How to Become Comfortable with Traveling Even When You Have Disabilities

Roger Foster worked as a caregiver for five years and is now sharing his professional experience to the world by writing medical-related articles. Roger aims to help more and more people understand their health and how they can combat common diseases through his articles.

Traveling gives people different kinds of emotions. Experiences can also vary; you may encounter challenges that affect your overall journey, but traveling will help make you a better person. Don’t let any challenges stop you from seeing various places. Here are the reasons to travel if you’re wondering if you should travel or not:

  • Traveling Makes You Healthy: One of the benefits of traveling is doing some physical activities. Regardless if you are going to your destination via plane or on a car, you will likely find something to do.
  • Traveling is Good for The Brain: Everyone needs to get out of their comfort zone once in a while. Going on a trip can make you smarter, especially when you carefully plan decisions and you’ll learn new things along the way.
  • Traveling Makes You More Interesting: Nothing beats the first-hand experience; every time you visit a new place, there’s always something new to learn. The best stories are often from the activities you’ve done – even if things don’t always go as planned!
  • Traveling Makes You More Open-Minded: Going on a trip not only makes you an interesting and convincing storyteller, but it can also widen your perspective about people and their cultures. Experiencing foreign customs lets you see the whole world in a different light.
  • Traveling Gives You Reasons to Smile: No matter how well you pack, you won’t be able to bring anything that you need, and there are chances that your flight can be cancelled or delayed. You also may realize that you forgot to carry the appropriate clothing for where you’re headed to. Traveling will teach you to lighten up and not be so serious about everything.

Some people face more challenges when they are traveling and have disabilities. However, these setbacks should not stop you from enjoying new places and destinations. All it takes is figuring out what can make you more comfortable traveling with your disabilities when you are on the road.

Traveling Comfortably Even with Disabilities

Going to a new place is not always easy, and people with disabilities may find it more challenging to enjoy traveling. If you are disabled, a vacation to a distant location can be discouraging, especially if it’s your first time to visit there. Will you be able to rent equipment like top power chairs at your destination? Lack of infrastructure and facilities for disabled travelers, language barriers, and mobility problems can ruin a well-planned trip. Here are some tips that travelers with disabilities can do to have an enjoyable and comfortable journey.

  1. Plan Ahead of Time

You have to prepare well before traveling abroad, especially if you are physically disabled. Whether you are permanently disabled because of an illness or injury or find moving challenging because of old age, you should set some expectations based on your research. Are you going to a PWD-friendly country or city? Will your hotel or travel agent be able to arrange a wheelchair for you during your stay? Preparation is key to enjoying your trip, especially when you have physical or mobility limitations.

  1. Bring What You Really Need

When you are traveling with a disability, it’s best to pack the things that will make your journey more comfortable. There are many types of wheelchairs, but some stand above the rest. Rolstoel wheelchairs are ideal when traveling because they are lightweight, fold easily, and can carry weights up to almost 400 pounds. Bringing along a heavy piece of equipment isn’t practical. Aside from packing your medications and other medical information that you may need during your trip; a lightweight motorized vehicle will provide ease and convenience when you move around.

  1. Reach Out for Help

Avoid feeling discouraged when you want to travel, however, when you’re affected with a physical disability – you might need to reach out to the right people for help. First, you should speak to your doctor about your plans to travel. Apart from your medications, your physician is also licensed to recommend coping measures suited for your trip. Second, relay your disabled travel concerns to your travel agent. Travel professionals will know where to book a PWD-friendly hotel for you. Lastly, contact the airport and airlines in advance to arrange for assistance for your flight.


Whether permanent or temporary, you shouldn’t let your disabilities hinder you from traveling. There are plenty of modern wheelchairs and lightweight motorized vehicles that will not cramp your style. Life didn’t stop when you obtained a disability; thus, you can still strive to live your life to the fullest. Traveling with a disability is never easy, but with careful planning and getting hold of the right equipment, you can focus on enjoying your trip with people that matter to you most.

Posted in Adding Pizzazz to Your Life, Guest Blog Posts, Health, Heart Song, Travel Tips and Insight | Tagged , , , , , | Leave a comment

Choosing the Best Place to Live in Retirement: What You Need to Know

Isabella Goode

If you have entered your senior years and it’s now the time to plan for your retirement, you may be wondering what step to take next. It’s only natural that you will want to live in an environment where you feel comfortable and content in your golden years.

