Got Batteries?

As you know, Billy and I have been on the road traveling the world for over two decades and because we travel light, we have become reliant on digital equipment. Owning netbooks, cell phones, digital cameras, a GPS and MP3/MP4′s have improved our lives and given us a more expansive reach to family and friends.

Even as convenient and powerful as all these pieces of equipment are, in order to keep them running they must have their batteries charged.

If you are dry camping, out on an extensive several day hike, or doing a home stay with a hill tribe family during a photo shoot, how do you keep your batteries fully charged so they don’t stop exactly at the point where you need them the most? We just found out about a company that offers portable usb charger batteries. Batteryheads sells AC and DC adapters, battery chargers and batteries for your camcorders, your digital camera, your laptop and more. The portable charger will give you on-the-go power for your iPod, iPad or camera and can charge two devices at the same time.

Typically, this power bank will recharge an iPhone or Android smart phone 3 to 4 times. Being able to recharge your equipment without returning to civilization can extend your stay off the grid.

We like that idea a lot.

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A Canadian Ski Paradise

These days, Billy and I go where the weather fits our clothes and we love the tropics for dozens of reasons. But in the early years of our being together, we used to hit the slopes and go skiing.

Seventy-eight miles north of the city of Vancouver in British Columbia, there is a gorgeous Canadian resort well known for hosting the 2010 Winter Olympic and Paralympic Games. Whistler has over 8,000 acres where you can ski or snowboard. If your style is to look for steep slopes and a real challenge, then skiing Blackcomb is for you. Blackcomb has the greatest vertical rise in North America, climbing 5,280 feet into the air.

Millions of people visit here for their Whistler ski holidays because they have such spectacular ski areas, including terrain for beginners, professionals and powder seekers.

In order to enjoy Whistler more completely, plan to stay several days or a week. Look through the Whistler ski accommodation that is available. There are some incredible 5 star hotels, lodges and even residences.

With 38 chair lifts, plan your stay and choose which mountains to conquer. Take advantage of the discount Whistler lift tickets. You can book online for these discounted lift tickets along with your ski and snowboard rentals. If you can find a better price for these extras elsewhere, Whistler will match or beat that price.

Skiing Whistler sounds like a terrific holiday and one that would create a lasting memory.

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Spending My Retirement Helping Others

Akaisha,

Where is the least expensive place I can retire and live like a king and help the people and children of that area? I have retired and am looking to maybe do like you all did for a while. Travel around for low dollars and live well with people.

Gabe

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Hi Gabe,

Congratulations on your retirement! Wow! Good for you!

There are literally dozens and dozens and dozens of places you could go and “live like a king” while helping other people.

Akaisha with hill tribe children, Thailand

I think it would help if you clarified certain things like:

* Would this place be a temporary stop over or are you looking for a permanent location? It’s hard to make a permanent decision when you won’t really know a place until you live there for a time, going through all your seasons. Or maybe you would like to live in various places until you find the one that grabs your heart.

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* Weather. That’s pretty important for the long run. If you like hot and humid, Asia, the Caribbean (Puerto Rico, Dominican Republic or even Belize) or the Philippines would be excellent choices. If you like cooler or more temperate weather, Mexico, Ecuador, and certain places in Central America would be good choices.

Billy built new tennis courts in Chapala, Mexico

* Do you want to do a project on your own with your own funding? Or would you rather join an organization which already has things set up? We just recently met a woman who has an organization that has been going to Haiti for decades. (talk about need! Take a look here: Colorado Haiti Project)

We lived in Chapala, Mexico for years, and did our own projects – Billy worked with the city to build tennis and volleyball courts (Tennis Court Construction, Light, Tennis, Action! Tennis and Volleyball Courts) and I taught English as a second language to kids, built a handmade note card business where I utilized local labor and taught them how to do this, and I also taught massage for free to anyone who wanted to learn.

Akaisha teaching Thai massage to locals in Mexico

There is need everywhere, Gabe. You won’t find a shortage, believe me.

Here in Guatemala we have seen volunteer groups set up clean water sources for the Maya villages in the mountains. Others are putting together solar coffee bean driers made out of painted soda pop cans, and another group is bringing in a method of solar light to homes using plastic liter soda bottles (See Liter of Light Programs)

You could check with your local contacts (Church groups, charity groups, University volunteer programs) or check our Volunteer Page for ideas and how to contact organizations that are already doing these things. Of course, you could always do a Google Search on the topics that most interest you like bring clean water or mentor in Central America or Expat Volunteer Groups- anything like this.

