace and dignity in the face of this ordeal. It is how we hope to handle it should the time come for us. You have long been and remain as inspiration. With love, Jane & JL.

Our Latest Adventure
Ribera Hospital, Chapala, Mexico Mesa to Chapala - and then the downhill slide My intimate Journey with Cancer Part 10
Billy and Akaisha Kaderli

Billy was frustrated with my continuous complaints, and my sister was about ready to “rip me a new one”. “Get it fixed! See a ‘real’ doctor!

 


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On the sandbar, Mosquito Coast, Holbox, Mexico Getting things in order - My Letter to Family My intimate Journey with Cancer Part 9
Billy and Akaisha Kaderli

So much has happened in these recent three short weeks that my life and how I am living it has changed forever. I literally went from walking around, going to the grocery store in Mesa, Az. trudging through the airport and carrying my gear, and arriving in Chapala unscathed - to not being able to stand, walk, climb stairs or get out of bed without assistance.

 
!!!MERRY CHRISTMAS and

HAPPY NEW YEAR!!!

 
We Take a Land Taxi on Tropical St. Kitts then a Water Taxi across the Narrows to Nevis  
US whole economy profit margins

Real Investment Report

The short answer appears to be “yes.” However, it seems to be narrower, later, and more fragile than the headline mythology suggests. Importantly, the official “Santa Claus rally” window has not even started yet, as it is statistically measured as the last five trading days of the year plus the first two of January.

 
 

 

 

 
Seniior woman inside Comptoir du Pantheon in Paris, France Comptoir du Pantheon Paris, France
Billy and Akaisha Kaderli

There's nothing like a fresh croissant with espresso in the morning while looking out on the magnificent Pantheon in Paris.

 
A pile of Quetzales, Guatemalan money Expat Living and Dollar Fluctuations - How to deal with Dollar Fluctuations when you live outside the US
Billy and Akaisha Kaderli

When the Dollar loses value against one of these currencies, we still receive money from the ATM but it costs us more than the last time we withdrew funds, thus increasing our cost of living.

 

Mesmerizing Mazamitla - Mazamitla, Jalisco, Mexico
Billy and Akaisha Kaderli

Our bus wasn't first class, but at least it wasn't the "Chicken Bus"! On the other hand, we think the shocks were original equipment.

 

Chrishi Beach Club Nevis, West Indies
Billy and Akaisha Kaderli

There is is a small, secluded beach on the northwestern coast of Nevis called Chrishi Beach.

 
Our Puddle-jumper Flight from Sint Maarten to St. Kitts/Nevis

We take a puddle-jumper sized airplane from Sint Maarten in the Caribbean to the 2-island Federation of St. Kitts/Nevis. One way tickets on Winair per person is +/- $250. Rising above one tropical island and flying to another we see boats moored in the harbor, a cruise ship docked on Sint Maarten, beautiful sky and sea, and the lush flora of St. Kitts upon landing. We’re not done! We still need to take a land taxi, then a water taxi and then our friends pick us up and take us to our villa.

 

NEW Retire Early Lifestyle Theme Song
Billy and Akaisha Kaderli

RetireEarlyLifestyle.com focuses on early retirement strategies, financial independence, and lifestyle hacks—think escaping the 9-5 grind with smart investing, side hustles, and travel vibes. Our theme song captures that upbeat, motivational spirit: with lyrics about freedom, beaches, and ditching the alarm clock.

 
Caleta Beach, Mexico Preparing Your Portfolio for Retirement? - Income Is So Yesterday
Billy and Akaisha Kaderli

When preparing for retirement, designing your portfolio for income is over-rated. Oh, it feels good bragging about how much money you make each year, but then you also quiver about the taxes you owe each April. What’s the point?

