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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Break Your Routine Without Breaking the Bank
By Billy and Akaisha Kaderli

Need a new perspective?

With the news on a continual loop telling us how poorly the economy is doing today and what it's likely going to do tomorrow, unemployment figures up and seniors being forced to go back to work, sometimes it's good to get some new mental scenery. Take a trip. But if your portfolio has been ravaged, how can you afford this seeming "luxury"?

During the over 20 years of our retirement, we have asked ourselves this same question many times. The answer is more likely to be, "How can we afford not to go?" Refreshed orientation gained by traveling has profound value.

Time to get creative

Those of us who are skillfully living the retired lifestyle know that most spending occurs in the four categories of housing, transportation, taxes and food. When one travels, even for a long weekend, three of those categories get hit pretty hard. That doesn't mean you can no longer afford a break from the routine. Some imaginative rearranging will produce rewarding leisure time away from the mundane and still save you lots of money.

We've all gotten pretty comfortable with Internet travel sites such as Mobissimo and Kayak -- comprehensive travel search engines that provide information on airline tickets, hotels, cars, cruises, and other travel necessities. Many sites offer some of their best deals for last-minute travel. Travelzoo (Nasdaq: TZOO) has its Top 20 list of the week's best travel deals, which the company's expert team researches, evaluates and then recommends to you. There are hotel specials, vacation specials, cruises, shows, events, and airfares.


Think cost-conscious

OK, so what if even with these deals and packages, the getaway still seems out of your financial reach? You can save on lodging by trying one of the many sites that make various housing options available for travel:

•Extended-stay hotel sites list affordable studios with housekeeping, in-room wifi, and kitchenettes.
•The organization Couch Surfing helps you make connections worldwide or across your state. You overnight 'free' in members' homes; stays can be as short as a cup of coffee or a night or two, or as long as a few months. All places are rated, couch-surfing etiquette is offered, and tips on safety for both sides of the deal are posted on the site.
•Craigslist is also a solid source of finding apartments, housing, temporary housing, or rooms for rent. Simply click on the state, city or country you will be visiting and begin searching!
•If you would like to secure house-sitting jobs while on the move, try the Caretaker Gazette.
•Want to swap homes? Home Exchange allows two families to agree to trade homes for a defined period of time. You can live like a local, not like a tourist, thereby saving tons of money.
•Sites like Vacation Rentals by Owner offer worldwide networks of vacation homes for rent by the owners themselves. This is an option that presents affordable, substantive value with the local touch.

Stay safe

This is all well and good, but what if you are a single woman traveling alone? The Internet is an amazing resource these days. Journey Woman is a travel support network for women, and the site gives safety tips, travel secrets, guide services, and suggestions of what to pack. You can choose from spas, cruises, tours or eco-adventures, and they'll tell you about women-friendly cities, how to best travel with children, or how to go it alone.


Similarly, Women Welcome Women World Wide helps women to make friends in foreign lands or just around the corner. You can travel to faraway places or choose to have a woman stay in your own home.

And if educational travel appeals to you, try Road Scholar. Learning adventures are available across our 50 states and around the globe with subjects including history, culture, nature, music, outdoor activities and study cruises, whether you are traveling as a single person or as a married couple.

Learn more

For more on all these ideas and several others besides, take a look at our Preferred Links Pages and look under Travel. You'll find something to fit any budget and some very creative approaches as well.

Gaining a renewed perspective, especially during these challenging times, is a worthwhile pursuit. The humdrum of daily life can push you into the doldrums, so why not break out of your routine and come back strengthened?

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance and world travel. With the wealth of information they share on their popular website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible.

For more information about financial independence and travel, visit our book store

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Billy and Akaisha continue to journal and photograph their world travels.

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