Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

I have followed your site for years and continue to learn. Unfortunately, I didn't start as young as you did. Perhaps I would have had the information been out there. At 62 I bought a one-way ticket to Saigon as a single woman. I took a CELTA course (1 month) and was offered my choice of 2 jobs teaching English. I taught in a Vietnamese beachside community called Vung Tau. I loved it. But after 1-1/2 year I wanted to try something else. I applied to teach in Mandalay, Myanmar and was accepted. I stayed there 2 years and then moved to Cairo, Egypt where I'm celebrating my 4th year. I teach 180 days a year, get an allowance for my apartment, and a paid trip back to the US annually (or any place else I choose). I love the expat life, meeting new people, and exploring new places.

Thank you for your contributions! - Mary Moss

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Jackie Lange has your answers regarding Panama

A follow up book on our early retirement adventures

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Our Latest Adventure

Are You Afraid of Retirement?
Billy and Akaisha Kaderli

All of your ducks are in a row. You have saved and carefully invested for years, and the personal discipline is about to pay off. So why is there apprehension in the bottom of your belly? Let's be honest. There is risk involved, and the future no longer seems certain or familiar. "What if I forgot about something?" you think, and start going over every plan you have made.




VIDEO - Cheese Shop in Lagos de Moreno, Quesos Themsen

Europeans settled this area of Mexico. In Lagos de Moreno, Mexico, Billy visits a cheese shop where the Swiss have made wheels of their delicious style cheeses.

Early Retirement as a Lifestyle
Billy and Akaisha Kaderli

You can retire early to spend free time as you want; travel, study and learn, play sports, pursue a hobby… We did! In 1991, at the age of 38, we left our fast track lives, packed it up, sold everything, and moved to Nevis, a 36 sq. mile island in the Caribbean. From there we started traveling and haven’t looked back. Are we living the life YOU want right now? Is this idea appealing? Where to start?

Tepatitlan de Morelos
Billy and Akaisha Kaderli

It's called "Tepa" for short. This clean, friendly city in the northern highlands of Mexico's state of Jalisco has a beautiful Baroque-style Cathedral, a gazebo of wrought iron made in France then transported to Mexico, and some fun rooftop restaurants and bars. Take a look!

Live the

Real Investment Report
Lance Roberts

The Fed Is On Deck All the bulls need now is the Fed to “cut” rates at the meeting next week.  It is expected the Fed will cut rates by 0.25% at the next meeting. However, what will be important is how they couch their views going forward.  The problem for the Fed is two fold.   If they come out too “dovish,” they will appear to be “caving” to Trump’s demands which would threaten their “independence.”  If they come out too “hawkish,” they run the risk of disappointing the markets, and already weaker consumer confidence.  The Fed is in really a tough spot. Given they have already cut rates once this year, they have already depleted what little bit of “ammunition” they have to combat the next recessionary downturn in the economy.

Golden Triangle Adventure
Billy and Akaisha Kaderli

After a few days of traveling we found ourselves in Mae Sai, the most northern trading post in Thailand on the border of Myanmar (Burma). To continue on our journey, we hired a songtheow and driver to take us to the sleepy town of Chiang Khong with two stops along the way...

VIDEO - Taking the Bus from Chapala to Mezcala, Mexico

Billy takes a 2nd class bus from Chapala, Mexico to the town of Mezcala. Lush green surroundings and finally, entry to the small town of Mezcala where the church bells ring loudly.

Retirement Plan in Tatters
Billy and Akaisha Kaderli

It wasn't that long ago that we read a New York Times article by Joe Nocera called My Faith-Based Retirement. It was a cheerless piece detailing the failure of 401k’s as an investment vehicle, the decline of pensions, the lack of employer-sponsored healthcare benefit plans and the consequent reduction of Boomer’s retirement expectations.

Financial Independence: Going from Satisfaction to Satisfaction
Billy and Akaisha Kaderli

As more and more Boomers retire, articles on the topic proliferate in the news and online media. One such recent article in the New York Times by Joanne Kaufman titled, Is Early Retirement Great? For Some, It's Hard Work to Have Fun presented some surprising challenges and questions. The ones that struck me the most are listed below, and I've given a different - and hopefully more uplifting - perspective on the conundrum that some people face.


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  Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover. –Mark Twain

We took social security at the age of 62, should you?

