Santa Cruz, California

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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

'Cruzing' through Central California

Billy and Akaisha Kaderli

Sometimes, while walking through old neighborhoods in Santa Cruz, California, the light hits 'just right' and captures the imagination.


The earthquake of 1989 shattered the downtown area of Santa Cruz. Here is a representation of some well preserved period architecture on the Pacific Garden Mall which somehow survived.


The days of the simple life in the Santa Cruz beach town are almost gone. Decades ago, when we first moved there, these houses were the norm. Now they are considered 'vintage' and cost a small fortune.


Here's a shot of an empty beach just down from the famous Boardwalk. The Santa Cruz Pier is in the background where lots of restaurants line the planks and folks still go fishing. You won't find any shells on the beach, however, and the water is a chilly 52 degrees!

Thrills and chills at the decades old and nationally famous Santa Cruz Boardwalk. I have a photo of my father visiting this boardwalk just after World War II.


Looking down the beach a far stretch towards the yacht harbor which is tucked in past the lighthouse at the end of the jetty. You'll find joggers here during the early mornings and evenings.


Just across Highway 17, is the city of San Jose. Here is the 'Shark Tank' where the San Jose Sharks Hockey team plays.


Whereas Santa Cruz is quaint, San Jose has eye-catching contemporary architecture. Santa Cruz is often fog-socked and dreamy-eyed, while San Jose is sunny, bright and future oriented.





A flash from the past in downtown San Jose. A quick look inside, however, showed no telephone hook up!


Downtown San Jose is quite walkable and enchanting. Here's some period architecture is side by side wit the more modern buildings of the city.


The San Jose Grand Prix (which is a huge event) races down this road towards the Hotel DeAnza.


After a hairpin turn, the Grand Prix drivers come back this way. Race car fans line the roads in the grand stands that are built special for this race.


A sign of the historical times of this city. This church could be in England!


Valuable words of wisdom carved into the marble walls of the San Jose Science Museum entrance.


Here's a Frank Lloyd Wright building on the Guadalupe River Walk, in San Jose, California. Very popular ballet and theater productions are shown here.


A touching memorial proudly displayed in gratitude for those who have served in our military over the years.


A small example of the stunning rock art on this Guadalupe River Walk, San Jose.





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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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