We all have different likes and dislikes, so while one location may be the perfect spot for a retiree, it may not suit your needs. There are several factors to take into account when picking a place to retire, so here is everything you need to know to help you find the best retirement spot.

Consider Retiring Locally

Before coming to any decision, your first step should be whether a move is actually needed. If you live in an area that is affordable, near to your family and friends and has the amenities and services you want, there is no reason to move and step out of your comfort zone.

For pre-retirees who are wanting to cut costs and move elsewhere locally, there are lots of tips that can help boost your home’s value. If you are in good financial shape but want to explore, you may get pleasure from taking frequent vacations throughout the year instead, or by purchasing a weekend getaway property.

Assess Living Costs

With pre-retirees expecting to spend up to 80% of their current income during retirement, it’s critical that you look into low cost of living costs to help stretch your money further. If you would like to move, even if you have found your dream location, the last thing you want is to blow all your income and be left with nothing.

States like Arkansas, Mississippi and Oklahoma are regarded as the best for low cost of living, whereas states like California and Hawaii are the most expensive. With regards to housing, the lowest average property prices can be found in states like West Virginia and Indiana, while you can expect to pay out more in states such as New York and Massachusetts.

Know Your Taxes

When deciding on where to live during your retirement, it’s vital that you take taxation into account. The three key areas of taxation are state taxes, taxes on retirement income, and taxes on dividend income. Bear in mind that even if a state has a lower tax rate, it doesn’t mean it will be cheaper to live in. There are other taxes that apply, which will make up the overall cost.

Even if you live in an affordable area, if you aren’t happy with how you are spending your days, it’s advisable to move somewhere where you will feel happier and more comfortable.

Evaluate Amenities

The place where you spend your retirement should have all the amenities and services you require. Whether it’s grocery stores, fitness centers, or golf courses, having ample wellness opportunities close by will keep your mind active and ensure you have things to do. Many retirees like to try out new things and take up a hobby, so having places where you can engage with others is crucial. You should also pick an area that has arts and retail venues, recreational land, and public libraries.

Schedule a Visit

If there are lots of different locations in the country that spark your interest, it’s best to go out and visit them. If you have a couple of years before your retirement begins, use it as the perfect opportunity to explore. Spending a couple of weeks in each location and seeing and doing as much as you can will give you a more educated idea of whether it’s the right place for your golden years.

Instead of spending all your time near the hotel, try and get out and visit local communities. You should always go with your gut instinct, so if you don’t feel comfortable in one area, it’s best not to settle. There are other factors to consider when visiting retirement locations, such as the economy, weather forecast, and crime rate. If you are worried about your safety, you can visit the FBI’s Uniform Crime Reporting Program to give you a better overview.

Research Communities

There are lots of retirement communities across the country that you should research before making your final decision. If you’re a person of faith, finding a retirement facility that caters to your needs is important. There are catholic retirement communities like St. Anne’s who honor all faiths. St. Anne’s Retirement Community offers a range of residential apartments, cottage-style homes, and villas that can be the perfect environment and space for your retirement years. Do your research and you will be sure to find the perfect community that suits your needs.

Living out your golden years in a safe and welcoming community should be top of your list. Before making your final decision, make sure that you take all the factors above into account.

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What Baby Boomers Want For Their Retirement Homes

Alessia Olsen

Baby boomers are a huge generation when you consider the fact that they easily span two decades – 1946 to 1964. The youngest have crossed the 50-year threshold while the oldest are close to 75. Over a third of the population is single women. Boomers are expected to purchase homes worth $1.9 trillion, including ranch homes in the next five years.

It is expected that a little less than half the population will move. However, only about 20% will venture far from their current addresses. While baby boomers may not want to go too far from their current place of residence, diversity is an important purchasing factor.

Diversity is Important

Many baby boomers are seeking a lifestyle change. Gone are the days when traditional retirement communities held appeal to the older age group. Instead, younger boomers are looking for master-planned communities and ranch homes where they know they will lead socially comfortable lives in a diverse neighborhood. In fact, there are several “stroller-to-walker” neighborhoods that offer amenities to older residents and young families alike.

Developers are focusing more on creating community amenities and clubhouses that gives people a chance to step out of their homes and interact with other residents. The baby booming generation is all about interacting and becoming friends with people of all ages. They want their retirement homes to offer that kind of diversity.

