Travel Sickness? Try Motioneaze

I have suffered from motion sickness since I was a child. Though loving to take adventures, traveling in a car, bus, boat or plane always produced that uncomfortable feeling of queasiness, until it was so predictable I simply took a seasickness pill before I ventured out.

For a world traveler, this is a particularly prickly nuisance, since our lifestyle is built on motion. Flying to far-flung countries, taking wooden-masted sailing cruises, riding through rolling mountainous roads, even white water rafting, boogie boarding or body surfing, I lived on those dang seasickness pills. Even with their noticeable side effects it was a better option than the alternative.

Then, for this reason and that, I could no longer take those pills. To say a mild panic took over is being polite. Fleetingly, I imagined my lifestyle changing from one of fairly continuous motion to staying put in one location. This was it. It finally happened; we would be settling down.

I tried to keep my mind open to the possibilities I could use instead, such as ginger candy, powdered ginger capsules, or seasickness acupressure bands. I was discouraged.

Then one evening, during a chance meeting in a restaurant, a friend and fellow world traveler, Lori Grant from Freetirement placed into my hand a small bottle of Motioneaze. She promised that it would work on my motion sickness and that I would be pleased with the results. I was 100% skeptical, and while I thanked her for her kindness and generosity, the rest of what I said was probably pretty whiny.

“No, really,” she said. “It works for me and I’m really bad.”

I whined some more but said I would try it out. I thanked her again and wondered how a little bit of this liquid of natural ingredients at the base of my ears could possibly work.

My first opportunity to give it a whirl was a few days later on a 10 minute chicken bus ride from Panajachel, Guatemala to Solola, the larger town up a very winding hill. One time previously I went pill-free up this hill, only to suffer the consequences, turning green and grasping around for an airsickness bag. Even after arriving, I was sick for 30 minutes until it subsided.

Since then, I have never taken this simple ride without nausea pills.

I want to tell you that this was a big deal for me.

In the interest of the experiment, I tried a little oil behind both of my ears, and with trepidation, boarded the bus. I found myself leaning into curve after curve and feeling… normal. How could this be? On the ride back it was the same feeling of freedom, of being able to enjoy the ride without fear of tossing my breakfast.

The next test was a 25 minute boat ride across Lake Atitlan to San Pedro. I’m telling you I would never, ever attempt this trip without the aid of my chemical pills. Again, drops at the base of my ears and not a hint of nausea.

I graduated to 3 hour shuttle trips to Guatemala City and 10 hour travel days on airplane after airplane and the same feeling of blessed balance was achieved.

Lori knows how grateful I am for this out-of-nowhere, right-into-the-palm-of-my-hand gift she gave me. It’s been life changing for someone like me.

I’m sharing my experience with you in case you also suffer from motion sickness, or have a child or loved one who does. If you would like to travel without chemical aid, try this product out.

You can purchase Motioneaze online at their own website, on Amazon, at your favorite pharmacy or in Wal*Mart. It’s completely natural, works within 5 minutes, even after symptoms have started, and there is no drowsiness. Can be used by both children and adults.

Prices range all over the map depending on the size of the bottle and how many you purchase, so shop wisely. And enjoy your motion-filled life symptom free!

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Financial Advice for a Reader

Q&A with a Reader

Hello Billy and Akaisha,

I just happened to listen to your interview on the World Wanderers podcast and really enjoyed hearing your perspective on early retirement and the travel lifestyle. My wife and I recently quit our jobs to test the concept ourselves. We are currently in Malaysia and are loving things so far.

Both my wife and I are in our early-mid 40’s. We both worked in software and have already had experience living abroad. We have lived/worked outside the US for over 7 years now and enjoy our nomadic lifestyle.

Even before I had heard the term Financial Independence (I only learned of Mr Money Mustache 4 months ago), I had always been careful with my finances. Never had debt. Purchased everything with cash. Saved as much as possible. However, I believe that my biggest failure was never really understanding the world of investment and, more to point, being downright afraid of it. We have our money in many different vehicles but we had never really optimized them so that we could live off them one day. So that we could dip into them while continuing to earn.

After listening to your plea on the podcast to learn how to invest, I was wondering if you would be interested in providing a financial review to help shape our savings into a portfolio that was similar to your approach. We already have some passive income from a condo that we rent, but I want to learn how to make our other investments cover our remaining expense needs while continuing to earn interest.