Billy sharing computer photos with hill tribe family, Thailand

Would you want to utilize the products of local labor and export them? Would you like to teach locals a new trade or skill so they would be more employable? Would you like to build schools or medical clinics?

Once you get started the opportunities expand exponentially. Then you just choose what interests you most. Cost of living in these locations is far lower than in the States and you may also find that over time, you will “need” less as well.

Indigenous woman selling silk weavings, Laos

Please, if you have any questions or want to know more, write and let me know. In some cases I could give you an email introduction, let you know about available medical care, tell you about climate of an area, or help you in some other way to get connected.

With your talents and experience, Gabe, you will be in great demand just about anywhere. And I know that you apply yourself so you will turn this into another great opportunity for everyone.

Keep in touch,
Akaisha

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Affordable Beach Places to Stay in Mexico

Billy,

What is the affordable top three places to stay near the beach in Mexico?

Thanks,

Phil

Hi Phil,

Thanks for writing.

Your question about the most affordable places to stay near the beach in Mexico is a little more complex than you might think on the surface.

First, it depends on the sort of beach experience you prefer. If you enjoy resort style living with para-sailing and jet skiing opportunities and drinking, dining and dancing in the evenings that is one sort of beach. If you like undeveloped beaches with not much more than the beach itself, body surfing, some palapa restaurants for great seafood and maybe hire a local for a boating excursion, that’s another style.

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In either case, what you pay for lodging has a lot to do with what you will spend for your time there at any beach. If you have a middle-to-top-of-the-line room, and eat where the tourists eat, those two categories will affect your budget substantially.

We tend towards simple, undeveloped style beaches and we like to stay in clean rooms with a view if possible, without resort style activities, the crowds and noise. We eat where the locals eat not in tourist locations.

So, with all of that in mind, I would say our favorite locations tend to be on the Mexican Pacific Coast . We especially enjoy Caleta de Campos with its wide expanse of beach and delicious seafood. San Juan de Lima is also very beautiful, but the town is pretty undeveloped. Zihuatanenjo has a LOT more going on and while it is more touristy, you can find quieter sections of town, restaurants in any category, and plenty to keep you from getting bored.

Another one of our favorites is Zicatela Beach, part of Puerto Escondido. But please note that this beach is going through dramatic changes leaning towards the cutesy touristy towns/expensive offerings. You can still find reasonably priced lodging and lots of food options. The waves are terrific for body surfing.

La Manzanilla, Melaque and Tenacatita on the Coasta Allegre are some nice beaches also. They have gotten developed somewhat, bringing higher costs, but you can still find some quieter places in that area.

It has been too long since we have visited Puerto Vallarta and Mazatlan for me to give you any current information, but we enjoyed both those beaches immensely. We stayed in the older, colonial section of town in Mazatlan which was close to the beach, and we paid $5 a night for our hotel. Today, that same room with Wifi access runs about $12 a night when you stay multiple nights.

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We just spent some time in Tulum, in the Yucatan Peninsula. The beach there is the classic Caribbean style beach with turquoise water and talcum powder white sand. There is still very affordable lodging available and some good eateries in town. The restaurants on the beach are more expensive but still delicious if you are deciding to spend the day at water’s edge.

I hope this helps you a little bit. Mexico is a huge country and worth exploring. We have lived there off and on since 1993 and we are still discovering locations we enjoy.

We wish you all the best,

Akaisha

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Vive la Différence

All of us have different talents, and variety and contrast make the world go ’round.

I’m an artist type. I can take seemingly incongruent objects like twigs, broken china, scraps of lace and thin copper wire and make a beautifully relatable whole; a product of eye catching beauty. My mind works in this manner and I can browse through junk drawers and bargain boxes and see treasure where others only see trash.

The real mystery to me is someone who gets excited over numbers. Surprisingly, I am surrounded in my life by engineers, mathematicians, and software techies. It’s like they speak a completely different language.

Through our world travels we meet all sorts of people, and recently, we had the pleasure of meeting an Enrolled Agent. She absolutely loves her job of sending in tax returns. Pleasant, precise and professional, she had enthusiasm for numbers and filling out forms like I have never seen before. She could take a chaotic mountain of numbers with dates of events and make complete sense out of it. She was awe-inspiring!

She had such a way about her that one would never question her ethics. She exuded such confidence about her abilities and where she stood that I’m sure she had taken an enrolled agent ethics course.  Since her business was long standing and highly recommended, I’m positive she participated in enrolled agent continuing education.