Warm Weather is a Major Attraction

There was a 57.4% increase in sales in the resort market in the past year as told by the National Association of Realtors Chief Economist Lawrence Yun. Baby boomers are coming quite close to purchasing their second home for retirement and converting it into their primary residence. Fun in the sun is appealing to most boomers.

Florida has once again become the hub of retirement construction with many people looking for their retirement homes. In fact, places like the once-sleepy Venice are observing a spike in construction. The market is looking strong and prices are again up.

Luxury as a Way of Life

Baby boomers are usually savvy buyers with a good handle on their wants and ways to make those needs come true. For many, their next house will be the home of their dreams. Many are expected to downsize on the square footage while upsizing everything else.

People are looking for efficient floor plans because they want to bring in their furniture and still have the same kind of space they are used to. They are looking for homes with superior construction and the best finishes even if they are a bit on the expensive end.

Personable Properties

The ability to personalize a home has become immensely popular with this generation. Baby boomers are looking for homes that speak volumes about them as a person. They want their next purchase to be exactly ‘their way’.

Low Maintenance is Key

For many couples, not having to make costly repairs to vintage homes is a major deciding factor. Baby boomers are more attracted to new construction because of their defect-free aspect, especially when purchasing newly constructed ranch homes.

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Retiree United States Expat Tax Guide

By Ines Zemelman, EA. , Founder of

Thanks to easy transportation and new technologies, the world continues to get smaller. This means many Americans are picking foreign locations for retirement rather than simply moving to the historically typical Florida or Arizona. Lower costs, nice weather, and even acceptable medical care make more exotic places appealing.

As one might expect, though, simply moving abroad after retirement does not exempt United States citizens from tax reporting obligations. Be sure to include tax considerations in your decision making process alongside learning the local language!

United States citizens are required to report all of their income – including pensions, other retirement plans, real estate, and other foreign or domestic investments – regardless of where it was earned or where they are living.

Using This Guide

This guide is intended for those who are already retired, or who are planning their retirement. It is important to include these considerations in decision making so that retirement distributions can be optimally timed and retirement location chosen in a way to minimize taxes.

Retirement Income Taxation

United States retirement income, except distributions from a Roth IRA, is required to be included in gross income for US tax purposes. Note that retirement income is classified as passive income, so the Foreign Earned Income Exclusion  does not apply.

Depending on the foreign country you are living in and the visa type, your retirement income might also be taxed by the country you are living in. The good news is that in most cases you will not be double taxed – the Foreign Tax Credit  will offset this additional tax.

Social Security Considerations

With only a few exceptions, Social Security benefits are taxed the same when residing in foreign countries as they are in the United States. Social Security payments are not subject to US tax if you are living in the United Kingdom, Romania, Canada, Egypt, Germany, Ireland, Italy (if you are an Italian citizen), Israel, or Romania.

Note that Social Security benefits are taxed for individual filers with combined income over USD 25,000, and combined income over USD 32,000 for those filing jointly. Married couples filing separate returns usually will be subject to tax as well.

It is also important to realize that the United States has placed sanctions on several countries that forbid sending of Social Security benefits to these countries. After moving to a sanction-free country Social Security benefits can be collected, including those denied during your time in a sanctioned country. The sanctioned countries are Cuba, North Korea, Azerbaijan, Belarus, Georgia, Kazakhstan, Moldova, Tajikistan, Turkmenistan, Ukraine, Uzbekistan, and Vietnam.

State Tax Requirements

Each state has different requirements, so be sure to research the specific requirements for your current state of residence. Some states, such as Florida, Texas, and Nevada do not impose state taxes. Some states, such as Virginia, Maryland, and Colorado require those retiring abroad to file state tax returns even if they have no tax obligation.

Social Security benefits and retirement income are not subject to state tax while living abroad. Most rental property income, however, is taxed by those states that impose income tax.

Retirement Account Distributions

Although retirement account distribution requirements are really not any different when residing abroad, they are a key part of retirement financial planning, with some serious penalties if a mistake is made.

During the year that you reach age 70 ½, you must take an RMD, or Required Minimum Distribution from your 401(k) or IRA. You can always withdraw more, but you must take the minimum, which is based on the account value and your age. If you do not withdraw at least the RMD, you will be penalized 50% of the difference between the RMD and what you withdrew.

