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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.


Chiang Mai, Thailand 2005

Billy and Akaisha Kaderli

Not even ten days later and Chiang Mai is flooding again. This is the third time in 8 weeks. Though the Thais have a great attitude, you cannot help but feel for them and the many who lost their businesses and homes.


This is round three.

By now they know the routine but a little coaching may be necessary. Let’s get all of this product to higher ground.

The sandbaggers were armed and ready for this as the news spread that a levee broke up river, and our local Huay Pachum reservoir has cracks.

These guys were hustling.

If I stood longer than a few minutes on the edge of the water soon it would cover my feet. It was rising quickly.

A good place to chat and suck on a sucker.


This dude was styling all the way.

I headed for higher ground and decided after my last venture into that muck, that I would hire a driver.

That is until he saw the water line…no way could I convince him (in my best Thai) to take me in.

This is where “Curtis” and I parted ways.

Everyone was taking the warnings seriously,

As the water rose quickly.

I see that those motorbikes can get through anything.

Well, almost anything.


So I jump on the back of one to give it a go. (That's me in the rear view mirror!)

Just a walk in the park for these ladies.

Remembering the snakes, I'm glad to be moving and mostly out of the yucky water.

Tender parental protection.

The makeshift dam breaks.

The entire business district is flooded again, with mounting costs to owners.

Honey…could you pick me up some vegetables on your way home?

I decide that the back of a pickup suited my needs.

This place seemed like a good place to drink... not much else to do.

Now I was set…pickup with a boat.

But first let’s stop for some lunch! Everyone gets hungry in the middle of a flood!

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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