Have you ever conducted a paid consultation to help guide others in understanding your approaches to successful financial independence? Would you be willing to do so?

Thanks a lot,

Marc

You can retire in this economy – You do have options – Click here to learn how!

Hi Marc,

Thanks for taking the time to write and we are happy you enjoyed the podcast.

In a nut shell we explain our investment approach in our books, The Adventurer’s Guide to Early Retirement and The Possible Dream.

That said, you must be doing something right or you would not be where you are today financially. I commend you on your success.

We have always used the equity markets to create a money machine. Meaning that…rough numbers…our portfolio increases 10%…we live on 4% or less and reinvest the other 6% to cover inflation and added growth. We have been investors for many years including before we retired so we are not afraid of the markets. Sure there have been times when we have been tested, but cooler heads prevailed.

I suggest that if you want to go this route it doesn’t have to be all or nothing. Being 40 you have many years ahead of you and time is on your side. This is your greatest asset. Also at your age I would suggest something like a 60% stocks 40% fixed income…perhaps including your rental in that equation. But at the levels we are currently at in the market, I would suggest moving money into the markets over numerous months.

We have a lot of information on our site regarding our investment plan. Being 63 we are a little more conservative than I would suggest for you but only you know your risk tolerance.

I don’t really do consultations but am willing to help any way I can. If it works for you, that is my reward.

Feel free to write if you have more questions.

Regards,

Billy

 

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Looking for a Home Base

Q&A  with a Reader

Apparently we just missed your visit in Boquete. We rented in Valle Escondido for 5 months. I loved it, but my husband missed working on his classic cars and drag racing.

We are now considering an RV full time. I think you did that also. What advice do you have?

Also, I am interested in the location of where you keep a home base currently. What are  the advantages/disadvantages of that arrangement?

Thanks for your expertise and advice.

Dawn

All of our books lead to adventure. Don’t miss out on yours!

Hi Dawn,

Thanks for taking the time to write. We appreciate that!

Sorry we missed your visit in Boquete, Panama! We visited Valle Escondido several times. What a lovely community.

Yes, we owned a 5th wheel trailer and a 1 ton pickup for several years. We chose a trailer as opposed to having our home be attached to the motor in case there needed to be repairs to the motor, we would still have a home while we dropped the truck off. That may or may not be an issue with you, but we also were able to park the trailer and take the truck into town for groceries, instead of moving the whole RV in and out of town. Or perhaps we wanted to sight-see – we were able to take the truck individually instead of taking the whole rig.

If you still want a one-piece unit, you might consider other modes of transport like bicycles, a moped or towing your car to get you to and from the store for daily supplies or for getting around town.

If you will be living out of an RV, you will probably want a mail service to scan your mail electronically for you. You can then have the service send you your mail to your current location if you like, or shred your mail.

Take your time traveling. Fuel is a huge cost of RV living, and if you can stay in a location, receiving weekly or monthly rates, your transport costs won’t be supersized. Another way to spread out your costs would be to dry camp or to every once in a while, stay in a parking lot or on a neighborhood street.

You might consider reading a book on Fulltiming in an RV – they can be very helpful for all sorts of things you might not think of ahead of time.

We have several places that we consider to be home bases from which we travel, but the only location where we own something is in Arizona.  We enjoy having a Stateside address where we can receive important mail like credit cards – most of our mail is digital at this time, but receiving new credit cards are physical. Also, there might come a time where you need to receive a written check for something. Your mail forwarding service might be able to work this out for you.

Also, our place in the States still has some of our possessions like my grandmother’s china and my mother’s jewelry. Things like that.

I hope this information was useful to you – please feel free to write if you have other questions.

Best of luck. We loved RVing. It’s a great lifestyle and RVers are a very friendly group.

Stay in touch!

Akaisha and Billy

Thanks for your quick reply and thoughtful answers! You have some good points.

Where can you find such affordable housing in Arizona? The link showed a furnished modular unit for $7,000 ?! Where is this community?

Thanks again for your help and advice.

Dawn

Hi Dawn,

RE: a modular home/Park model unit – if you can make a purchase from a previous owner, this is where you will save thousands of dollars. Some communities and RV parks are now implementing an “age limit” to the units that are for sale, in an attempt to modernize the look of the community. Some communities still have the “vintage” units and those can be very affordable.

