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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Women's Work

Billy and Akaisha Kaderli

My Grandmother was a laundress. Call her a washerwoman if you like. I say she was the backbone of our family.

For decades Clara took in people's grimy clothes, sheets and towels. They were washed, ironed, folded, then placed in bags to return to their proper owners. My Grandmother was famous for her work. Neighbors and customers were in amazement that even her discarded house rags were snow white and stain free. No one knew how she did it, and Clara wouldn't share her secret.

Often overlooked for her contributions to the family's construction business, it was laundry money that made payroll when the company could not. Her burden was heavy, and Clara was not fed much gratitude. No doubt, without her efforts, the construction business would have collapsed.

Signs advertising for business are everywhere

Signs advertising for business are everywhere


On days that went especially well, she would squirrel away a few dollars for herself. I never knew what Grandma did with that money, but I suspect she bought her grandchildren presents.

My mind goes to her often these days as I walk along the tiny sois (alleys) in Chiang Mai, Thailand, taking our laundry to a laundress. Fees here run from 20 to 35 baht (50-85 cents US) per kilo. As I walk to my particular washwoman's house, the paved soi narrows, twists, and finally turns into a dirt walking path. I pass three or four other households offering the same service on this soi.

Some of these women smile at me when I say hello, others turn their heads and pretend they don't see me. Washing is done by hand or by machine, but no one has a dryer. Children and dogs are everywhere and so is the laundry. It hangs on fences, tree limbs, rope lines and some lucky families have a metal support. Those are the wealthier ones.

Tiny sois are the back roads in Chiang Mai, Thailand

Tiny sois are the back roads in Chiang Mai

Each time I come to her home, Pot and I are glad to see each  other. I give money to have my laundry cleaned, ironed and folded, and with this payment she feeds her family.

Potís business is open every day rain or shine. Passing over puddles on some days, I kick little stones down the dried path on others. My small gift to her is that I never ask for same day service, and for this she is grateful. We always have smiles for each other as Pot takes my soiled clothing, weighs it, and then gives me both a price and a cardboard number. "Pope-ken-mai, Poo-nee" I say as I leave. ("See you to-morrow...")

Thai woman doing laundry in her home

Pot is always busy working

No one seems to help Pot with the business, either. Her husband appears hopelessly lost when I come calling one afternoon, number  in hand... The children sit in front of the TV and call out so she knows I am there.

Neither fatigue nor distress show on her face. She gets to be at home with her children, and is proud to be productive in the family unit.





Women of varying ages raise their children through small businesses everywhere. One particularly lighthearted woman runs an internet shop down the street from my laundress. With three children including a brand new baby, Ticky runs the shop downstairs, while her familyís private rooms are upstairs. Practicing and learning English with customers or through online chat rooms, she also translates love letters from her Thai girlfriends to their (farang) boy-friends via email. On occasion, she will ask me to interpret something for her, and in this way I get to learn the English versions of unique Thai phrases.

Internet cafe in Chiang Mai, Thailand

Ticky Cafe is open daily

Ticky is young, beautiful, meticulous about her appearance, warm, loyal, industrious -- and single. I originally found her because a friend told me she was open for business on Sundays when other internet shops often close. There is no day off when you are supporting your children.

Another woman we know runs a restaurant. Everyone thinks they can do this and do it well, but we have seen those folks come and go. They get fatigued, bored, don't manage their money, or their restaurant gets dirty and customer attention drops off. Ong has been there for years. Her prices are a bit higher than other places, but she puts fresh flowers on the tables, repaints her restaurant when needed, and makes consistently delicious foods. Ong, too, is single, and her son lives with his father in a town hundreds of miles away. She sends her boy packages via the bus because it is reliable and cheaper than the mail, and Ong sees him maybe twice a year.

Thai seamstress with sign advertising her business

This seamstress sets up here every day

Although her smile and laugh will light up the room, I see tedium and loneliness cross her brow on occasion. Something tells me there is more to her story than she wants us to know.

Women worldwide quietly and with little glamour, support their families and raise their children. This has been going on for centuries. Itís what we women do. There are countless stories like these, and perhaps you know similar examples in your own experience.





Filling my life with outrage or getting churned up from perceived hardships or inequities doesn't help anyone. However, there is no glass ceiling on respect, and it doesn't cost me a dime to gratefully acknowledge a service being given to me.

Perhaps the next time you are in line at the grocery store, or dropping off your dry cleaning you could consider a different tack. Instead of having a cell phone glued to your ear, or impatiently ignoring the clerk tallying up your items, take an esteemed look at the person in front of you. Make eye contact. Call her by name. Ask how her day is going.

She could be the backbone of her family, and the generous gift of recognition that you give to her could be just the payment she needs.

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurerís Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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Retire Early Lifestyle appeals to a different kind of person Ė the person who prizes their independence, values their time, and who doesnít want to mindlessly follow the crowd.

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