Retirement; like your parents, but way cooler
In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 4th decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience.
5 Tips for
Adjusting to Retirement
Even if most of us are just starting our
careers, building a home, getting that dream car, and often traveling, from time
to time, we wonder how life would be when we retire. Can we earn enough money to
enjoy things even if we don't have work? What will we do to enjoy and not bore
ourselves when we are home and not going to work? Is adjusting to retirement
easy as it sounds like?
Being chill at home, maybe baking, cooking,
or watching the television all day. We picture our golden days as happy,
carefree, and stress-free. But sometimes, we forget to take into account things
like anxiety, depression,
other factors that make it hard to adjust to this new phase in
life. We know it is still years to go before you retire, but here are the best
tips for adjusting to retirement that you can keep in mind if you want to do it
earlier than you expect.
It's never too late to go back to school
Learning is a lifelong process.
no age restrictions when it comes to the pursuit of knowledge. One way of coping
with retirement is expanding your knowledge. You are free to discover and
explore more by enrolling in classes. You don't have to be a full-time student;
you can choose programs that interest you.
Most adults go for practical college
courses in their younger years and choose programs that will lead them to a career that
will earn them money for financial stability. When you reach retirement age, it
is time to choose yourself above anyone else. This may be the time you pursue
your passion. If you scrapped your dream of being a painter, a pianist, or a
writer, this is your chance to study them and follow them.
Being in retirement, you have all the time for yourself, so spend it on things you love. And
if you enroll in classes and have a hard time adjusting to modern times, there
are writing platforms that can help you with assignments. You can check out
essayzoo.org for writing help. So you can enjoy learning and have fun doing it.
Manage your finances properly
Properly planning your finances is the key
to how to survive retirement.
When you retire, your expenses will come from the
hard-earned money you saved. It is essential that when you are still working,
you are planning for the future. You cannot work for your whole life. So, you have to be
smart about saving and using your money while you can still earn.
comfortable retirement phase, we suggest that
you are still young, start
investing. Your savings alone cannot carry all your needs when you retire. Of
course, as you grow older, you also have requirements. Aside from food, health
maintenance is also a necessity. Investing early and letting your money mature
will have some benefits for people entering their retirement phases. It is a
form of passive income.
At least even if you sit at home all day reading your
books and listening to your favorite songs, you donít have to worry about
spending money for your needs.
Do not stop moving forward
Most adults entering the retirement phase
feels like it's the end.
Maybe they feel like they can't do anything anymore because
of their age. There are indeed activities only compatible with the youth, but it
doesn't mean you cannot enjoy your current situation. A lot of people dealing with
retirement feel like they can't do anything, but this is the best time to do
everything you missed when you are overwhelmed with your work.
You can devote
yourself to your hobbies that you had forgotten when you were busy. Start a
garden, and you can bake and start a small business. You also do
for the community. You can keep yourself alive with things that you cannot do
when you are working.
Sulking at home will make you feel fragile.
move forward. It may not be fast and as exciting as your younger years but take one step at a time.
Do not stop traveling
People have different ways on how to cope
But indeed, traveling is most likely the answer to all this
retirement adjustment. The world is full of wonders, and you have to discover
them. Meet people, experience different food and culture by traveling. Being in
retirement means you have more time to appreciate the places you go because to
don't need to worry about a report you need to submit on a Monday. You have all
the time to wander and soak in the beauty of nature. Not all people have the
privilege to travel and see the world, but if you do, take the opportunity.
There are so many places waiting for you and so many memories waiting to be made
that will last you a lifetime.
If you are looking forward to traveling
here are some countries you may want to check out if you are looking for
budget-friendly travel destinations:
Be mindful of your diet
When you are younger, you don't mind the
food you eat because you think you can just sweat it off when you hit the gym.
When you grow older, it's time to be more mindful.
Eating healthy will keep you on your feet for a significant amount of time. If
you want to do more, you may want to lay off the sweets and junk foods and start
eating greens, proteins, and high-fiber meals. Aside from protecting your
assets, you should protect your health because everything you do will be limited
if it deteriorates.
Coupled with a balanced diet, you should
also engage in physical activities. But do not push yourself so much to the
point of exhaustion. Regular doctor visits are also encourage. It is essential to keep
track of your health. The earlier to see the problem, the higher the possibility
can fix it.
Everyone will eventually go into their
retirement phases. Some will still have a long way to go, some sooner than they
expect, and it is okay to be prepared. The future holds unexpected things. Equip
yourself with these tips on how to handle retirement and enjoy the best of it.
About the Authors
Early Lifestyle appeals to a different
kind of person Ė the person who prizes their
independence, values their time, and who doesnít
want to mindlessly follow the crowd.
Retire Early Lifestyle Blog
About Billy & Akaisha