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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

The Birthday Lunch Connection

Billy and Akaisha Kaderli

Celebrating Billy's birthday with a fine lunch and a carafe of Chilean wine

Celebrating Billy's birthday with a fine lunch and a carafe of Chilean wine

Akaisha took me out for a birthday lunch in Panajachel, Guatemala. We shared a perfectly cooked filet mignon with a Roquefort sauce, excellent papas and a salad, plenty for two, at the Circus Bar just a few minutes’ walk from our humble abode. After drinking a celebratory carafe of Chilean wine, we were finishing up our meal when a table of five well-fit men sat down next to us. We acknowledged each other with the rudimentary Latin exchanges when the man in charge spoke to us in English.

These men were dressed in Army fatigues and I noticed that a couple of the guys had a US Navy patch on their chest pocket. I addressed them in English but there was confusion on their faces. The leader then told us that this was his security detail and that they had been deer hunting on his property.

Oh! More than I needed to know? Are there deer in Guatemala? Researching it later, I found out that, yes, there are. Whew! My imagination had pictured something darker.


In Mexico we call guys like these, the “heavies” but here in Guatemala we were not sure what to think. Rene, the boss, then went on to tell us about property he just purchased nearby, a beautiful place with a magnificent view of the lake. We know the place well. Rene also owns a resort in both Antigua and on the Pacific Coast in Monterrico where he offered us a discount to stay. His standing in society is no doubt why he travels with security.

Sharing some personal details, he mentioned that his father was American, his daughter lived in Houston and his son was in the finance business in London. This is definitely an international, well-to-do family here in Guatemala.

Beside the security guys he had with him, there was a professional photographer who showed us eye catching photos of the resort. We did not know these places existed in Guatemala and they looked like pictures out of Conde Nast.

Our conversation continued, touching upon American politics, financial freedom, and the world of business.


All of us departed the restaurant at the same time. As we were walking back to our residence, horns honked goodbye as they passed us in his SUV with darkened windows. 

You never know who you will meet on this road less traveled and perhaps we will head to the beach soon to accept his offer to stay in one of his hotels.  


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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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