Two things you must keep in mind — one is if you purchase the property underneath your Park model or modular home, you will have to add a significant amount to the purchase price and be prepared for your insurance and property taxes to be higher than if you were to purchase the unit and lease the land from the community. A park model is considered to be a vehicle, as it can be moved from place to place and initially comes with wheels. This means that you pay a renewable license yearly equivalent to a vehicle license and your property taxes are in the low hundreds of dollars versus the thousands of dollars.

A modular home, on the other hand, is a “real” home and the insurance is figured differently.

The other thing, is that if you purchase used, rather than new, the units are generally fully furnished, down to cleaning supplies, sheets and cookware. The new units you will have to allow money to furnish them completely.

Many of these communities are Active Adult Communities or Snowbird communities. They are located virtually “everywhere” but most of them are in the sun belt of the U.S. including Calif., AZ, NM, TX and FL. If you Google “Active Adult Communities” they will list many to choose from. You could narrow your search to “Active Adult Communities TX” and only get the ones in Texas. Up to you.

The one you saw pictured in the article was in an RV park in AZ owned by Cal-Am.

Be sure to take your time in purchasing a unit. Make sure you like your neighbors, the shopping availability to you, the restaurants nearby, the activities offered by the community and very importantly, the weather.

Hope this helps.

Best to you,

Akaisha

Wow! All good information. It will take me some time to research this.  Thanks for taking the time to give me such a complete and thorough answer.

Dawn

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“Retired” ??

Q&A with a Reader

Aloha 🙂

I really enjoy your articles but I’m curious, how do you both define “retired”? 

I mean, I would submit you are spending at least a few hours, maybe more? per day (maybe not every day) on your website and the contents, yeh?

Or is just a few hours on the weekends, in between walks along the beach?

I know I used to say, “I’m going to retire by the time I’m 50″… well, for me, in that sentence, “retire” simply means, I’m going to change my current employer/employee-status.  Meaning: I’ll no longer go into the office I have at the University but I will certainly “produce” something.  I know that I will still want to provide a service of some kind… maybe temp consulting to my current employer, for only a few hours a week… But, for me, there is emotional reward in doing so.  I haven’t been in a “rat-race” or “9-5” scenario that I hear others speaking about so I have zero intention of telling my current boss to go F himself and then ride off in the sunset saying “Thank Gawd I no longer work there…”

Anyway, I’d love to hear your take on your definition of “Retire”

Live the Dream!

Mike

All of our books lead to adventure. Don’t miss out on yours!

Hi Mike,

Thanks for taking the time to write and express your comments. We appreciate hearing from you!

In regards to defining the word “retirement” let me first just say that in 1991 when we left the working world, there was no real word for what we were doing except to say we were retiring. It’s an odd term for a couple of 38 year olds to assume… It wasn’t until years later that the expression “financially independent” came into play.

We consider ourselves to be financially independent, probably more than anything… We are also retired in that we don’t really work in the conventional sense, and we don’t rely on a steady paycheck to cover the expenses of our lives. We have always been producers of one sort or another. We both loved to work and appreciated the feeling of finishing a project. We enjoyed making money. Neither of us had the sense of hating our jobs or hating our boss or resenting having to show up to work each day.

Since we do get this question about being retired from time to time, I recommend that you read our piece on this topic called Our Money, Our Lives. Also this piece on our blog: Hey Billy and Akaisha, Are You Retired or Not? and one last one, Is It Work or Is It Passion?

From what you have written to us below, it would seem that we are all on the same page.

Another thing that Billy and I like to do with our time is volunteer. Below are a few stories demonstrating some of the volunteer work we have done.

Chapala Massage: A Touching Volunteer Experience

Chapala Tennis Court Construction August 2000

Lights, Tennis, Action!

Thank you again for your interest in us and for taking the time to write. I took a quick look at your website and your approach and subject matter are very inspiring.

Keep in touch.

Best regards,

Akaisha and Billy

Your response is AWESOME! thank you very much.  Honored to be on the same page :- )

Live the Dream!

Mike

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5 Ways to Cook with Coffee

By Carol Trehearn

Quite simply, fresh coffee can make any morning better. Not only does it smell gorgeous as it brews, it’s also great to help get us going and wake us up in the morning with its delicious taste. All over the world, you’ll find chefs, bakers and brewers who are not only just drinking coffee, but incorporating it into their recipes to give their food a little hint of their morning routines. With that in mind, we’ve put together five tasty recipes which use coffee as a main ingredient that you can try in order to get your coffee fix in other ways than simply drinking it out of a mug.