Financial Reporting

It is vitally important that you understand your reporting obligations while living abroad. If your total aggregate accounts outside the United States exceed USD 10,000, you must file form FinCEN 114 . This form is only informational – that is, there is not a tax obligation associated with it – but the form is mandatory for compliance purposes. For higher account thresholds, Form 8938  is required. Again, this is only informational to help the US Treasury track the global flow of money.

These are the thresholds that trigger Form 8938 for US residents living abroad:

Survivor Benefits

One reason many people choose to retire abroad is that they are married to a non-US citizen. Because of this, survivor benefits are a concern. Although there are exceptions, in general a surviving non-US citizen spouse will stop receiving Social Security benefits if they are outside the United States for 6 consecutive months.

Survivor Benefits

A surviving spouse may receive Social Security survivor benefits if they are of retirement age, the United States worker was receiving benefits, they did not remarry, and they meet one of the following requirements:

  1. Citizen of Austria, Belgium, Canada, Chile, Czech Republic, Finland, France, Germany, Greece, Ireland, Israel, Italy, Japan, South Korea, Luxembourg, Netherlands, Norway, Poland, Portugal, Spain, Sweden, Switzerland, and the United Kingdom
  2. Resident of Australia, Austria, Belgium, Canada, Chile, Czech Republic, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Japan, Korea (South), Luxembourg, Netherlands, Norway, Poland, Portugal, Spain, Sweden, Switzerland, and the United Kingdom
  3. Foreign spouse and US spouse were living together in the United States for a minimum of five years during marriage. The five year minimum does not have to be continuous.

If these requirements are not met, the surviving spouse can move to the United States after they are widowed and complete the residency requirement to then qualify to receive Social Security payments.

Medicare Benefits

Concern for health care coverage goes hand-in-hand with retirement, especially when retiring abroad. Unfortunately, Medicare benefits are virtually non-existent for citizens living abroad. Although you are exempt from the Obamacare requirements while living abroad, you will most likely want to find some health care option available in your new country of residence.

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Why Sleep is the Most Important Variable to Control During the COVID-19 Outbreak

Steve Kline

As we shelter in place during this pandemic, it’s normal to feel some anxieties. You may be fearful of your health and an uncertain future. However, you can’t be too anxious that you’re losing sleep. If anything, you should still be striving to get adequate sleep. This is not just good for your well-being but your immune system as well.

When you have a strong immune system, you’re able to reduce your chances of getting infected. And in case you do get the virus, your body is well-equipped to fight it. People who don’t get enough sleep have weakened immune systems making them more vulnerable to illnesses.

So it’s really important to get enough sleep every night. But before we tackle how you can do that, let’s first take a look at the ways that you can reduce your stress and anxieties. When you’re able to handle this, it’ll be easier to get that much-needed shut-eye every night:

  • Stop looking at the news. It can be tempting to check the news for updates on the virus. But this is not good for your well-being because it only makes you worry more. And, you may come across more depressing news that’ll add to your stress. Try to limit your news consumption to only a few minutes each day.
  • Exercise. You may not be able to go to the gym or go out for a run but you can still perform physical activities at home. Get your body moving so you’re able to get those much needed feel-good hormones. Exercise also gets you tired enough to be able to fall asleep easily at night.
  • Fill time with hobbies. Pick up the hobbies you’ve left off when you were busy. This time, actually dedicate yourself to it. You might just be able to come up with a finished product that you can be proud of.
  • Bond with family. It’s normal to feel cabin fever during this time. However, there’s never been a perfect opportunity to spend time with your loved ones. Have a routine of spending time together even if it’s just sharing a meal every dinner time, playing board games every weekend, or running errands.
  • Talk to a friend. We may be away from our friends at the moment but thankfully, we have technology to help us stay connected. Find a close friend you can confide to and talk to them about your fears and worries. You’ll quickly learn that you are not alone in feeling that way.

After you’re able to ease yourself from anxiety, it’s time to tackle sleep. Here are some tips for getting to help you get enough sleep every night.

  1. Invest in good bedding

A good mattress can have a huge impact on your sleep quality. Check to see make sure you have a good one that is just the right amount of soft and firm.

  1. Use sleep accessories

You want to find products that can help ease anxiety. There’s plenty of options in the market from sound machines to weighted eye masks. Pick a few that will solve some of your sleep problems.