Personally, I’m happy that she had crossed our paths. We exchanged business cards and I know that if I ever had a problem with my taxes, she would be the first person I’d call. Conversely, if she ever wanted a hand painted silk scarf or a beautiful mixed media piece for her living room, perhaps we could do a trade!

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Baby Food

Guest post by Jewel Cole

We went to http://www.satelliteinternetbroadband.com/hughesnet/Oregon/M/Mitchell/ at my mother’s house and got satellite internet. I am so glad that we have it since our first child was born just six months ago. I didn’t realize what a great resource that the internet was for being a new mom. I have joined new mother websites where you are connected to other mothers. You can post messages and ask questions about child rearing. Some people have some really great ideas and I have learned a lot of tricks to motherhood that I would have never known. One of my favorite things about the new mom websites is that they have DIY: do it yourself tutorials about all things baby. I watched a tutorial on how to make a can your own nutritional baby food. My baby is not ready for solids, but I have been practicing and canning so that when that year mark rolls around, I will be ready and will have plenty of food in the pantry for my little one. I just hope that she likes peas, because I have lots of them!

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First Hand Account – Feb. 6th Earthquake in Cebu, Philippines

A whole lotta shakin’ goin’ on

On Monday afternoon, February 6, 2012 at 11:49 AM, there was an earthquake of magnitude 6.8 centered about 100 kilometers from Cebu City. This is a city of about a million people located near the center of the country of the Philippines on the island of Cebu and it is where I am currently living.

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The earthquake was closer to several other smaller population centers where it caused more destruction. With no active faults nearby, damage was minimal in Cebu City itself, which is not normally prone to earthquakes. This is about as bad as it gets – which is to say, not really that bad.

Geography protects Cebu

There are other nearby islands and larger islands further off which enclose Cebu island. This and the fact that Cebu Island is long and narrow reduces the probability of dangerous tsunamis here.  This current earthquake happened off the other side of this mountainous land mass.

Travis earthquake

Tsunami destruction FOR EXAMPLE ONLY NOT OF CEBU

Safety measures taken

People were predictably and justifiably frightened after the earthquake, and most big buildings were wisely evacuated as a precaution. Around noon one could see many employees milling around the streets, especially in front of big buildings.  Most malls were not allowing more people in as a precaution.  There were a couple of milder aftershocks.

About an hour after the earthquake, things were returning to normal, and employees were reentering the big buildings.  Almost everyone understood the magnitude of the earthquake and where it was located.

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There was a tsunami watch issued right after the quake as a precaution, but it was canceled by 2:00p.m. The alert said no evacuation of coastal areas was needed, just keep an eye out.

Delayed panic, false rumors

The strange part happened next.

Just after 2:00 p.m., over 2 hours AFTER the earthquake, panic gripped the entire city.

People were receiving text messages of a tsunami having overtaken parts of Cebu City. If you understand Filipino culture, you know that text messaging is almost the major method of communication here, almost on a par with talking face to face. False rumors started spreading.  Others claimed to have seen the tsunami and started running inland. People all over the city began running away from the ocean, many of them barefoot having lost their sandals or taken them off so they could run faster.

Travis earthquake

Panicked people FOR EXAMPLE ONLY NOT OF CEBU

Trying to gain perspective

My hotel is located about 2 kilometers from the ocean.  I noticed people screaming and running in the alley where my hotel is, about 50 meters off a major road.  I went out to see the commotion. People said a tsunami was on its way!

So I went and turned on my TV. Nothing.

I looked on the internet. Nothing.

I went to the roof of my four story building, and there was no water approaching. This panic, with the timing so long after the quake – which was not a major quake and centered on the other side of the island – made absolutely no sense to me. So I just stayed put and figured this was a false alarm.

Naturally, I also felt pretty safe being so far inland.

Terror prevents seeing the truth

But the truth didn’t seem to matter.

People all over the city literally ran for the hills.  This was happening a full 2.5 hours after the earthquake.  If there were a tsunami, it would have hit minutes after the quake.  I got text messages that certain parts of town were underwater (including parts I knew would not be underwater even in a real tsunami because they were too high and too far inland).

I received texts that EMall and ACT University, located about 1 kilometer from the ocean, were flooded. Later, we talked with the guards who said people were pleading to enter these buildings so they could go to the upper floors.  The guards sent someone to the roof of the 10 story building to look out with a periscope before allowing people in.  However, they saw nothing but calm seas.

