Retirement; like your parents, but way cooler
In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 4th decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience.
to Move to Latin America
Billy and Akaisha Kaderli
Watching the Sunset on Lake Chapala is
a popular pastime with locals and Expats
moving overseas isn't the answer to fulfilling everyone's retirement
dream, more and more people are leaving their home countries to live
elsewhere and for
very good reasons. Below we have listed seven of these reasons.
look. Perhaps a couple of them could solve a problem you are facing in
Affordable Cost of Living
Compared to the United States and Canada, many of these Latin American
countries offer a considerable drop in the Cost of Living. Daily life in
countries such as
Guatemala and Belize will offer you big savings.
Overall, rent is within reach, cost of food - either fresh at the markets or
even in dining establishments - are based on what locals can pay, and chances
are, you are better off financially than most locals. Public transportation
options are varied and much cheaper than what you would encounter up North
of the Border. Utilities are less and pricing for domestic help like
gardeners and maids is economical. Access to quality medical care, a large
sector of retirement spending for some, is also cost effective.
these savings point to a
better quality of life for less spending.
Large Expat communities already in place
In locations such as
Boquete, (Panama), or
large Expat communities are thriving. If you are looking for people who
speak English, various associations for volunteer opportunities, clubs for
activities like bridge, gardening, hiking, tennis, golf, or even Zumba
classes, you will find them.
don't have to reinvent the wheel, and there are many places to contribute,
thereby utilizing your talents. It's a great way to make new friends.
Access to Quality Medical care and Assisted Living options
of medical care is a concern for many retirees. Even though American Medicare is not
available to use outside the U.S., there are other options.
Mexico, for instance, offers their residents access to IMSS, which is their
government health insurance program. There are also
insurance plans available from companies like Bupa, Globality Health and IHI. And the
pricing for medical services outside the States is so affordable that
it is completely reasonable to think one can pay out of pocket.
living and long term care options are feasible.
Easy access to the States and Canada to visit family
retirees are concerned that they will lose touch with family and friends if
they move overseas. But more and more flights are originating both in Central America and the US
making travel between these countries a breeze. The location of Latin
America allows for same day arrivals both coming and going and isn't really
a hardship to manage.
between times, of course, there are VOIP services like Skype,
Facetime, WhatsApp, and Magic Jack, not to mention the ease of email and
There are a variety of climates, sizes of towns and cities to suit your
preferences, and beaches and mountains from which to choose.
America's geography provides amazing variety. No matter if you are a beach
person, prefer mountain scenery, or enjoy a large metropolitan city with
museums, theater, and high end dining establishments, there is something for
everyone in Latin America.
City, all located in Mexico, and
Antigua, Guatemala all offer city charm and amazing architecture.
The funky towns of
Panajachel, Guatemala or Boquete,
Panama are both smaller and provide
artistic divergence and small town charm.
beach towns of
Puerto Vallarta all located in
Mexico, or Bocas de Toro, San Blas in Panama, or
in Belize allow for you to enjoy putting your toes in the sand, swimming,
diving, snorkeling, sailing, fishing in the sea and sunsets over the ocean.
Most of Guatemala, and much of
both Panama and Mexico offer vast vistas from
mountain tops and a cooler climate.
if you choose one environment, domestic and
private flights can take you to another one
in a matter of hours for a get away.
Lake Atitlan Guatemala is popular with
Friendly people and culture
are known for their easy ways, their manana attitude, and their love of
family and friends. Seems there is always an occasion to celebrate and - at
least in our experience - they don't hesitate to invite you in. Fiestas,
rituals, and national holidays are colorful and many times LOUD. Just relax and enjoy it.
And even if you only speak a bit of Spanish, that's
enough to open the doors to new and memorable experiences.
Mayans are some of the most authentic humans we have ever encountered on
this earth. They are ready with a smile, and willing to engage in jokes,
conversation or to render help. Living with the Maya it's easy to forget
that there are crowded cities and other locations where people don't look
you in they eye and say hello to you on the street as a daily occurrence.
They have spoiled us.
International airports are dotted all over Latin America. If you want to
take a trip to Europe,
South America for instance, it's easy to find
a hub that will connect you to an international destination. If you choose
to move to this area, you are not necessarily stranded far from
society or world travel. You can still take that trip of a lifetime to a
you can see, Latin America offers quite an attractive package to spice up
your life. Many retirement bases are covered such as social activities, access to
quality health care, cost of living savings, and quick and reasonable
choices to visit family or take a trip somewhere if you are feeling stale.
not open yourself up to the many opportunities available, and test drive
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About the Authors
Early Lifestyle appeals to a different
kind of person – the person who prizes their
independence, values their time, and who doesn’t
want to mindlessly follow the crowd.
Retire Early Lifestyle Blog
About Billy & Akaisha