 
Senior friends ordering their meal at Dew Drops Restaurant, Nevis, West Indies Dew Drops Restaurant Nevis, West Indies
Billy and Akaisha Kaderli

As tourism increased on the island, this small, Mom and Pop eatery grew as well. Keeping true to their modest roots, you are sure to get an authentic Nevisian meal without the upscale resort pricing.

 

 

If you need the weekends to feel alive, you're doing the other five days wrong. Curiosity never retires.

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Who Really Started the FIRE Movement?

 
 
 

Why We Took Social Security at Age 62

 

 The Adventurer's Guide to Early Retirement 5th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

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Lake Chapala Living Guide

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Panoramic view of Lake Atitlan at sunset

Financial Independence: Going from Satisfaction to Satisfaction
Billy and Akaisha Kaderli

One such recent article in the New York Times by Joanne Kaufman titled, Is Early Retirement Great? For Some, It's Hard Work to Have Fun presented some surprising challenges and questions.

 

Can Millennials Become Financially Independent?
Billy and Akaisha Kaderli

In terms of wealth building and saving for retirement their challenges are wage stagnation, unemployment, underemployment and a seeming sense of entitlement.

 
Akaisha and Billy in front of a Panoramic view of Lake Atitlan, Guatemala

Living Your Best Life after 65: How do You Want to Spend Your Money?
Billy and Akaisha Kaderli

Retirement life is better than you ever expected. As the years pass your net worth continues to grow and you are feeling confident and have relaxed into your lifestyle. Then you get sick.

 
Our tequila tasting after the tour of La Altena Distillery, Arandas, Jalisco, Mexico La Altena Tequila Distillery Arandas, Jalisco, Mexico

As tequila-making is often a family business affair passed down through generations, we were not surprised that La Altena, a distillery just outside of Arandas, was run by Felipe Camarena's brother and sisters.

 
The meats roasting away Asadero Mi Ranchito
Billy and Akaisha Kaderli

So this "Little Ranch Grill" offers lamb, baby piglet, sausage, chicken, ribs, organ meats and steamed pork shank. Some of the best you might have ever had!

 
 

 

 

 

symbolic painting of Jesus Maria, Jalisco, Mexico

Tequila Nirvana: Exploring the Best Distillery in Mexico's Golden Triangle (Jesus Maria) Jalisco, Mexico
Billy and Akaisha Kaderli

Whatever it is, tequila probably can't fix it, but it's worth a shot! - Jimmy Buffett

 
Billy reads the Bangkok Post as Akaisha peddles - Joking around in a Jak-a-Ran, Chiang Mai, Thailand

The Benefits of Globe Trotting
Billy and Akaisha Kaderli

You know, like that little cafe apart from the tourists that you found in the alleyway which served the best tortellini you have ever eaten. Or that French bakery you discovered with astonishing croissants and baguettes.

 
San Javier Hospital, the number 1 hospital in the  western part of the country of Mexico

Transitioning from Asia to Mexico - My Intimate Journey with Cancer Part 8
Billy and Akaisha Kaderli

We thought that was pretty remarkable. Call from Asia for an appointment, show up, then walk into the doctor’s office. Where else could you get that kind of service?

 
Senior man on the Bluewaves Ferry, Nevis to St. Kitts, West Indies Spice Mill Fusion Caribbean Kitchen St. Kitts, West Indies
Billy and Akaisha Kaderli

Celebrated for its eclectic Caribbean cuisine, you'll experience tantalizing flavors from Africa, France, England, Iberia, Asia, and Holland. And guess what?! We know the owner!

 

 

One of the most beautiful places on the planet

 We recommend advanced placement courses online at EHS

The Pacific Coast of Mexico Guide details our travels along the coast.

Need help with tough assignments? Choose homework helper DoMyEssay and experience professional guidance.

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

 

Profile of Billy and Akaisha 38 year old retirees now into their 31st year

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website RetireEarlyLifestyle.com, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on Amazon.com.

Contact info = TheGuide@RetireEarlyLifestyle.com

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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