The Adventurer's Guide to Early Retirement 4th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

This book could change your life...for the better, financially and health


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Wow! A REL hat in Uzbekistan....A Big thanks Paul & Vicki


Profile of Billy and Akaisha 38 year old retirees

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Retirement begins when you have enough money to enjoy the lifestyle you dream about.
Let us help you get there.

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Bespoke Yacht Charter specializes in yacht rental in St Tropez, Cannes, Monaco and the French Riviera.

Ask us anything to help you on your road to a fullfilling retirement

Wow...Panajachel, Guatemala and gem in the rough for retirement.

All you need to know for a great trip to Guatemala


Change is Hard

I leaned in a little closer to her and pointed to her garden. With an open hand I gestured to her manicured paradise and then asked “Does this look like a hell-hole to you? Do you hear screaming, cursing, and gnashing of teeth because these plants hate change?” "Change is Hard," She Said

How Do You Know You Are Wealthy?
Billy and Akaisha Kaderli

What is wealth? In 1988, when we were first contemplating leaving the traditional working world and replace it with a life of travel, wealth was described only in terms of having money and possessions. Our decision to create a lifestyle of our choice was met with controversy. Some friends and family disapproved, while others became angry or confused.

VIDEO - An Afternoon on the Plaza in Lagos de Moreno, Mexico

This mountain city of Lagos de Moreno, Mexico is part of Los Altos in Jalisco, meaning the "high area". It's a beautiful Plaza, and in the afternoons, people enjoy the greenery, sit in the shade or maybe have their shoes shined.

True Financial Independence
Billy and Akaisha Kaderli

So you're retired -- now what? Many would say congratulations, but it doesn't end here. Actually, this period is the beginning of another phase of your life, and it can be as exciting as anything else you've done in the past. How you choose to spend your time once you no longer need the income from an ordinary job is something you seriously need to consider.

Home Sweet Home
Billy and Akaisha Kaderli

The cost of housing is one of the biggest conundrums to face when crafting your personal retirement dream. Because of this, you could be asking yourself questions such as the following:

Guanajuato, Guanajuato, Mexico - Her Food and Artistic Culture 
Billy and Akaisha Kaderli

Here we share the more artistic, cultural side. Guanajuato is one of the most photogenic cities in the world. It's an inviting university town with a lot of international flair, has a dry, sunny climate and a safe social environment. There are many restaurants and scenic little squares and lanes. Come take a look.

VIDEO - A Small Plaza in Lagos de Moreno, Mexico

Mexican cities and towns often have several "plazitas" besides the main Plaza. "Plazitas" are "little plazas" where people gather for shade or to meet other locals. This little plaza is in the city of Lagos de Moreno has a fountain.




Interview with Early Retirees Kevin & Valerie Cooper
Billy and Akaisha Kaderli

One sunny afternoon in Chapala, Mexico, I was sipping coffee, relaxing on a bench overlooking the Lake and letting my mind drift when a couple walks past me. Noticing my stylish Retire Early Lifestyle Tee shirt, they turn around and introduce themselves to me as Kevin and Valerie Cooper. They made a point to tell me that they purchased our Chapala Guide and said they found it helpful. I had more questions than we had time for as Kevin and Valerie were exploring Chapala, and had plans for moving on to Morelia in the morning.

An Interview with Brian Watkins
Billy and Akaisha Kaderli

Hi, as of 14 months ago I quit my job as a teacher, a position I held for 22 years, and at 48 decided to travel and enjoy a different lifestyle. I wanted a life with more freedom and less obligation to debt. I had spent a lifetime accepting that debt was part of the American lifestyle and just wanted something different.

Update -Why We Took Social Security at Age 62
Billy and Akaisha Kaderli

We decided to take Social Security at age 62. We know there are as many ways to consider this decision as there are days in a year. And many experts advise against taking social security “early” so that you get a bigger check at full retirement age. It is hard to argue against that.

How to Retire Before 40 Without $1M
Yahoo Finance

But there are people who have managed to leave the 9-to-5 at a much younger age — people like Billy and Akaisha Kaderli, who retired at the age of ...

We're not for everyone.
And we're okay with that.
We think you'll be okay with that too.


One of the most beautiful places on the planet

 Four books on Mexico, a great value. Take advantage of our insights.

The Pacific Coast of Mexico Guide details our travels along the coast.


The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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