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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

2017 Annual Spending Update

27 Years and Counting

Billy and Akaisha Kaderli

Billy and Akaisha in Antigua, Guatemala

Running around Antigua, Guatemala

About seven years ago we produced this video: Adventures in Financial Independence where we listed our annual spending and daily average.

We like to keep up-to-date with our Readers as to what our current spending is and as of the end of 2017, our average spending for 27 years of financial independence or 9855 days, is $22,588 annually or $61.88 per day. This is an increase of .85 cents per day over 2016 spending figures.

At the same time our net worth has continued to climb outpacing inflation after spending. With over a quarter of a century of experience, I think we are getting the hang of this lifestyle and financial freedom.

Generally speaking, we have been living in cost beneficial countries such as Guatemala, Mexico, Vietnam, and Thailand, thus positively affecting our numbers. The Peso-to-Dollar exchange right now is a great deal, making Mexico seemingly on sale. Because of this great exchange rate, last year we traveled from Guatemala to Chapala, Mexico City, Oaxaca, flew to the beach on a private plane to Puerto Escondido, visited Tapachula and the States. The year before we enjoyed Panama, the Dominican Republic, and stayed in Naples, Florida for 5 months to share with family and friends.

We self-insure for health care, taking advantage of medical services in the countries where we stay. Now, since we are 65, we qualify for Medicare and no longer need to take out a Traveler's Health Insurance Policy from World Nomads to cover our time in the USA. A couple of years ago at age 62, we decided to begin taking our Social Security. Billy has made some adjustments to our portfolio using ETFs which allows him to buy and sell in real time, and take advantage of market downturns, as well as market upswings.

House sitting from time to time has helped with housing costs.





We continue to eat well, live and travel comfortably and make visits to the States regularly to see family. It's a GREAT life.

If we can do it, you can too!

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About the Authors
Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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