  1. Have a night routine

A night routine consists of activities that you associate with bedtime. By practicing this consistently, it’s easier for your brain to prime itself for sleep. Asleep routine can include drinking chamomile tea, taking a warm bath, reading a book, or writing in your journal.

  1. Stop scrolling

Your bedroom should be a no-phone zone during night time. You don’t want this space to be associated with highly stimulating things that you see in the news or social media. Also, you want to avoid blue light from your phone which can stimulate wakefulness.

How has your sleep been throughout this pandemic? What strategies have you employed to improve it? 

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A Quick Guide on Making Your Bird Feeder Squirrel Proof

Rodmarc Edulan

Do squirrels raiding your bird feeder drive you completely nuts? You need to get a squirrel-proof bird feeder.

But there are some tips to follow to make sure your birds’ food is safe and secure.

  • Recognize that squirrels can’t generally jump further than five feet up from the ground, and no more than seven feet across from a vantage point like a tree or a building. They are unlikely to want to drop further than nine feet. Use these numbers to determine the best place for your feeder.

  • Squirrels may be amazing climbers but if you buy squirrel baffles and attach them to your pole you will prevent them from climbing up.
  • You could even turn a toy like a Slinky into one of these baffles. Simply thread your post through your Slinky and attach it under the feeder. Any squirrels dumb enough to try a climb will get an irritating ride back to the ground.
  • Suspend the feeder on a wire at least five feet off the ground and string some soda bottles on the wire on either side of the feeder. This will discourage and prevent squirrels from approaching.

  • Increase the value of your feeder by buying one that is protected by a cage. These bits of kit work well for small bird feeders.
  • Squirrels are lovers of the majority of bird seed types, but safflower seed, which is bitter to rodents, is not among them. Cardinals and titmice particularly enjoy safflower but squirrels do not.
  • Switch your wood or metal poles, which squirrels find easy to climb, for PVC or copper piping, which they find more challenging.
  • Because squirrels are adept foragers for seeds you may find that detritus from your feeders could be what is attracting them to raid your feeders. It’s advisable to keep the area beneath your feeders as clean as possible.

  • Because squirrels taste things in a different way to birds you can deter them by spicing up your seed mix. For example, birds are not affected by the heat from even the hottest chilli peppers, but squirrels most definitely are. Some bird enthusiasts insist on thoroughly mixing in small amounts of spicy additions like dried cayenne pepper, with their seed mixes. Just a tablespoon added to a 10lb bag of seed should do the trick. Use the method with caution though because there is a danger that the pepper could irritate a bird’s eyes.
  • A very popular tip that many people follow when they are squirrel-proofing their feeder is to hang a bar of Irish Spring soap in a sock close by. It is believed that the soap’s scent can repel squirrels along with other unwanted visitors.
  • Another common deterrent involves hanging your bird feeder from a spinning hook. You can also find feeders that have been designed to spin squirrels off.
  • If you are feeling generous to these rodent invaders than you could try giving them their own feeder. You could see how successfully you could deter them with dried corn cobs, or build a DIY squirrel feeder that offers them peanuts.
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Should You Buy a Retirement Home Early?


Thank you for visiting the RetireEarlyLifestyle Blog!

This post is no longer live, but if you want to know more about financial independence, world travel and medical tourism, please visit our website.

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

Thank you!


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Have New Grandchildren, Want to Retire, Health Care Conundrum

Q&A with a Reader

Hey guys,

Really appreciate the newsletter and am looking forward to sharing with some of my clients.

I do have a question.

My wife and I are mid 50’s. We would love to hang up the cleats right now but we have this huge barrier here in American called “health Insurance”. It will be a few years before we can access medicare. We have no debt and 7 figures put away however have not found a solution for the health care situation. It would probably cost us 24k a year and that would not allow us to just live on investments.

We have new grandchildren so moving to another country is out of the question …. No way the wife would agree with that. Have you heard of any solutions for people in the US?

Thank you and cheers!!

Hi Scott!

Thanks for taking the time to write and for your kind comments on our newsletter. We appreciate it.

Your situation regarding early retirement and access to health care is a common one for everyone. No matter where one lives, it seems the issue of access to “health care” can be a stumbling block. Add to that the addition of grandchildren, and in some cases, forward movement towards early retirement can die on the vine.

However, let me say a few words about this, and possibly ask you a question or two, since there is no silver bullet that will satisfy everyone.