In Sauces

Coffee sauce? You’d be forgiven if you’re wondering whether there actually is such a thing. In fact, there are a number of great sauces which can all incorporate coffee into their ingredients. One of the most common sauces which uses coffee as a spice is a barbecue style sauce which you can use to baste meat before cooking to give it a delicious barbecue taste. To make it, you’ll need a range of ingredients which can be found here. For a rich coffee taste, see coffee by Javafly.

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Tiramisu

If you want to cook with coffee, tiramisu is one of the most popular recipes to try. This no-bake, creamy dessert is a favorite from Italy, and definitely incorporates the gorgeous taste of coffee perfectly. To make this classic Italian sweet dish, you’ll need mascarpone cheese, one and a half cups of strong coffee, half a cup of brandy or cognac, 30 savoiardi (Italian ladyfingers) cocoa powder, and bittersweet chocolate. See the full recipe here.

Coffee Dry Rub

Coffee might not be the spice that you usually reach for to season meat, but it can yield surprisingly tasty results. Throwing a little bit of coffee into the dry rub of spices that you normally use for smoked ribs or even barbecued burgers can add a strong, barbecued taste that is delicious.

Coffee Ice Cream

If you enjoy making your own ice cream, coffee is a flavor which you definitely have to try. Whether you like to make ice cream from scratch or have a special ice-cream making machine to do all the hard work, adding some coffee to the mix can provide tasty, refreshing results that are the perfect alternative to a hot cup of coffee on a warm summer’s day. For even more taste options, why not try using flavored coffee such as hazelnut or caramel coffee for the most delicious ice cream ever.

Coffee Cake

Coffee flavored cake is another classic recipe which uses your favorite beverage as a main ingredient. There are many different ways in which you can make coffee cake, with some of the simplest being adding fresh or ground coffee to a regular cake recipe. Coffee and walnut cake is one of the most popular coffee cake recipes to try, and it’s easy to make, even if you’ve not done much baking in the past.

What are your favorite ways to cook or bake with coffee?

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How to Find Cheap Student Travel

By Charlie Brown

Students always feel a wave of excitement as the holidays approach, as it gives them the opportunity and freedom to travel. However, being a student means one will almost always have budgetary restrictions, and travel destinations should ideally be cheap. Without proper due diligence, this can be a huge problem. However, with the right amount of input, finding options for cheap travel should not be too big of a problem.

Research

The first step is to make sure one does as much research as possible. The fact that the holidays are here is not an excuse for research on subjects to be over. Before they start the actual booking and reservations, it is important to make sure they know what they will expect to pay for flights, accommodation, and travel and so on. The internet has many helpful resources, key among them the peak performance group travel website, which offers students options of most frequented locations and a choice of different types of tours and travel options. When searching for options and gathering information, it helps when one knows where to look for information. Look for sites that offer packaged deals and discounts, as well as resources for saving money.

All of our books lead to adventure. Don’t miss out on yours!

Flexibility

Sometimes, picking a specific destination can be difficult with loose travel plans and a budget that is not exactly as flexible as possible. A clever trick is to focus on the type of vacation one is to have, instead of focusing one’s attention on a single destination. By not committing oneself to a specific destination, one opens themselves up to numerous suggestions and a wider selection of travel deals.

Planes, trains and cars

Air travel costs have been going up in the past few years, and there is little chance that there will be significant drops in future. Still, there are discount airlines available for students who prefer flying. However, travelers with stricter budgets might also want to consider travelling by train and bus. They offer a more meaningful experience as one gets to pass across famous landscapes and enjoy the scenery. More importantly, they are much cheaper than flying. In fact, in some case, travel by train can be the fastest and cheapest way to move from one location to the next.

Student discounts

Student travelers enjoy discounts for travelling in almost every country, so do not be afraid to ask for discounts. Museums, parks and various historical sites have special rates for visiting students. Make sure to bring international student identification cards, or any other form of identification to take advantage of these rates.

Group travel

Travelling with friends is another great cost cutting tip. On gets to save money through the sharing of hotel rooms and group travel. With a group, it is also easy to make new friends who can then offset some of the costs, like accommodation and travel.

Being cash strapped might have students feeling like they cannot travel the world during the holiday period. With these tips, though, travelling for the average student is much cheaper.

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Read These Printed Instructions on How To Be Rich As Fast As Possible!

 

Thank you for visiting the RetireEarlyLifestyle Blog!

This post is no longer live, but if you want to know more about financial independence, world travel and medical tourism, please visit our website.