Travis earthquake 4

People can fear the unreal FOR EXAMPLE ONLY NOT OF CEBU

Residual fear and looting

Cars were abandoned on the streets as some motorists fled. Markets more than a kilometer inland were left abandoned and goods were stolen in their owner’s absence. Whole work groups of professionals fled buildings and were running for their lives from an imaginary tsunami.

I have to admit, this is one of the most bizarre incidents I have ever encountered.  Even by late afternoon, many people who had fled numerous kilometers inland on foot, refused to believe that there was not a tsunami and were scared to return.

And yet, there was no tsunami. There was no surge, no somewhat big wave…

Just nothing.

It was all a fantasy and rumors fed by false text messages and false beliefs.

Making the best of a bad situation

I took the opportunity to work out at the running track downtown, an area that many thought was underwater. Usually it is crowded, but I got to work out with almost no other people there, because they were scared off by a tsunami that never happened.

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There were articles about this panic in the paper on Tuesday, the day following the quake. I read that the panic ultimately caused more damage to daily life than the earthquake itself. Authorities were seeking some individuals for prosecution for spreading false rumors.  Other officials want to revamp a sort of Emergency Broadcast System of some type.

While life here in the Philippines may be confusing sometimes, at least it isn’t boring…

T.

Travis earthquake 5

The big wave that never happened

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Our Readers Worry About Medical Insurance

Dear Akaisha and Billy,

We are looking at retiring in a few years and believe we will be comfortable with our savings.  However, the one area that has me worried is medical insurance.  What information can you give us in that area.

Thank you!

Have a Great Day!
Dave and Coleen

Hi Dave and Colleen,

Thanks for taking the time to write. We appreciate it.

Health care is a big issue for many retiree hopefuls. There is no one-size-fits-all solution and with the administration of health care in such flux in our nation right now it’s hard to know what the future might bring.

We have written on this topic fairly extensively, both in The Adventurer’s Guide to Early Retirement and also in Your Retirement Dream IS Possible. We take a different tack in that we promote Medical Tourism as an affordable and viable option.

You can take a look at our Health Page on our blog for some insight into this topic. Also our Preferred Links Pages have 4 Medical Pages one of them being Medical Tourism that will link you to hospitals, clinics, dental clinics, translators and businesses who will take you door to door if you want their help.

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We fully realize that this idea would not appeal to many people, especially with growing families and a full work and school schedule, but for retirees who do not want to carry a policy that costs them thousands of dollars a month this is a workable option. Billy and I have seen and used good medical care in Mexico, Guatemala and in Thailand and feel comfortable with this approach.

More and more businesses and countries are setting themselves up to take advantage of the health delivery crisis in the States by offering affordable services.Regardless of what you choose to do, it is good to be aware of this alternative.

Hope you find this information useful. Feel free to write any time.
Best to you both,
Akaisha

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Money, Money, Money

Have you ever taken a look at the FrugalDad website?

FrugalDad is written by a man named Jason who started his blog in 2007 when being frugal was still unpopular.  He’s just a regular guy, someone you could probably relate to who espouses fiscal responsibility on all levels. He hates debt, doesn’t like risk and tends to pay his credit cards off each month.

Because he has “been there” – getting in over his head with payments, being financially ill-prepared, and making money decisions with a high dose of impatience, he feels that he can share what he has learned from those mistakes. Having a family, owning a home, maintaining a job and keeping out of debt are all topics he discusses with enlightening clarity.

If you have never visited his site before and this is your first time, start with his archives page. For instance, there you will find an illuminating but simple piece called Resisting the Urge to Step Up in House. Jason speaks about a friend of his who fell into house fever and purchased a larger home without fully considering all the increases that maintaining this home would incur; Expenses such as a larger mortgage payment, higher utility bills and higher taxes. This couple now find themselves feeling a bit squeezed and are looking to sell their home in order to lighten the financial pressure.

That, as you know in this financial climate, is easier said than done.

Most every topic is covered including using coupons to get the best deals available out there, including airfares for a family vacation. You can get coupon codes for Orbitz which as you may know, is a user-friendly travel site. Saving hundreds of dollars on your vacation by changing the dates around can help make your vacation a more affordable one. And Orbitz gives very good deals on flights by allowing you to compare pricing. Navigating their site is easy too.

Common sense rules the FrugalDad site, and each month you will find informative and useful articles such as 5 Ways to Get Through College Without Debt, and How to Reduce Your Teenager’s Monthly Car Budget. Even if you are not raising a young family today, you might find the information useful for your children who are raising their own families.