Do your children/grandchildren live close to you (same city or state, within convenient driving distance now). How stable are the careers of the parents? (meaning will there be a possible transfer, move, promotion to a new location in the mix?) Are your grandchildren in a good school district now (and is the intention for the family to stay pretty much where they live indefinitely)?

Life is full of change, some of it we plan for, some of it is thrust upon us without our consent or through an opportunity we cannot resist.

Retirement is a huge change as well. Will you be staying in the home you are living in now? Or do you plan to downsize?

The reasons I am asking these questions, is, that “right at this moment” Grandparents, parents and grandchildren are in a certain (convenient?) location… but that might not stay the same. Will that change in 3 years? 7 years? What’s the likelihood of that situation changing? With our mobile society, the chances are pretty good.

I cannot tell you how many grandparents we know who have moved to the location of the grandchildren (or didn’t move to the location of their choice due to the grandchildren) … and then the parents of those children were transferred, got a promotion (or a divorce) or simply moved to a better area for work, better schools, better cost of living, and so on, thus throwing a wrench into the Grandparents’ plans for being close to the grandchildren growing up.

Sometimes the grandparents moved again to be close to the children, only to have the parents get another promotion or opportunity and take the kids with them.

We even know of some personal friends of ours whose children moved to Texas (after living in Oklahoma close to the Grandparents) and brought the children with them. Then our friends put money into their “forever home” and build a “Granny unit” in Texas, moved there, furnished it, bought a car, and so on… only to have the Son-in-law get offered a promotion to another state. They ended up selling all their stuff again and their forever home, which has been very stressful on the whole family.

My point is… the future is not written in stone.

For instance, if you plan to downsize in retirement, that downsizing can save you considerable amounts of money annually on housing costs. That extra savings can be placed towards visiting the grandchildren or purchasing travel tickets for them to visit you.

You might consider snowbirding and traveling in your retirement – or you might choose to go to a state where costs of living (and health care) are cheaper, also utilizing these savings for family visits.

You might choose to utilize medical tourism or purchase a concierge plan with a doctor (who – for an annual fixed price – offers you so many doctor visits, so many x-rays, etc.) which then also keeps your health costs down.

You might want start your own Health Savings Account where you place $10,000 (or more) each into an account yearly that you don’t touch except for health costs. In 5 years you would have $100,000 saved for medical expenses. In 10 years, you’d have $200,000 (and so on.) That’s a lot of medical care out of country for Medical Tourism.

Basically, you’d only need to get to the age where you could receive Medicare and go from there.

Even Canadians who have moved overseas or who snowbird have to return to their home country after 6 months in order to keep their health care plans active. Or they could let their country’s health care plan go, and purchase something locally in their new country..

Again, my point is… there are options. Nothing is frozen or unmovable. Chances are, things are going to change in a few years regardless.

When did you think of retiring? 1 year? 5 years? – If it’s 5 years, this gives you plenty of time to activate your personal HSA, the children will be older, and you could continue to research your options.

What do you plan to do with your time away from your normal work/job/career? – If you plan to keep your same home, don’t like to travel or don’t like the idea of snowbirding, you might want to golf, play tennis and bridge, work in the garage on a hobby (building sailboats, wordworking, doing sculptures, etc.) or volunteer in your community.

What kind of retirement are you thinking about?

These, actually, are the questions you need to think about and discuss together. Because the style of retirement will dictate many things financially, including going to see the kids if the parents take a promotion out of state or country. (Our good friend’s daughters both moved. One took the husband and kids and moved to Colorado, the other moved with her husband to Asia. Both of them did this for work opportunities.)

Below are some articles on this whole topic which might give you some insight, or which might move the sides of the box you have placed the description of your retirement into.

Everyone is different, there is no “one right answer.” I would suggest dreaming a bit about what retirement means to the both of you. It’s “easy” to say “We can’t do “X” because of 1) the grandkids 2) costs of health care 3) I don’t know what I’d do with my time 4) I can’t imagine leaving my beloved home 5) we have pets 6) I don’t want to make new friends 7) something else.

We can always find a block if we want to. It’s scary to move out of a comfortable routine, no doubt. And maybe you don’t want to move out of a comfortable routine. That’s ok too!

I hope these questions and different perspectives help you to shake things up and be able to move some mental furniture around.

You absolutely can find a workable, satisfying solution for yourselves, and still retire early, if that is what you want to do.