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

Thank you!

 

 

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How Divorce Cases Between Same-Sex Couples are Handled Today

 

Thank you for visiting the RetireEarlyLifestyle Blog!

This post is no longer live, but if you want to know more about financial independence, world travel and medical tourism, please visit our website.

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

Thank you!

 

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Arizona Day Trips – 3 Awesome Hikes in the Southwest

Guest post by Mitch Stevens. Read the entire article here.

It’s a well known fact that Arizona is beautiful, often breathtakingly so. From the fascinating Sonoran Desert in the south to the red rock country near Sedona and the Grand Canyon, the state features a staggering diversity of landscapes, perfect for day trips and adventures.

  1. Mt. Ajo – Organ Pipe Cactus National Monument

As a trip leader and interpretive guide, Beth Krueger knows the desert. She once spent four days camped at Organ Pipe Cactus National Monument, located between Arizona’s Ajo Mountains and the Mexico border.  While most hikers avoid summers in this part of the world, it’s Beth’s favorite season. At this time of year, she can savor the fruit of the organ pipe cactus, purported to be the best tasting in the world. Organ Pipe is the only place in the United States where the organ pipe cactus appears – it’s rare here, but common in Mexico.

All of  our books lead to adventure. Don’t miss out on yours!

Beth and I collaborated on a late winter outing in the park’s nearly pristine desert wilderness. We marveled at magnificent organ pipe and saguaro cacti, extraordinary plants. The preserve is a showcase for flora and fauna that have managed to adapt to the extreme temperatures, intense sunlight, and little rainfall that characterize this southwest region.

Ajo Sunset

Ajo Sunset

Together, Beth and I hiked 1.5 miles through dense stands of giant columnar cactus to the Bull Pasture overlook. There were exceptional views in every direction. In our immediate surroundings, smaller peaks, canyons, and other rocks formations; in the distance, majestic mountains. Before long, the boulders and rock formations that were part of the backdrop at the beginning of our hike were right in front of us. And after a few short, steep switchbacks with some loose footing, the route gave way to amazing rock outcrops, including windows, arches and a series of huge cone-like stone formations that were fun to explore.

After another mile of hiking walking on a ridgeline with stunning views, we realized the incredulity of the hike: a short but fun boulder hop landed us right atop Mount Ajo, the tallest mountain in Organ Pipe Cactus National Monument. We scrambled a short distance on the summit and more grand views emerged. A large, and colorful rock slab that looked like a spaceship and was covered in lime green lichen greeted us. It This made for a great resting spot.

For a brief cyber journey of this southwestern wonderland, turn up your speakers and enjoy Organ Pipe Magic.

  1. Rogers Canyon – Spirits of the Past in the Superstition Wilderness

Elisha Reavis dreamt of living live off the land in a beautiful place far away from the hordes of humanity. He realized that when he moved to a high mountain valley in Arizona’s Superstition Mountains, where he farmed, grazed and tendered an orchard. Ponderosa pines graced his ranch and a beautiful clear spring-fed creek watered the fruit trees he planted.

Arizona day trips

Arizona day trips

Five hundred years before Reavis arrived, the Salado peoples were eking out a living in Rogers Canyon and today, their fascinating cliff dwellings are visible from a hike just a few miles the Rogers Canyon trail junction.

Gradually, as we walked left from the junction, the landscape transformed from high desert grassland to riparian. There were huge, old sycamore trees, juniper, oak and mountain laurel. As we ventured deeper into the thick of Rogers Canyon, spectacular volcanic rock formations appeared. Different shapes seemed to be chiseled by the elements: a teapot, Queen Victoria’s crown. An immense boulder was perched precariously high up on the canyon wall.

We arrived at the Salado cliff dwellings. These well preserved ruins, constructed over 600 years ago and located in a huge cave above the canyon floor, were the highlight of our day. At one time, as many as 100 people lived there in more than 65 rooms, when it was constructed over 600 years ago. Most of the ruins have all but vanished but there is still a lot to see. Even from the ruins, across the canyon was a sight to behold. Impressive spires of volcanic rock, glowing in late afternoon sun and studded with trees and shrubs, appeared to march up the opposite canyon wall. The entire scene was framed by buff colored rocks comprising the cavern itself.

Because the ruins are fragile and irreplaceable; the forest service asks that hikers tread lightly and respect this magnificent place.