I especially enjoy his insights on raising fiscally aware children, and if you have grandchildren of your own, you will find these insights very practical. I have always believed that one of the greatest gifts we can give children is the ability to control their financial futures.

So, if you have a few moments, take a look at his site. You might also want to recommend it to a friend or family member who could benefit from his first-hand experience.

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Factors Stimulating Medical Tourism

 We welcome this guest post by Dr. Deepika Garg, a Dentist who has been involved with online content creation and management for over 5 years. Of late, she has been involved in promoting medical tourism in India. She is currently the Chief Editor at Quality Surgery India.

The term “medical tourism” essentially means traveling overseas primarily to avail of medical treatments that are either not available in one’s native country or which are beyond one’s financial means.

According to a report on medical tourism by C Virginia Lee and Victor Balaban published in the Centers for Disease Control and Prevention’s Yellow Book on July 1, 2011, up to 750,000 Americans travel abroad for medical procedures every year. In light of the slump in the American economy and the skyrocketing costs of healthcare, these figures are expected to grow exponentially. It is not just the Americans who are embarking on overseas medical trips. People from the UK, Canada, Africa and West Asia too are traveling to India, Mexico, Costa Rica, Thailand and other medical tourism hubs for getting treated.

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Elective procedures like cosmetic and bariatric surgeries and dental treatments are most commonly sought by dental tourists as they are usually not covered by insurance. IVF surrogacy in India and East European countries is also becoming increasingly popular because of the favorable laws, easy availability of healthy surrogate mothers, presence of state-of-the-art clinics, and of course, low costs.

There are a number of reasons why patients prefer to travel overseas for medical and dental treatments. Here is a quick rundown of the factors fueling medical tourism:

Lower Costs – Traveling to the medical tourism hubs for treatments helps patients save big money. The cost of healthcare in these countries is lower than in First World countries chiefly due to low living and labor costs. A competitive medical tourism industry also helps in keeping a check on prices. Even after paying for flights and hotel stay, patients can save anything from 30% to 70% on the total cost of the procedures in medical tourism destinations.

Factors Fueling Medical Tourism

Save money on medical procedures

Quality Medical Care – The quality of treatments that patients receive in India, Thailand and other value-for-money medical tourism destinations is at par and in some cases even surmounts the quality of care that one can get in the medical facilities in the US, the UK, and Canada.  Traveling to the healthcare tourism Meccas allows patients to have the best of both worlds – quality healthcare and affordable prices.

Competent Doctors and Surgeons -The leading medical tourism destinations have highly competent doctors and surgeons, some of who have been educated in prestigious medical schools of the US and Europe. Many of them also have a sizeable experience of treating patients from all corners of the world.

Factors Fueling Medical Tourism

You can find competent medical care world wide

Modern Facilities - One can find JCI-accredited and ISO-certified hospitals and clinics in India, Thailand, Costa Rica, Mexico and other key medical tourism destinations.

No Communication Gap - Most of the leading medical facilities have in-house multi-lingual translators and English-speaking staff. Language barriers are bare minimum, at least within the hospitals in these countries.

Hospitable Environment - One thing patients often fear about going abroad is countenancing cultural divide. Because private clinics specializing in medical tourism are experienced in serving Western clientele, they know exactly how to make you feel right at home.

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Many Kinds of Treatments - A lot of countries do not allow certain therapies to be offered on their turf. Thanks to medical tourism, if a country puts restrictions on a therapy or a treatment, it is in no way tantamount to not gaining access to it at all. One of such controversial treatments is the stem cell therapy which despite being hailed as a quantum leap in science is banned in many countries. However, stem cell therapy can be availed in countries such as India, South Korea and Mexico.

Vacation – Last but not least, one of the best reasons to embark on a medical trip is to give your own self a well-deserved, long overdue vacation. Medical tourism gives you a reason to travel abroad like you’ve always wanted to. Whether you have opted to get a hair transplant in India or something more serious like a hip replacement surgery in Mexico, what better way to recuperate from surgery than to be tucked away in the foothills of an imposing mountainous range or on an exotic tropical beach somewhere!!

Factors Fueling Medical Tourism

Get medical care and a vacation

Lack of availability of technology and treatments at one’s home country is also one of the drivers of medical tourism.

In countries such as India, Costa Rica, Mexico, and Thailand which have a thriving medical tourism industry, patients can expect to experience quality healthcare for a much cheaper price than in their home countries. It is likely that medical tourism will remain on the upswing for quite some time.

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