Wishing you both all the best.

Thanks again for writing.

Articles are below.


How to Fail at Early Retirement

Worry Free Housing

Why your house is a terrible investment

Going Naked

Comments on Going Naked

Top 10 Q&A on Medical Tourism

Cancer Treatment in Guatemala

Buying Medical Care vs Buying Medical Insurance

Stem Cell Therapy

Orthopedic Care in Guatemala

Medical Insurance and Health Insurance Options

Medical Tourism


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Should You Go for Alternative or Complementary Therapy for Cancer Treatment?

About the Author

Lauren Cole is the Content Marketing Strategist of Dayspring Cancer Clinic, an alternative cancer treatment center located in Scottsdale, Arizona. When not working and writing content, she enjoys gardening and reading books.

Chemotherapy, radiation, and surgery are conventional cancer treatment methods. Cancer patients, however, have the option to undergo therapies and use medical products that don’t fall within the scope of standard cancer treatments. These treatments are categorized as Complementary and Alternative Medicine (CAM), and they are proving to be in wide use among cancer patients.

The question is, is going for complementary and alternative cancer treatments the right decision for cancer patients?

Complementary and Alternative Therapy Are Not The Same Thing

It’s easy to lump alternative and complementary therapies together since they’re not standard cancer treatments. However, alternative therapies are quite different from complementary ones.

When a specific cancer therapy is labeled as “alternative,” it means it’s being used as a substitute for chemotherapy, radiation, surgery, and other conventional approaches to cancer treatment. Eschewing FDA-approved anticancer drugs for a special diet or some type of herbal medication is a primary example of alternative cancer treatment.

On the other hand, complementary cancer therapies are precisely what the phrase denotes: they complement standard cancer treatments. Complementary therapy is often used not only to manage the symptoms that cancer patients experience, but to improve their quality of life as well.

There are times when an oncologist recommends a specific complementary therapy to go with a patient’s conventional cancer treatments. It’s called integrative treatment, which, as the name implies, integrates safe and effective CAM treatments with standard cancer therapies.

Examples of CAM Treatments

Cancer patients who decide to undergo CAM therapies may be asked to take dietary supplements, herbal medicine, and other non-standard medicinal products. It’s also common for them to undergo such treatments as acupuncture, aromatherapy, massage therapy, and even music therapy. Activities like yoga and visualization are also encouraged.

Reasons Cancer Patients Opt For CAM Treatments

The number of cancer patients opting for CAM therapies has been steadily increasing over the years. According to one study, 85% of cancer patients in the United States admit to CAM use.

Cancer patients use complementary and alternative therapies for a variety of reasons.

Many CAM therapies are purported to help patients deal not only with the symptoms of cancer but the side effects of standard treatments like chemotherapy as well.

Some cancer patients believe that since most complementary and alternative therapies are “natural,” they’re less toxic than conventional therapies. There’s also the immune boost that some CAM practices claim to provide.

Having cancer can be quite stressful, and the focus that many CAM treatments have on helping patients calm down and relax is perceived to be key in relieving themselves of stress.

In many cases, CAM therapies are often used to improve the quality of life of cancer patients. As mentioned above, cancer patients have to endure the symptoms of their disease and the aftermath of chemotherapy, radiation, and other conventional treatments. Proponents of CAM treatments claim they can alleviate the suffering of cancer patients and help give them a better quality of life, even when the battle is nearing the end of the line.

Is CAM Therapy The Right Decision?

Let’s face it: there is no cure for cancer just yet. Even conventional cancer treatments do not guarantee that they can defeat cancer all the time. However, many patients have seen their cancer go into remission after standard treatments, which attest to their efficacy.

Many CAM therapies, on the other hand, are deemed to be generally safe after careful evaluation. Still, more studies and medical trials are needed before they can be definitively regarded as highly-effective cancer treatments.

Then again, if you’re a cancer patient and you’re considering undergoing CAM therapies for any of the reasons mentioned above, then go for it, by all means. After all, whether to go for conventional treatments or CAM therapies is a personal decision that only you have every right to make.

Just keep in mind that if you choose the CAM route, it’s still best to consult your oncologist or your personal physician about it. While doctors can only make recommendations, they can at least educate you about possible contraindications of CAM treatments to your standard medical care. It’s also possible that your doctor might help you find a reliable CAM practitioner for your cancer treatment needs.

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