Retire Early Lifestyle
Retirement; like your parents, but way cooler

In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Could the Dow Jones Industrial Average, DJIA,

Rise to 200,000 by 2041?

Billy and Akaisha Kaderli

Ed Note:

I originally published this piece when the Dow Jones Industrial Average hit 35,000. Recently it touched 44,000, which puts it on track to hit 200,000 by 2041.

I updated the numbers below the original post.

Here's a question for you: Could the Dow Jones hit 200,000 by the year 2041?

"What? Have you lost your mind? If that is the case I am buying stocks today!" You might say.

Ok, Let’s have a show of hands. How many of you plan to be around in twenty years? Seems all of you have your hands up.

Now, how many of you are invested in the equity market?

Not everyone I see. My question to you is, why not?

Time for investment

Some say it's not wise to be investing now, while others let their political views obscure their financial risks.

Is this a good time to be investing in the markets? Honestly, I do not know. But I do know that for the past 100 years, the DJIA has averaged 10 percent per year with dividends reinvested.

See the chart below.

Recently the Dow Jones Industrial Average, DJIA, closed above 35,000. But what about in twenty  years?

We have already documented the power of the markets and the 4% rule, two useful money management tools, but what about the expected growth of the market over the next two decades?

Pessimist or optimist?

If you are a pessimist you probably doubt the market will sustain its averages. However, if you are an optimist you are thinking it will be more than 10 percent per year for the next 20 years coming.

Let’s take a look at some numbers.

With the Dow Jones Industrial Average at 35,000 and with an historic 10% annual return, you can see that it is not out of reach to hit 200,000 in 20 years. Remember that your money never sleeps and that time is an asset worth considering.

It's sensible to utilize all financial tools available to you in order to manage your retirement nest egg. Nothing is ever guaranteed in Life, so to sharpen your skills and find out more of what is available to you, take a look at our Financial Education Page and our Calculators and Worksheets Page.

Have everything in line to support you, and never give up on your dreams.

Updated numbers

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

HOME   Book Store

Retire Early Lifestyle Blog      About Billy & Akaisha Kaderli      Press     Contact     20 Questions     Preferred Links    

Retirement     Country Info     Retiree Interviews      Commentary     REL Videos