  1. Adventuring at Nankoweap

For hikers wanting to experience raw adventure and avoid crowds, the Nankoweap trail at the North Rim of the Grand Canyon is one of the most enjoyable and epic treks in the southwest. Spectacular geology and out- of- this world views are the calling cards of this magnificent place.

The trail was originally constructed in 1882 by Major John Wesley Powell, the one- armed civil war veteran and explorer who is credited with leading the first group of men down the Colorado River and through the present day Grand Canyon in 1871. The trail was created so that Charles Doolittle Walcott, a geologist in the Powell party, could easily access the canyon and study its rock layers.

Nankoweap

Nankoweap

The first three miles of the Nankoweap Trail are a delightful romp through a high elevation forest of ponderosa pine, juniper and aspen. Then almost suddenly, the trail takes on an entirely different character as it plunges off the rim of the Grand Canyon to continue along a ridge-top. Arriving at Marion Point, we came right into contact with the geology that makes this part of the Grand Canyon so incredible and unique. The rock layers date as far back 300 million to 750 million years ago. rock layers reached far back into our planet’s past from 300 million to 750 million years ago.

Unbelievable panoramas unfold from that point. The visible green ribbon along Nankoweap Creek lies 2,500 feet below and the forks of the creek extend far back toward the plateau, each separated by colorful rocky ridges and lofty buttes. The most striking of these is Mt. Hayden, a distinct and slender 400 foot Coconino sandstone spire at an elevation of over 8,000 feet.

Should the Grand Canyon be included on your bucket list? Most certainly. The spectacular and uncrowded Nankoweap trail is one of the best ways to experience the raw and unspoiled grandeur of this most magnificent gorge, one of the seven natural wonders of the world.

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Financials with a Reader: “I Have ‘X’ Amount of Money. Can I Retire?”

Q&A with a Reader 

Greetings,

I found your website from Andy’s video he did with you a month or so ago.

I liked your comment about “Take the amount of money you need to live annually and multiply that by 25… that is the amount of money you need in your retirement”

So, I’m curious what the dollar amount of your savings (investments) was when you “retired” at 38?

I understand that might be a personal question so, I’ll open my kimono (so to speak) — I ask, as I have $250,000 and am 48 however, I have a fear that if I were to “retire” now, that current “nugget” would not be enough to fund traveling like you both do. The money machine would not have enough initial fuel, kind of thing, yeh know?

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For the sake of argument, assume I would live with the same annual expenses that you both have.  Is it enough, in your opinion?

Or maybe the better question would be, When you both turned 48 (after traveling for 10 years) what was the amount you had in your investment portfolio that made you say, “We’ve done this for 10 years and are still 100% comfortable doing this for another 10, another 20… forever… because our investments have grown __X___ and our balance is __Y__”

Thank you for the help.

Keep up the great work and advice on your website.

Best,

~Mike

Mike,

Thanks for writing. To learn if you have enough money today you need to know how much you are spending today – then multiply that number by 25. Basically with that formula, you are taking out 4% per year for expenses and invested in roughly a 60-40% stock/bond portfolio. With this allotment, your account should grow.

When we retired 26 years ago we had about $500,000. Since then our account has grown out pacing inflation and spending.

In your case with 250K you could spend $10,000 per year or $27.00 per day.

We monitor our spending and net worth daily so that we know where we stand in real time, and offer a spreadsheet in Your Retirement Dream IS Possible for that purpose.

I hope this helps you and good luck.

Regards,

Billy

Billy.

Thank You!  I really appreciate it. The $10,000/year number is an interesting one as it’s also approximately the amount that a 72t distribution would give me…

Did you make use of that against your retirement account(s) so you didn’t have to pay any pre-59 1/2 penalty from 401k/b, IRAs?  Or were you smart enough to roll everything over into a ROTH?

Of all the stuff that’s on the ‘net, including YouTube channels about retiring, expats, etc., no one (at least that I have found) is sharing these simple calculations.  I would think this simple truth would be very valuable to people who think and/or say the things you mentioned in your article from Levinson Law … “I wish I could… like you…”

Thanks again Billy.  I really appreciate the feedback and your honesty about what it took for you, guy.

Live the Dream.

Best,

~Mike

Mike,

At 55 I used rule 72T to extract the amount equal to my future social security distribution. Then once I hit 62 and started taking SS payments I turned off the spigot and continue to let the IRA grow.

We have written about all of these topics on our site. If you search our site using the search box you can find many.

Regards,

Billy

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